According to Gerzema Where are some of the changes that consumers or making when it comes to spending money or buying an item what has caused these changes to take place

Answers

Answer 1

Answer: The answer is given below

Explanation:

According to Gerzema, some of the changes that consumers are making when it comes to spending money or buying an item include the idea of using debit cards at the expense of credit cards. This implies that individuals are now paying for goods and services with the money that is already with them.

He also said individuals now go after the “liquid life”, where he said that individuals define success on liquidity and not on having things. He also said individuals look at organization's values and that they're always looking for ways to have value for things they buy. The cause of these are the fact that consumers are being empowered and also wants to improve their economy.


Related Questions

When the percentage change in quantity demanded is numerically less than the percentage change in price, ceteris paribus, demand is:

Answers

In contrast, when the percentage change in quantity demanded is greater than the percentage change in price, ceteris paribus, demand is considered elastic, meaning that the good or service has more substitutes and consumers are more sensitive to changes in price.

What is Ceteris Paribus?

Ceteris paribus is a Latin term that means "all other things being equal" or "holding all else constant". It is a concept used in economics to isolate the effect of a single variable on a particular outcome, assuming that all other variables remain constant.

In economic analysis, ceteris paribus is often used as an assumption or simplification to help understand the relationship between two variables. For example, if we want to study the relationship between the price of a product and the quantity demanded, we might assume that all other factors that affect demand, such as consumer income, tastes and preferences, and the prices of related products, remain constant.

When the percentage change in quantity demanded is numerically less than the percentage change in price, ceteris paribus, demand is considered inelastic. This means that the change in price has a relatively smaller impact on the quantity demanded, indicating that the good or service is relatively essential or necessary for consumers. Inelastic demand typically occurs for goods or services that have few substitutes, such as essential medications or basic food items, where consumers are willing to pay a higher price to maintain their consumption.

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Macroeconomics Which of the following statements is true? a. A college degree does not influence the earnings of workers. b. The median pay of economics majors increased more in dollar terms than any other majors in 2015. c. People with 0–5 years of work experience earn more than people with 10–20 years of work experience in all major fields. d. Students majoring in economics earned more than students majoring in engineering in the U.S. in 2015.

Answers

Answer: b. The median pay of economics majors increased more in dollar terms than any other majors in 2015.

Explanation:

Several sources have shown that Economics majors had the highest per dollar increase of all majors in 2015.

This has been put down to the need for more economists in the field as the years go by and world economics becomes more uncertain. Another key factor is the level of specialization and expertise required of economists as most entry level economists jobs require a masters at the very least.

PFC Kim's living expenses are $1200/month. Her base pay is $1546.80 and she also receives $6.90 in partial BAH and BAS of $367.92. How does her living expense-to-income ratio compare to the recommended maximum living expense-to-income ratio

Answers

Answer:

Living expenses are less than the recommended maximum ratio

Explanation:

Since in the question it is given that

Living expenses = $1,200 per month

Base pay = $1,546.80

Received amount in partial BAH and BAS = $367.92

Now if we make the comparison between the living expense to income ratio and the high living expense to income ratio so it should be concluded that the living expenses are lower than the suggested maximum ratio and hence, the same is to be considered

A corporation has reported earnings per share of $1.00. If it pays a dividend of $.75 per share, the effect of the remaining $.25 will be to:________
A) increase retained earnings.
B) increase working capital.

Answers

Answer:

A. Increase retained earnings

Explanation:

The net income earned by a company in a particular year is always used for two purposes and treated in these ways- it is either paid out as dividends or retained in the business and transferred to the retained earning account or both. Thus, if out of $1.00 earnings per share, which is basically the net income earned per share, $0.75 is paid out as dividends per share, the remaining $0.25 is retained in the business and transferred to the retained earnings account.

A client is trying to decide between a par value corporate bond carrying a coupon rate of 6.25% per year and a par value municipal bond that pays an annual coupon rate of 4.75%. Assuming all other factors are equal, and your client is in a 28% marginal income tax bracket, which bond do you tell the client to purchase and why

Answers

Answer:

Municipal bond

Explanation:

We can clearly find out which bond to select by finding their equivalent taxable yield.

