The real return on this investment equals to 7.3%.
What is a real return on an investment?This refers to the amount earned on an investment after accounting for taxes and inflation.
Real return = Nominal return - Inflation rate
Real return = 11.7% - 4.4%
Real return = 7.3%
Therefore, the real return on this investment equals to 7.3%.
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Suppose you start saving today for a down payment that you plan to make on a condo in 2 years. Assume that you make no deposits into the account after your initial deposit. The account has annual compounding and an APR of 5%. How much would you need to deposit now to reach your goal in 2 years
Based on the amount you need to save and the APR, the amount you need to deposit today is $4,535.15.
What amount should you deposit today?
The amount you need to deposit today is:
Future amount = Amount x (1 + rate) ^ number of years
Solving gives:
5,000 = Amount x (1 + 5%)²
Amount = 5,000 / 1.05²
= $4,535.14
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Which interest group is an example of a public interest group?.
Answer:
NAACP
Explanation:
An interest group is a group of individuals who have common policy goals and work together to accomplish those goals through the political process. Interest groups seek their objectives in a variety of venues. Interest groups, unlike political parties, do not field their own slate of candidates. Furthermore, interest groups are frequently policy experts, whereas parties are policy generalists. Environmental (Sierra Club), consumer advocacy (Public Citizen), and civil rights organizations are examples of public interest groups (NAACP). Public interest groups, sometimes known as citizen groups, address issues that have nothing to do with the individuals' professions. Public interest organizations have developed since the 1960s to combat government regulation of individual conduct. Despite the fact that public interest groups dominate private interest groups, private interests hire the great majority of lobbyists on Capitol Hill.
During market testing, Rembrandt Cosmetics realized that the cosmetics industry was dominated by multiple, well-established brands. These brands mostly sold their products in exclusive outlets and departmental stores. Rembrandt Cosmetics management realized that a new entrant would require a different business model to be successful. Thus, Rembrandt Cosmetics started selling its products through direct marketing. In this scenario, Rembrandt Cosmetics accomplished substitution primarily through
In the given scenario, Rembrandt Cosmetics accomplished its substitution primarily through strategic planning of equivalence.
What is strategic planning?When the differences between two different strategic plans are identical, with other things being constant, such a situation is called as a strategic planning of equivalence.
Hence, strategic planning holds true regarding the given situation.
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Question 15(Multiple Choice Worth 4 points)
(01.09 MC)
Why is creating a budget for an entire year usefu
Most bills are paid annually or only every few months and would be left off a weekly budget.
It can account for irregular expenses like new shoes, so the budget would be more accurate.
O Salaries are paid annually, so the budget should match the timeframe of the paycheck.
O Certain expenses are variable, so it is impossible to budget them with a shorter timeframe.
The reason why it is useful to create a yearly budget is that Certain expenses are variable, so it is impossible to budget them with a shorter timeframe.
What is a budget?
This can be defined as the estimation of the income that a person has and the expenditures they have over a period of time.
Budgets are useful because they help to match the expenditures such as cars and housing which can nit be taken care of by a weekly budget.
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Answer: Salaries are paid annually, so the budget should match the timeframe of the paycheck.
Explanation:
"Connie is a real estate investor who owns an apartment building. She adds the rental income received from her tenants to other income from the coin-operated laundry and parking garages. The sum is her ________."
The sum of all of the income that Connie adds from what she receives is what is called her gross income.
What is gross income?This is the type of income that consists of all of a persons earnings. The gross income is made up of salary and all other earnings received.
The gross income here is the addition of all of Connie's earnings from all of the jobs she did.
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Describe the stage of product design
Answer:
Stage 1: hear from others and listen to feedback
Stage 2: Create new ideas based on that feedback
Stage 3: Create several prototypes and choose one. Then test the prototype
Stage 4: Manufacture the prototype you chose
Explanation:
Answer:
~Senpi boi here!~
I would describe the stage of product design as to create an idea to determine product's feasibility to test the product, and then launch the product for customers to buy.
