All of the following are guaranteed features in a variable life insurance policy, EXCEPT:
The cash value is invested in the insurer's separate account, and is, therefore, not guaranteed.

Answers

Answer 1

The cash value is placed in the insurer's different fund and is thus not guaranteed. are not guaranteed elements of a variable insurance policy.

Insurance is a form of financial loss protection in which a party agrees to reimburse another party in the case of a specific loss, damage, and injury in exchange for a fee. It is a type of risk management that is generally used to protect against the risk of the a dependent or uncertain loss. An insurer, insurance business, insurance carrier, and underwriter is a company that sells insurance. A policyholder is a person or entity that purchases insurance, while an insured is an individual or company whom was covered by the policy. In return for the insurer's commitment to compensate, the policyholder accepts a guaranteed, predict, and relatively minor loss in the shape of a payment to the insurer.

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Related Questions

Name and define the four types of consumers.

Answers

Answer:

There are four main types of consumers: omnivores, carnivores, herbivores and decomposers. Herbivores are living things that only eat plants to get the food and energy they need.

Producers can make their own food and energy, but consumers are

different. Living things that have to hunt, gather and eat their food are

called consumers. Consumers have to eat to gain energy or they will die.

There are four types of consumers: omnivores, carnivores, herbivores and

decomposers.

Herbivores are living things that only eat plants to get the food and

energy they need. Animals like whales, elephants, cows, pigs, rabbits, and

horses are herbivores.

Carnivores are living things that only eat meat. Animals like owls,

tigers, sharks and cougars are carnivores. You would not catch a plant in

these animals’ mouths.

Then, we have the omnivores. Omnivores will eat both plants and

animals to get energy. Whichever food source is abundant or available is

what they will eat. Animals like the brown bear, dogs, turtles, raccoons and

even some people are omnivores.

At last, we have the decomposers. Decomposers break down dead

plant and animal material into small particles. This material puts nutrients

back into the soil to be reused. Mushrooms and earthworms are great

examples of decomposers.

Explanation:

Answer:

Consumers are omnivores, carnivores, herbivores and decomposers.

Explanation:

Herbivores - are living things that only eat plants to get the food and energy they need.

omnivores - an animal or person that eats food of both plant and animal origin.

carnivores - an animal that feeds on flesh.

decomposers - an organism, especially a soil bacterium, fungus, or invertebrate, that decomposes organic material.

Im not sure if this is what you were asking, but if it was i hope i was able to help :)

Give an example of a third party. What are its viewpoints?

Answers

Answer:

In electoral politics, a third party is any party contending for votes that failed to outpoll either of its two strongest rivals (or, in the context of an impending election, is considered highly unlikely to do so). The distinction is particularly significant in two-party systems. In any case "third" is often used figuratively, as in "the third parties", where the intent, literally stated, is "the third and succeeding parties".

For instance, in the United Kingdom a third party is a national political party, other than the Conservatives and Labour, which has at least one member in the House of Commons. From 1922 to 2015, Liberal Democrats and its predecessor Liberals was the third party. Since 2015, it is used for the Scottish National Party (SNP). In Scotland, SNP has been the dominant parliamentary party beginning with the 2011 Scottish Parliament election, with the Conservative the next largest party and Labour becoming Scotland's third party ever since.

In the United States of America, there have been numerous "third parties". The largest since the mid-20th century are the Libertarian and Green Parties.

In Canada provinces such as Ontario, Prince Edward Island and Quebec, nearly 50+ active political parties exist throughout the nation with several of them both provincial and federal levels either elected, formed or joined during cross-flooring.

The term "third parties" is used mostly in countries with first-past-the-post voting systems, as those systems tend to create a two-party system, so that successful smaller parties are rare to stronger two-party systems like the United States.

Countries using proportional representation give little advantage to the largest two parties, so they tend to elect many parties. Therefore, in those countries, three, four, or more political parties are usually elected to legislatures. In such parliamentary systems, coalitions often include smaller parties; since they may participate in a coalition government, there is not a sharp distinction with a 'major' party. In two-party systems, on the other hand, only the major parties have a serious chance of forming a government. Similarly, in presidential systems, third-party candidates are rarely elected president.

In some categorizations, a party needs to have a certain level of success to be considered a third party. Smaller parties that win only a very small share of the vote and no seats in the legislature often are termed minor or fringe parties.

example of compassion​

Answers

Opening the door for someone

Saying encouraging words.

Ans: Open the door for someone.

Motivate others.

Practice acts of kindness.

Allocate time to bond with friends and family.

Say encouraging words.