DATA

Coupon rate (corporate bond) = 6.25%

Coupon rate (municipal bond) = 4.75%

Marginal income tax = 28%

Equivalent taxable yield of municipal bond = coupon / (1-tax rate)

Equivalent taxable yield of municipal bond = 4.75% / (1-0.28)

Equivalent taxable yield of municipal bond =  6.6%

Hence municipal bond must be selected having a higher equivalent taxable yield as compared to corporate bond.

Both country 1 and country 2 are located on their respective production possibilities frontiers (PPFs) for consumer goods and capital goods, but country 1 produces twice the output of both types of goods compared to country 2. It follows that:_______.

Answers

Answer: country 1's PPF lies further to the right than country 2's PPF.

Explanation:

Both country 1 and country 2 are located on their respective production possibilities frontiers (PPFs) for consumer goods and capital goods, but country 1 produces twice the output of both types of goods compared to country 2. It follows that country 1's PPF lies further to the right than country 2's PPF.

The Production Possibilities Frontier is simply a graph used to show several output combination for two goods that will be be formed using the available resources and skills.

country 1's PPF lies further to the right than country 2's PPF would imply that PPF would lead to a rise in factor resources and a rise in productivity to be able to reach the output of both the consumer and capital goods.

"Raising taxes will hurt the economy given that with higher taxes, small business will go out of business" is

Answers

Answer:

"Raising taxes will hurt the economy given that with higher taxes, small business will go out of business" is An argument

The principle that individuals and firms pick the activity level where the incremental benefit of that activity equals the incremental cost of that activity is known as the principle of opportunity cost. spillover principle. marginal principle. principle of diminishing returns.

Answers

Answer:

Marginal principle

Explanation:

Marginal principle is the principle that states that individuals and firms pick the activity level where the incremental benefit of that activity equals the incremental cost of that activity. Marginal principal in nutshell is study about economic decisions and effect of change in variable and its effect on other variable. Marginal principal focus on the additional variable like labor and its effect on productivity generated in terms of output. Marginal principal considers both marginal benefits and marginal cost. marginal principal is important concept in economics that direct the over all industries and their output because they consider the additional cost of resources and additional benefits from them. marginal principal takes into account the marginal cost of producing one unit and its benefits incurred in terms of productivity and output.

The revenue/expense approach focuses on the income statement because it relies on which accounting principles?

Answers

Answer:

Revenue recognition and matching

Explanation:

Revenue recognition is as generally accepted accounting principles (GAAP) that recognises or identifies the basis for which a revenue is recognised and how it is accounted for.

Revenue Matching can be defined as an accounting principle that involves the show of expenses during the time the revenue was collected.

Cheers.

In marketing terms, we say that the number of intermediary levels indicates the ________ of a channel.

Answers

Answer:

length

Explanation:

In marketing terms, we say that the number of intermediary levels indicates the length of a channel.

intermediary levels in marketing involves those that their activities are needed to make sure the product or services from the producer get down to final consumers, they could be retailers or agents even wholesaler.

It should be noted that number of intermediary levels indicates the length of a channel.

Jenni sells custom-printed t-shirts and knows that customers begin their journey online with research on their mobile devices and end up making most purchases using their desktop. But, on her recent programamtic campaign, mobile isn't getting any credit. What would you recommend to solve this measurement problem?

Answers

Answer:

Make sure attribution models account for cross-device conversion

Explanation:

Since in the question it is mentioned that Jenni sold customized printed t-shirts also the customer starts their journey online by researching the mobile devices and the purchase could end up with desktop usage.

But in the current status, mobile is unable to get any credit so to solve this problem make a model account for the conversion of cross device that means if any user clicks on one device that the result should be shown on the other device

When you have carefully checked all the facts and your attitudes and still find that there’s just something about your supervisor that’s causing a problem in your relationship, you should suspect that

Answers

Answer:

Your answer to that is try to talk it out with someone and dont hold it in.

Explanation:Have fun and a great day

A ________ is an action-oriented document or playbook that guides the analysis, implementation, and control of the firm’s marketing strategy.

Answers

Answer:

marketing plan

Explanation:

A marketing plan can be defined as seen in the question as above but could also be said to be a blueprint or detailed document that outlines or explains the advertising and marketing plan that is to be used for a coming year.

Simply put, a marketing plan is one that explains a companies marketing strategies needed to reach a goal withing a time frame.

Elements of a marketing plan usually includes; price, product, promotion, people, place.

Cheers.