(Hope this helps!)
1 pts Compassion International is a nonprofit organization dedicated to releasing poor children from spiritual, economic, social and physical poverty. What would be the most likely goal for an advertising campaign for this international organization
The most likely goal for an advertising campaign for this international organization is how to tackle poverty.
What is poverty?It should be noted that poverty simply means a situation whereby one is poor to afford the basic and necessary things that they want.
In this case, the most likely goal for an advertising campaign for this international organization is how to tackle poverty.
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A notary signing agent wants to stand out from other nsas by guaranteeing to borrowers and contracting companies that all of her loan signings will take 30 minutes or less. this is:
A notary signing agent wants to stand out from other NSA's by guaranteeing to borrowers. This is prohibited if it is stated to be a guarantee.
Who is borrower?A borrower refers to any person or organization taking out loan from a bank under an agreement to pay back it with interest.
As per a notary signing agent wants to stand out from other NSA's by guaranteeing to borrowers and contracting companies that all of her loan signings will take 30 minutes or less. This is prohibited if it is stated to be a guarantee.
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If Julie has an employee stock option that allows her to purchase 1,000 shares of stock at a strike price of $10.00 and she is currently 50% vested in her stock options, how much money would she have to pay to exercise the option contract today
The amount would she have to pay to exercise the option contract today is: $50,000.
Exercise optionUsing this formula
Exercise option=(Stock per shares×Strike price)×Percentage vested in stock option
Let plug in the formula
Exercise option=(1,000 shares×$10)×50%
Exercise option=$100,000×50%
Exercise option=$50,000
Therefore the amount would she have to pay to exercise the option contract today is: $50,000.
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Project: Know Your Surroundings There are thousands of human services organizations worldwide. These service organizations feed the hungry, help the children of needy families, and strive for world peace. Believe it or not, some of them are working right in the heart of your community. Research (Step 1) (Read all directions before beginning research.) Make a list of ten service organizations, institutions, and agencies in your community. Discover as much information about them as possible by searching the Internet, local newspapers, and the telephone book. If necessary, make telephone calls to individual agencies to ask questions and gather additional information. Include the following information about them on your list: What is the name of the organization? What is its mission statement? Is it nonprofit or for-profit? Does the organization have volunteers? Is it a government agency? If so, is it federally, state, or independently operated? Name its target population(s). What services does it offer? Would you ever consider working for the organization (include why/why not)? At the bottom of each section on your list, make notes on any other information that you think is interesting about each organization. Application (Step 2) (Read all directions before starting application.) Once you have completed your research, think about what kind of human services organization you would want be a part of starting. Think about how you would adhere to the four fundamentals of human services philosophy. Then complete the following checklist: Name your organization. Develop your mission statement. A mission statement is the purpose of your organization summarized in a short paragraph. Use the mission statements from your research as a guide to develop your organization's mission statement. This should be no longer than three to five sentences. Will you start a nonprofit or for-profit organization? Will you employ human services workers, utilize volunteers, or both? What is your target population? What services are you going to provide?
Visual (step 3)
Using poster board, create a visual display for your organization. Use all information developed in step 2. Be creative and have fun.
Some human service organizations are:
The National Organization for Human Services. ...The American Public Human Services Association. ...American Counseling Association, etcWhat is a Mission Statement?This refers to the statement that contains the aims and objectives of a company or business.
Hence, the mission statement of the American Counseling Association is to enhance the quality of life and also to "advance the counseling profession, and using the profession and practice of counseling to promote respect for human dignity and diversity"
Therefore, the other human service organizations are:
Council for Standards in Human Service Education. National Council on Family Relations. Other Organizations of Interest, etc.Read more about mission statements here:
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Shirley’s Hair Salon paid $1,000 toward a bank loan. How will this transaction impact the accounting equation?
Assets decrease and liabilities decrease.