Share a hug or a handshake.

Incorporate the phrase “thank you” into your daily routine.

Offer to help someone with their to-do list.

True or False: A trade barrier is something that blocks or hinders trade from
happening?

Answers

Answer:

true

Explanation:

This is true.


Hope this helps:)

What conclusions can you make about kinetic energy and temperature? ​

Answers

Answer:

the higher the kinetic energy in molecules and particles, the higher the temperature. vice versa for the other way around.

Explanation:

also why is this in social studies lol

List four differences in the use of animals by sedentary (settled) and nomadic farmers.

Answers

I have one off the top of my head. A sedentary does not move or follow herds as nomadic farmers do

Which TWO characteristics do people who follow the same religion usually have in common?
A.
They practice similar rituals.
B.
They share the same ancestors.
They speak the same language.
D.
They share a system of beliefs.
E.
They live in the same country.

Answers

Answer:

I think the answer are A and D...

i agree, A and D. The others have nothing to do with it

A book is placed on a table and a rock sits on top of a cliff.
Which statement is correct?
Both the book and the rock have kinetic energy.
Both the book and the rock have potential energy.
O The book has potential energy and the rock has kinetic energy.
The book has kinetic energy and the rock has potential energy.

Answers

Answer:

B. Both the book and the rock have potential energy. because they are both above the ground and not moving

Explanation:

:)

Answer:

its B. :) (Both the book and the rock have potential)

PLEASE HELP!
which of the following choices exemplifies a major difference between the immigrants coming to the united states in the 1830s and the immigrants who came inn the 1890s

1. Most of the immigrants who came to America in the 1890s came from Asia, where as the immigrants of the 1830s came from Europe.
2. Most of the immigrants from 1830 were Catholic whereas the immigrants who came from the 1890s were mainly protestant
3. Most of the immigrants who came in the 1830s spoke English and most of the immigrants who came in the 1890s did not
4. There was no significant difference between the two groups.

Answers

Answer:

c. most of the immigrants who came in the 1830s spoke english and most of the immigrants who came in the 1890s did not.

Explanation:

The Melanesians are descendants of Africa
True or false

Answers

Answer:

False

Explanation:

They originated from South Asia and some genetic remenants have been found as far North as Siberia.

The Melanesians are not descendants of Africa. They originated from South Asia and some genetic remnants have been found as far North as Siberia. Thus, the statement is false.

Who were Melanesians?

Melanesians are the most numerous and indigenous inhabitants of Melanesia, which spans from New Guinea to the Fiji Islands. Most people speak one of the many Austronesian languages, particularly those in the Oceanic branch, or one of the many unrelated Papuan language families.

The ancestors of today's Papuans are the original inhabitants of the group of islands known as Papua New Guinea and the Solomon Islands. Island Melanesia, which includes Vanuatu, New Caledonia, and Fiji, was first inhabited by Austronesian peoples, who were later followed by Melanesians, who established the Lapita culture.

Therefore, the Melanesians are not descendants of Africa.

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what is meant by cultural lag

Answers

Answer:

Cultural lag is a term used to describe the idea that a society is having issues in catching up with the current flow of the technological and scientific discoveries. This leads to ethics and moral arguments that tackle whether these advancements should be accepted.

Explanation:

What are two things that help shape the way an economy grows and develops?

Answers

Answer:

Economic growth is driven oftentimes by consumer spending and business investment. Tax cuts and rebates are used to return money to consumers and boost spending. Deregulation relaxes the rules imposed on businesses and have been credited with creating growth but can lead to excessive risk-taking.

Explanation:

Explain how mutual respect for right and responsibilities by those in a relationship could sustain a positive relationship

Answers

Answer:

positive relationship develops when equality exists between two individuals.

Explanation:

Every individual has the same rights and responsibilities endowed to us. Most of the time many individuals in a relationship attempt to assert these rights without considering the rights and well-being of their partners.

For instance, the right to choose is cherished by every individual, however, the same is not respected when their partner wants to assert it.

It is important to understand that with each right one is endowed with, the same is endowed to another person. Therefore, it is important for individuals to respect the rights and responsibilities of another person.

A positive relationship develops when equality exists between two individuals. They must cherish shared decision-making and should not attempt to control one another.

As a Congressional Representative from Georgia. Tom Watson supported reforms that MOST benefited which group? A civil servants B. O agrarian workers c. textile mill workers D. large plantation owners​

Answers

Answer:

agrarian workers

Explanation:

I have to write a summary for my year project about an interview but it cannot be question-answer. Can anyone help me. It is urgent!!!