Assume that instead of the military-equipment issue, Thomas's religion required that he take a break at noon every day to take illegal drugs. The drugs are considered "Schedule 1" drugs, meaning the government has evaluated them and determined that the drugs have no medicinal value but have a high risk of addiction or serve as "gateway" drugs, leading users to even more serious drugs. The state relies on studies linking drug use to criminal activity and violence.

Answers

Answer:

CompellingValid

Explanation:

A compelling interest refers to a choice that is not made out of choice but out of necessity. In Thomas's case, as the drug is considered a gateway drug that might get him addicted to others that might then lead him to a life of crime, it is necessary that his actions are nipped in the bud and that would work by violating Thomas's religious freedom and justifiably so.

If the court considers the state's reasons sufficient, then the regulation that violated Thomas's religious freedom is valid and should not be struck down because it is the only way that the Governmental objective of lower crime can be achieved in this instance.

Consider the following partially completed income statements for merchandising companies and compute the missing​ amounts under the Flynt Corp. table below the following Data Table:view the Income​ Statements:Data Table :Rustic Gear Flynt Corp. Sales$ 98,000 $(d)Cost of Goods Sold:Beginning Merchandise Inventory(a)31,000Purchases and Freight In50,000(e)Cost of Goods Available for Sale(b)91,000Ending Merchandise Inventory(2,200)(2,200)Cost of Goods Sold63,000(f)Gross Profit35,000114,000Selling and Administrative Expenses(c)86,000Operating Income$10,000$(g)Rustic GearSales$98,000Cost of Goods Sold:Beginning Merchandise Inventory15,200Purchases and Freight In50,000Cost of Goods Available for Sale65,200Ending Merchandise Inventory(2,200)Cost of Goods Sold63,000Gross Profit35,000Selling and Administrative Expenses25,000Operating Income$10,000Flynt Corp.__?___$31,000__?___91,000(2,200)114,00086,000__?____

Answers

Answer:

e. Purchases & freight= 60,000

f. Cost of goods sold= 88,800

d. Sales= 202,800

g.Operating income= 28,000

Explanation:

Calculation for the missing amounts for Flynt Corp.

e. Computaion for Purchases & freight-in

Using this formula

Purchases & freight-in= Cost of Goods Available for Sale - Beginning Merchandise Inventory

Let plug in the formula

Purchases & freight= 91,000 - 31,000

Purchases & freight= $ 60,000

f. Computation for Cost of goods sold

Using this formula

Cost of goods sold = Cost of Goods Available for Sale - Ending Merchandise Inventory

Let plug in the formula

Cost of goods sold= 91,000 - 2,200

Cost of goods sold= 88,800

d. Computation for Sales

Using this formula

Sales = Gross profit + Cost of goods sold

Let plug in the formula

Sales= 114 000 + 88,800

Sales= 202,800

g. Computation for Operating income

Using this formula

Operating income = Gross profit - Selling and Administrative Expenses

Let plug in the formula

Operating income= 114,000 - 86,000

Operating income= 28,000

Preparation for the Income statement for Flynt Corp.

Flynt INCOME STATEMENT

Sales 202,800 (i)

Cost of good sold :

Beginning Merchandise Inventory 31,000

Purchases and Freight In 60,000

Total Cost of goods available for sale 91,000

(60,000+31,000)

Less Ending Merchandise Inventory 2,200

Cost of goods sold 88,800 (ii)

(91,000-2,200)

Gross profit 114,000

(202,800 - 88,800)

Less Selling & Administrative expenses 86,000

Operating income 28,000

Elen holds 1,000 shares of fizbo inc. stock that she purchased 11 months ago. the stock has done very well and has appreciated $20/share since helen bought the stock. when sold, the stock will be taxed at capital gains rates (the long-term rate is 15 percent and the short-term rate is the taxpayer's marginal tax rate). ignore the time value of money.

Answers

Answer:

Question option include: a. if Helen's marginal tax rate is 35 percent, how much would she save by holding the stock an additional month before selling? b. what might prevent Helen from waiting to sell?

Solution

Per share increase in price = $20

No of shares = 1000

Total capital gain = 1000 * $20 = $20,000

Tax rate if hold for one year more = $20,000 * 15% = $3,000

If sold immediately and taxed as short term capital gain, then  = $20,000 * 35% = $7,000  

So if shares are held for more than a month a tax of {($7000 - $3000) = $4,000} can be saved.

b  In a month shares prices may fall and capital appreciation would be reduced and this will increase the risk associated with the investment and she will not to wait for the liquidity for a month more.