Assets increase and liabilities increase.
Assets increase and owner’s equity increases.
Liabilities decrease and owner’s equity decreases.
Answer:
liabilities decrease and owner's equity decrease
Liabilities decrease and owner’s equity decreases: transaction impact the accounting equation. Thus, option D is the correct option.
Assets decrease by $1,000 (since cash is used to make the payment), and liabilities decrease by $1,000 (since the loan is being paid off). There is no direct impact on the owner's equity in this specific transaction.
It's important to understand that when a liability like a bank loan is paid off, it reduces the company's obligations (liabilities) and also decreases the corresponding amount of cash (an asset). This maintains the balance of the accounting equation: Assets = Liabilities + Owner's Equity.
Thus, option D is the correct option.
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Which category of physical infrastructure management is concerned with providing the required it resources at the right time, at the right cost, aligned with the current and future requirements of the internal customer?
The category of physical infrastructure management that provides resources that are necessary for the internal customer is the Resource Capacity Management
What is Resource Capacity Management?This refers to the definition of the work that is meant to be done by a person and carefully allocating resources necessary to complete the tasks.
Hence, we can see that in physical infrastructure management, there is the allocation of resources that helps one to use the right resources at the right time and proper measure and this is the Resource Capacity Management.
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At which point in the business cycle would the unemployment rate begin to increase?
Answer:
Recession
Explanation:
Recession is when output is decreasing and unemployment is increasing
Texas annexation was not at the forefront of american politics until president john tyler used it as a rallying cry for his bid for reelection in 1844. identify the statements that correctly describe the reactions to the annexation of texas.
Answer:
A letter by Secretary of State John C. Calhoun to President Tyler linked the idea of absorbing Texas directly to the goal of strengthening slavery in the United States.
Prospective presidential candidates, Henry Clay and Martin Van Buren, met and agreed to reject the immediate annexation of Texas on the grounds it might lead to war with Mexico.
Explanation:
In a letter to President Tyler, Secretary of State John C. Calhoun made a direct connection between the desire to strengthen slavery in the US and the concept of absorbing Texas.
What was annexation of Texas ?Henry Clay and Martin Van Buren, two potential candidates for the presidency, got together and decided against annexing Texas right once because doing so might spark a conflict with Mexico.
In an effort to build a foundation of support from the general public for another four years, U.S. President John Tyler broke away from the other major parties in 1843 and opted to seek the annexation of Texas on his own.
The Tyler-Texas treaty was rejected by the Senate by a strong majority. Tyler lacked the Senate votes necessary to ratify the deal. In June, it lost by a wide margin.
Tyler retried to acquire their ok before leaving the office. This time, he received support from both chambers of Congress for the joint resolution.
Texas was admitted into America on December 29, 1845, thanks to Tyler's success in getting the joint resolution passed by the senate on March 1, 1845.
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2
select the correct answer.
the people of country x tend to save their income rather than spend on luxuries. to which value dimension does this behavior relate?
a. people of country x have a high indulgent vs. restraint ratio.
b. people of country x have a low indulgent vyrestraint ratio.
c. people of country x have a high uncertainty avoidance index.
d. people of country x have a low uncertainty avoidance index.
e. people of country x have a high individualism index.
The value dimension that the behavior of the people of country x relates to is b. people of country x have a low indulgent vs. restraint ratio.
What is the difference between indulgent and restrained societies?According to Hofstede's Cultural Dimensions, an indulgent society values the satisfaction of human needs, desires, and pleasures above societal norms.
On the other hand, a restrained society curbs their desires, withholding pleasures that align with societal norms.
Thus, since the people of country x tend to save their income rather than spend on luxuries, the relevant value dimension is a low indulgent vs. restraint ratio.
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In one day, Kessy can bake 10 cookies or mix 15 glasses of lemonade. His friend Ava can make 10 cookies or 10 glasses of lemonade. His other friend, Ian, can make 10 cookies or 20 glasses of lemonade. Who has the lowest opportunity cost in cookie production
Answer:
His other friend, Ian, can make 10 cookies or 20 glasses of lemonade.