Answers

Answer:

hope this helps!

Explanation:

Which option describes how Japanese Americans were impacted by wartime policies during World War II?

They gained widespread fame in American society.

Many received large sums of money from the government.

They finally secured the right to vote.

Many lost their jobs and homes.
ASAP IM TIMED

Answers

Answer:the last option, Many lost their jobs and homes

Explanation:

16)
The Bill of Rights protects important freedoms of American citizens, and also prohibits (prevents) the government from certain
actions. Choose ALL things the U.S. government is not allowed to do based on the Bill of Rights.
A)
It cannot stop people from sharing their opinions.
B)
It cannot require people to pay any type of taxes.
It cannot use the military to protect the American people.
D)
It cannot pass a law that keeps people from going to church.
E)
It cannot force people to go to prison with out due process.

Answers

The Answers is A, D, and E. Also Please give me a brainliest answer

when and where the first world population conference held​

Answers

Answer:

World Population Conference

: Geneva, Switzerland

Answer:

Date: Aug 29, 1927 – Sep 3, 1927

Location: Geneva, Switzerland

Explanation:

i g o o g l e d it

Chief Osceola played a specific role in the history and creation of the state of Florida. Select the fact below hat you know will be true about osceola, based on this week's study weekly

Answers

Answer:

His original name was "Billy Powell".

Explanation:

Osceola was the chief of Seminole. He was one of the most influential and powerful  Florida Seminole leader. He lead a group of warriors in resistance against the Americans during the 2nd Seminole war.

He fought against the United States for being removed his tribe from the land of Florida. He was born to Creek ancestry. His father was a Scottish trader and mother was mixed European and Creek ancestry.

His original name was Billy Powell for the first few years of his life. But after the coming-of-age ceremony, he took the name of 'Osceola'.

What does George mean when he says “I haven’t any country”?

Answers

Answer:

Because he Lives in Mars.

Explanation:

He has no any country because George Live in Dream SMP


What are 3 pros (positives) of working in natural resource system

Answers

Answer:

Protect  wildlife that seek refuge in cities. Maintain urban parks and green areas

Explanation:

If an astronaut had a mass of 30 kg on the moon, what would his mass be on Earth?

Group of answer choices

His mass would stay the same on Earth.

His mass would increase due to gravity on Earth.

His mass would decrease due to gravity on Earth.

His mass would change depending on the gravitational force.

Answers

B. His mass would increase due to gravity on Earth.

Answer:

B

Explanation:

Why was it advised to Kennedy that it will be impossible for the us to win any kind of war with Diem and Nhu running the country

Answers

Answer:

South Vietnam's President Diem was overthrown in a military coup. The coup took place with the tacit approval of the United States. Diem was killed during the coup, despite assurances that he would not be. ... Lodge believed that cutting off US funds to South Vietnam would provide the impetus to begin a coup.

Explanation:

What should my thesis statement be???

Answers

Answer:

Although it may not appear that the nation of Uganda is financially stable enough, the nation continues to prove time and time again, that they are accepting refugees, with no hesitation. With increasing statistics, it shows how their refugee population is on a steady increase.

Explanation:

continuesfix your typo- "also"

Was the treaty of Versailles a just and fair treaty?

Answers

it was fair in the sense that it is the peace treaty. its main aim was to take germany's armed forces and colonies as it protected the rest of the world in the short term and punished them.

Explanation:

from history book

Explanation:

The treaty was fair in the sense that it could be justified by the allied powers...the treaty could be justified but that didn't make it just.By imposing such harsh treatment of thier opponent in world war l, the allies ensured that Germany would continue to be thier enemy in world war ll.

different between regionalism and federalism in a sentence?​

Answers

Explanation:

The main difference between federalism and regionalism is that federalism is a system of government that combines a central government with regional governments while regionalism is a political ideology that prioritizes the interest of the region over the interest of the nation as a whole.

Under apartheid, which group faced discrimination and mistreatment?
A) White South Africans (of European descent)
B) British Government (colonial rulers)
Black South Africans (of African descent)

Answers

Answer:

Black South Africans (of African descent)

Explanation:

To what extent is gender biologically constructed? To what extent is gender socially constructed?

Answers

Answer:

Gender refers to the characteristics of women, men, girls, and boys that are socially constructed. This includes norms, behaviors, and roles associated with being a woman, man, girl, or boy, as well as relationships with each other. As a social construct, gender varies from society to society and can change over time.