The number of families who used the minneapolis ywca day care service was recorded over a 30-day period. the results are as follows:

Answers

Complete Question:

The number of families who used the Minneapolis YWCA day care service was recorded over a 30-day period. The results are as follows:

62 51 60 43 58 56 53 35 55 55

35 53 65 35 6 22 55 26 32 24

53 17 11 58 54 54 20 56 39 57

Construct a cumulative frequency distribution of this data.

Answer:

The Cumulative Frequency Distribution of the number of families who used the Minneapolis YWCA Daycare Service:

Class          Frequency        Cumulative Frequency

0 up to 15                2                              2

16 up to 30              5                              7

31 up to 45              6                             13

46 up to 60            15                            28

61 up to 75              2                          30

Explanation:

The cumulative frequency table produced above can be used to determine the value of the usage of the YWCA Daycare Service by the different Minneapolis families over a period of time.

A convenience product would most likely be promoted through _____.

A. segment marketing
B. mass marketing
C. niche marketing
D. micromarketing

Answers

Answer:

a. segment Marketing

Explanation:

hope it helps you

Which of the following is NOT a component of the marketing mix?
O Product
O Promotion
O Perception
O Price

Answers

Answer:

Perception

Explanation:

Perception is not a component of the marketing mix. Option C is correct.

What are the components of a marketing mix?

There are four main components of marketing mix, that help in marketing of any product in the market, and it is most important in the field of marketing, the four main components are:

ProductPrice PlacePromotion

Therefore, option C correct.

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Which two advantages do renters have that home buyers don’t have?

Answers

Renters are not affected by changing property price.

Renters don't have to pay for major repairs to the property.

Answer:

Renters are not affected by changing property price.

Renters don't have to pay for major repairs to the property.

Explanation: it’s right on Plato

A small business owner has decided to form a ______________ after deciding that she wants to maximize revenue, minimize taxes, give back to the community, and exercise total control over her business.

Answers

Answer:

Sole proprietorship

Explanation:

If you want to minimize taxes and avoid double or even triple taxation, your options are a sole proprietorship, a partnership (general or limited liability) or a limited liability company. The IRS considers them pass through entities, so they are not taxed directly, you are.

But if you want to exercise total control over your business, the options narrow down to only a sole proprietorship because all the others involve other people being co-owners of the business.  

According to the guidelines provided by Practical Communications, Inc., what is the most appropriate medium for addressing negative behavior?

Answers

Answer:

Meeting

Explanation:

A meeting can be said to be the gathering of two or more persons to discuss on one or various topics. A meeting could be official or unofficial. For the purpose of this question, we shall be sticking to official meetings.

There are quite a number of types of meeting and they include: Status Update Meetings, Information Sharing Meetings, Decision Making Meetings, Problem Solving Meetings, Innovation Meetings, Team Building Meetings.

One of the above types of meeting is used for addressing negative behavior.

Cheers.

The interest rate is 10% but the government offers you a subsidized perpetual loan for $1m at 5%. in other words, you get the $1m today and, in return, you pay the government $50,000 a year forever (you a re immortal). how much is this subsidy worth?

Answers

Answer:

The worth of loan subsidy at 5% is $1000000 and at 10% is $500000.

Explanation:

The subsidized perpetual loan offer by government = $1000000

Interest rate = 5%

The amount paid for forever = $50000

Below is the calculation to find the worth of loan subsidy for forever.

Amount paid to the government for forever at 5% interest.

Total subsidy loan worth at 5% = $50000 /5% = $1000000

The subsidy loan worth at 10% = $50000 /10% = $500000

The worth of loan subsidy at 5% is $1000000 and at 10% is $500000.

Jim and Pam Thomas have been married for many years. How will the estate be taxed when transferred to the remaining spouse if one of them dies

Answers

Answer:

When a spouse dies, and his/her estate is passed to the surviving spouse, there is no estate tax liability. When you are married, a joint tenancy in common is formed for all the spouses' estate, so if one dies, the estate will pass automatically to the surviving spouse (joint tenant) unless a prenuptial or postnuptial agreement exists.