Explanation:
Because if you rush through it the cookie my taste off so the price may be lower.
Looking for $100,000 salary? see how much the biggest u. S. Companies pay workers.
It is a fact that about 25 top US companies pay their workers a medium average salary of more than $100,000 in 2021,
What is an average salary?This refers to the average amount of money that is earned by workers in a particular industry, economy, area,
In 2021, it is a well developed fact that about 25 top US companies pay their workers a medium average salary of more than $100,000 in 2021,
Therefore, the fact is a true statement.
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Which is not an expense account?
Repairs
Advertising
Rent
Interest
Accrued
The answer option which is not an example of an expense account is: E. Accrued.
What is an expense account?An expense account can be defined as a type of account that include an amount of money (funds) that are paid to an employee by an employer of labor, so as to enable the employee spend the fund on things related to his or her job.
In Business management, some examples of an expense account include the following:
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Daniel Simmons arrived at the following tax information:
Gross salary $ 62,250 Interest earnings $ 75
Dividend income $ 140 Adjustments to income $ 850
Standard deduction $ 12,400
What amount would Daniel report as taxable income?
The net taxable income of Daniel Simmons for the income statement given above will be $50,915.
What is net taxable income?The total amount on which income tax is to be paid by the assessee during a particular financial period is known as the net taxable income of such individual.
Using the given information into the formula below,
Net Taxable Income = Gross Salary+Interests and Dividends earned+Adjustments-Standard Deduction
Net Taxable Income = $(62250+75+140+850-12400)
Net Taxable Income = $50,915
Hence, the net taxable income is as computed above.
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Adam smith suggests that increased competition will allow prices to be kept ______________________
a
low
b
unmeasurable
c
high
d
none of these
Adam Smith suggests that when there is increase in competition then the prices for the goods will be low. Thus, option a. is correct.
What is the nature of competitive market?The competitive market is the market scenario when there is high level of competition among various companies who produce same category of goods. In this case due to competition the prices of the goods can either go low for attracting more customers.
Thus, the theory of Adam Smith says that when there is increased market competition then the businesses will keep the price low till a level then it can be unmeasurable.
Therefore, option a is correct.
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Who are the market participants in the foreign exchange market? Explain how each participant contributes to market activities.
The market participants in the foreign exchange market are commercial banks, Foreign exchange brokers, Central bank, MNCs and Individuals and Small businesses.
What is Market?Market is the place where exchange of goods and services takes place in return of the money. Money is the value provided by the buyer to the seller of the product.
The commercial banks provides the deposits of the public as the saving to the people who are need of the money in this way they supply the money in the market.
The Central bank regulates the flow of the money by implementing the monetary policy and keeps in check the inflation rates in the market. All the MNC's and small businesses launches the product in the market and fulfills the need of the customer.
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Answer:Central banks and treasuries: Central banks use their respective nation’s foreign exchange reserves to influence the rate at which their own currency trades in the forex market. Because they absorb losses readily (to protect the value of their currency), they are a unique participant in the forex market.
Foreign exchange brokers: Foreign exchange or forex brokers assist forex dealers with transactions by providing the necessary currencies in case of a shortage of foreign exchange funds. They act as agents to facilitate effective trade transactions, and they charge a fee for their services.
Speculators and arbitragers: Speculators and arbitragers trade in the market for profit. They usually do not serve any clients and trade only for themselves. Arbitragers attempt to generate profit by trading on the differences of several currencies.
Retail customers: Retail customers (such as importers, exporters, multinational firms, and other investors) trade in the forex market through commercial banks. Their trade transactions are usually for investment or commercial purposes.
Foreign exchange dealers: Foreign exchange dealers are the main traders in the forex market. They generate profit by purchasing a currency at a particular bid price, and then reselling it at a higher asking price. They maintain an inventory position in particular currencies and specialize in those currencies.