Gender is always a big topic when it comes to being socially and biologically constructed. Most people will say that you were born said gender so you have to act that way, but other people will tell you that if you wanna be a different gender, then do it. Parents are always the first to tell us that there are only two genders and that anyone who says else wise is lying.  Parents know everything right? Wrong. Most parents feed their kids lies at a young age which is why some adults act the way they do. Gender in the social part of life is practically a war especially now with the LGBTQ.

The social construction of gender is demonstrated by the fact that individuals, groups, and societies ascribe particular traits, statuses, or values to individuals purely because of their gender, yet these ascriptions differ across societies and cultures, and over time within the same society.

Why is Emily's nickname "Energetic Emily"?

Answers

Answer: because she has a lot of energey

Explanation:

I have a few questions for my crossword puzzle pls help

(has 8 boxes)the founder of this protestant church left the catholic church?
(has 12 boxes) name of the french fort near saiant augestine?
(has 8 boxes) name of the first spanish governer?
(has 9 boxes) who was deeply concered with god and the practice of church belifes?
(has 7 boxes) the french leader who came to amarica for religous freedom?


PLS HELP!

Answers

ADAM SANDLER Explanation:

Other Questions
in dividing or subracting three real numbers, does the order matter when I need to reduce the number by 13%, just multiply it by the number ... In english grade 3 what do you mean by CVCE When bullying and harassment overlap, federally-funded schools have an obligation to resolve the harassment.Group of answer choicesTrueFalse I reallllllllllllllly neeed helpppppppppThanks While teaching at the University of Pisa in 1589, Galileo tested Aristotles laws of falling objects by dropping large metal projectiles off the?.A university buildingB. church towerC. Leaning tower of PisaD.Eiffel TowerHe concluded that a heavier object dropped from the same height as a lighter object will land?A. before the lighter objects landsB. after the lighter objects landC. at about the same time as the lighter objects please only answer if you know i've failed this test twice and i need help solve by substitution y=3x+5 and y=x+1 A research submarine dives at a speed of 100 ft/min directly toward the research lab. Howlong will it take the submarine to reach the lab from the surface of the ocean?It will take minutes for the submarine to reach the lab from the surface of the ocean(Round to one decimal place as needed.) What do we call the small changes thatcould result in large future changes?A. the "butterfly effect"B. the "snowflake effect"C. the "ripple effect"D. the "trickle-down effect" Larson uses his credit card to purchase a new video game system for $519.82. He can pay off up to $225 per month. The card has an annual rate of 15.4% compounded monthly. How much total interest will he pay? Do you think understanding the culture and music of the Filipinos would help foreigners understand us better? Why? * What is the main idea in this diary entry?April 27Wow! Were getting a new Labrador puppytemporarily. The puppy will be a part of our family, and well spend a lot of time training him. But we won't be able to keep him, no matter how much we want to. That's because we're training him for the Hearing Ear Association.A hearing ear dog assists a deaf person in much the same way that a seeing eye dog helps a blind person. It alerts its owner to important sounds, like a knock at the door, a morning alarm clock, or a whistling tea kettle.Before the program places a dog with a deaf owner, the dog spends a year with a host family. That's us! Our first job is to get the puppy accustomed to family life and to teach it basic commands. Well teach it to sit and to fetch. Later, well train the puppy in special hearing skills.A representative of the Hearing Ear Association will deliver the puppy today. It's going to be an educational year for everyone! Wember Catering uses two measures of activity, jobs and meals, in the cost formulas in its budgets and performance reports. The cost formula for catering supplies is $400 per month plus $82 per job plus $10 per meal. A typical job involves serving a number of meals to guests at a corporate function or at a host's home. The company expected its activity in September to be 20 jobs and 144 meals, but the actual activity was 16 jobs and 141 meals. The actual cost for catering supplies in September was $3,100. The catering supplies in the planning budget for September would be closest to: Maria randomly selects a number from the list of numbers below.56, 90, 88, 76, 12What is the probability that she selects an even number? Answer All of these questions for Brainiest10. 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The saying that an ounce of detection is worth a pound of cure is thought to have special meaning for the disease of cancer. Discuss the implications of this saying as it applies to cancer. 19. What are some concerns about genetic testing?20. Distinguish between the various types of stem cells as they apply to cancer treatment. 21. Discuss reasons that stem cell research is considered by many people to be controversial.22. What are some other cancer treatments available beyond surgery, chemotherapy, and radiation? what is a square unit Choose the right word that completes the sentence.Early Dutch settlements were *blank* to exchange European goods for fur.A. Trading OutpostsB. Farming Communities C. Permanent Settlements Question 7 (3 points)Cris borrowed $10,000 at an interest rate of 6% compounded daily. 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