Financial statement auditors provide some degree of assurance that financial statements are free of material misstatement. Many investors believe this degree of assurance should be higher in cases of intentional misstatement such as fraud than for unintentional misstatement, such as honest mistakes in management’s accounting. Many auditors would point out that fraud is much harder to detect than honest errors because management tries to conceal fraud, but not honest mistakes. According to auditing standards, what degree of assurance do financial-statement auditors provide that there are no material misstatements due to intentional misstatements (e.g., fraud) versus unintentional misstatements (e.g., honest computational mistakes)?

Answers

Answer:

First of all, an auditor must be skeptical about the information that he/she is gathering and analyzing. They should try to get as much audit evidence as they can in order to form an opinion. But an auditor can also reasonably assure that there are no material misstatements, either intentional or not intentional.

Most auditor procedures are intended to discover unintentional misstatements, but intentional misstatements are very hard to discover because more than one individual (or even a very large group) might have colluded in order to conceal them. The auditor gets his information from the controller, internal auditor, and other people within the organization, but what if they all colluded in order to conceal their bad actions.

E.g. an auditor should check for shipping receipts to be complete, accurate and in order, but he/she relies on information given by the same people that he/she is evaluating. The auditor can conclude that the shipping reports are complete, but he/she cannot state that they are true and valid because he/she wasn't there.

Andre enjoys playing video games, but there is not a video game about his favorite hobby: collecting stamps. Andre decides to make a video game, not his for his enjoyment but to sell to other stamp collectors.

Answers

Answer:

B) entrepreneur

Explanation:

Since in the question it is mentioned that Andre enjoys while playing video games but at that time his favorite video game is not available i.e. collecting stamps. Now he decides to prepare a video game not for his enjoyment but for selling to the stamp collectors

So here the productive resources are entrepreneurs as  it deals with the resources that are needed while producing the goods and services

hence, the correct option is B.

How does the chain of command facilitate the operations of a large structured organization?

Answers

Answer:

The use if the direct chain of command affords delegation of authority in an easily understandable way, such that needed decisions on actions are more quickly taken to save costs due to delay and lack of cohesion.

Direct chain of command affords employees to work in areas they are proficient with which builds improved competence and skill within the workforce

The chain of command organizational structure is a logical delegation of authority which facilitates collaborative efforts with internal and external bodies

Explanation:

__ are the people, money, information, equipment, and materials required to produce an organization's goods or services.

Answers

Answer:

Inputs

Explanation:

Inputs are the people, money, information, equipment, and materials required to produce an organization's goods or services. Input in production process mean that which helps to produce output in production area. i.e. In production process, the input includes Labor and Capital. Production process depends on these two inputs, and these input helps production goods be occur.

9What is an example of a formal closing? ALove, incorrect answer BSee you later, incorrect answer CYours truly, incorrect answer DTill then, incorrect answer 9 of 10

Answers

Answer:

C Yours truly

Explanation:

For closing the formal letter, we write off the format closing at the bottom of the page

Like

Yours sincerely

Thanks & regards

Your truly

Best regards, etc

This should represent the respect of a person and the writing way to write out a letter

Therefore in the given case, the option C is correct i.e. C yours truly

Answer:

D

Explanation:

DDDDDDDDDDDDDDd

Which of these is a major criticism of scientific management?

a. It overemphasized the intelligence of workers.

b. It emphasized the social context of work.

c. It ignored the social context of work.

d. It overemphasized individual differences.

e. It ignored the impact of compensation on performance.

Answers

Answer:

The correct answer is the option C: It ignored the social context of work.

Explanation:

To begin with, the name of "Scientific Management" refers to the theory created by Frederick Taylor that focus on the study of the work environment around the years of the industrilization process back then. Therefore that this concept is quite ancient in terms that only looks for that the worker can do and how can he do it faster and more efficiently. A major importance of this study was the use of measuring the time of every worker to see how they were going. So, it is understandable that this process is criticized by many managers of today because it does not have in mind the social context of the workers and only sees them as machine without personal goals outside the work.

A major criticism of scientific management is that it ignored the social context of work. The correct option is c.  

Although it is widely acknowledged that scientific management enables management to allocate resources in the most efficient and effective manner possible, it has not been without criticism.

Workers' Point of View

Unemployment - Workers believe that management limits their employment chances by replacing men with robots and by enhancing human productivity, requiring fewer workers to accomplish work, resulting in their dismissal.

Employers viewpoint

Expensive - Scientific management is an expensive approach that requires a significant investment in the development of a planning department, standardisation, work studies, and worker training. It may be out of reach for small businesses. Overhead costs rise as a result of heavy food investment.

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