Explanation:
Edmentum
The main elements of market structure are _____. perfect competition, monopolistic competition, monopoly, and oligopoly perfect competition, monopoly, and oligopoly perfect competition, monopolistic competition, and monopoly none of the above
Answer:
First one:
perfect competition, monopolistic competition, monopoly, and oligopoly
Explanation:
Hope this helps!!:)
At a beauty supply company, an employee created a popular line of lip balm, lip gloss, and lipstick after many hours of research and discussions with experts. Now, with their manager's encouragement, they frequently conduct workshops for other employees about lip color and other beauty products. In this scenario, which feature of the company is exemplified
Learning culture is the of the company is exemplified, as At a beauty supply company, an employee created a popular line of lip balm, lip gloss, and lipstick after many hours of research.
What is Learning culture?Learning culture is the continuous learning and developing the new skills and experience, the members of the company are busy in understanding the trends in the market and try to develop the skills to get a competitive edge.
Thus, it is Learning culture
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What will collision insurance cover in the event of an accident?.
Regardless of who is at fault, assists pay for the fix or replacement of your vehicle is collision insurance cover in the event of an accident.
What is collision insurance?Collision insurance is the insurance when the car met with the accident, the company gives the replacement or repair expenses of the person's vehicle. Collision coverage is usually needed by the lender if a person is leasing or financing car.
Thus, Regardless of who is at fault, assists pay for the fix or replacement
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There are two main method of release planning, fixed scope and fixed date, which do you think works best for product development and why
The fixed scope works best for product development because it has to do with the timelines, milestones, and dates of a project.
What is Release Planning?This refers to the tactical document that is used to track a project and its features for an upcoming release.
Hence, we can see that in product development, the use of both fixed scope and date are essential and the concept that works best in my opinion is the fixed scope because it is more concerned with the predictability and control of the project.
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Financial managers should primarily strive to: Multiple Choice minimize costs while increasing current dividends. maximize the current profits of the firm. maximize the current value per share of existing stock. maximize current dividends even if doing so adds financial distress costs to the firm. maximize current market share in every market in which the firm participates.
Financial managers should primarily strive to maximize the current value per share of existing stock. Thus the correct answer is c.
What is stock?Stock is referred to as goods that are stored in warehouses and are ready for sale. In terms of company, it is referred to as security provided to shareholders about the participation and ownership in the organization.
The financial managers strive to maximize the current value per share of existing stock because they were selected to promote the interest of current stockholders.
Therefore, option C maximizes the current value per share of existing stock is the correct answer.
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14. Over a given year, nominal GDP increased by about 2.5%. Over that year, the GDP deflator decreased by about 4%. From this information (and using our Aggregate Supply and Demand framework for analysis), we infer that over this year, Group of answer choices real GDP decreased, and we had a decrease in Aggregate Supply. real GDP decreased, and we had an increase in Aggregate Demand. real GDP increased, and we had an increase in Aggregate Demand. real GDP increased, and we had a decrease in Aggregate Demand. real GDP increased, and we had an increase in Aggregate Supply.
Do believe that entrepreneurs are 'born' and not 'made'? Justify your answer.
Answer:
Entrepreneurs are born and not made.
Explanation:
In order to be an entrepreneur you must have good business ethic and life skills, no one can make you have the mindset and ethic of an entrepreneur only influence on the skills you are already born with.
Suppose that Coca-Cola were to divide its market up into segments based on the amount of soda consumers drink (heavy, medium, and occasional soda drinkers). What type of segmentation does this represent
Answer:
Market Segments
Explanation:
What are the three factors of producrion and what role does each factor play in the production of goods and services
Answer:
The productive factors are commonly classified into three groups: land, labour, and capital. The first represents resources whose supply is low in relation to demand and cannot be increased as the result of production. The income derived from the ownership of this factor is known as economic rent.