Answer:
a) I believe that it is a combination of changes in both the demographic component of the business environment and technological changes that made this possible. Every time I think about how many things were replaced by the smartphone, it just amazes me. When I was little, my father used a camcorder to make videos, a camera to take photos, he needed a watch, a lantern, a telephone, an agenda, a calculator, and a long list of other things.
If I had to carry all these around with me, I would need a huge backpack. Instead, I use a smartphone and everyone I know uses one also. I doubt that there is any person under 40 or 50 years old that could "survive" without their smartphone.
Who needs printed news? The only possible answer is people who do not know how to use a smartphone. This is a good change from an environmental point of view, i.e. less paper = less trash = less trees cut down = happier planet.
b) As I said before, no one under 50 (or maybe even older) can manage to live without their smartphone. Technology has become part of our lives, and it doesn't matter if you are a man or a woman, the effect is the same. Smartphones have become such an important part of our lives that 81% of adults in America own one. If you could segregate that statistic by decades, I'm sure that over 99% of people under 50 use them.
It doesn't matter if you are poor or rich. If your family is large or small. If you graduated from college or not. Everyone uses smartphones and what happened to AstroNews happened to the New York Times, Washington Post, and every other single newspaper. It is also affecting news channels like CNN or Fox news, so even cable TV is obsolete compared to smartphone apps.
Which statement best describes the relative risk of two types of investment?
A. Bonds are riskier than mutual funds.
B. Individual retirement accounts are riskier than stocks.
C. Stocks are riskier than savings accounts,
O D. Certificates of deposit are riskier than hedge funds,
The statement which best describes the relative risk of two types of investment is " Stocks are riskier than savings accounts".
Hence, the correct option is C.
The relative risk of different types of investments can vary. It is important to note that risk levels can change based on various factors such as market conditions, investment strategies, and individual circumstances.
However, in general, stocks are considered riskier than savings accounts. Stocks are subject to market volatility and fluctuations, which can result in significant gains or losses. On the other hand, savings accounts typically offer lower returns but provide more stability and security for the invested funds.
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Why does Scrum prevent Product Owners from changing Product Backlog items that are being worked on during the Sprint?
a. This forces Product Owners to focus on what is really important for the team to develop.
b. A Sprint cycle is not enough time for senior management review and approve changes.
c. The team cannot meet their Sprint commitment to complete work if requirements are changing.
d. The team must be able to limit the Product Owner authority.
Answer:
Option C: The team cannot meet their Sprint commitment to complete work if requirements are changing
Explanation:
In a company, product backlog grooming covers is the process of adding details, estimates, and orders the items in the product backlog. It is an ongoing process. It involves product owner and the development team collaborating on the details of product backlog.
Changing a project or work suddenly or not has an effect on work/production and its efficiency. Changing the product backlog may lead to workers starting the work all over again and which can be stressful, time consuming and affect efficiency of production.
On January 1, 2004, Oak Co. issued 400 of its 8%, $1,000 bonds at 97 plus accrued interest. The bonds are dated October 1, 2003 and mature on October 1, 2013. Interest is payable semiannually on April 1 and October 1. Accrued interest for the period October 1, 2003 to January 1, 2004, amounted to $8,000. On January 1, 2004, what amount should Oak report as bonds payable, net of discount?
Answer:
Oak Co.
The amount that Oak should report as bonds payable, net of discount is:
$400,000.
Explanation:
a) Data and Calculations:
Cash from the issue of 400 bonds = 400 * $1,000 * 97/100 = $388,000
Interest rate = 8% semiannually on April 1 and October 1
Bonds payable = $400,000 ($1,000 * 400)
Date of bonds = October 1, 2003
Accrued interest from October 1, 2003 to January 1, 2004 = $8,000
b) The bonds payable is the face value of the bonds. It is the amount that will be due for repayment to bondholders on the maturity of the bonds in 10 years' time, precisely on October 1, 2013.
Write an assessment of the logistical, financial, and any other considerations of implementing eMobile/eHealth information technology in your organization. If mobile technology is in use in your organization, give a brief description of the technology in use, and assess the impact this has had on operations.
Explanation:
The use of mobile information technologies in organizations is increasingly essential, due to the speed with which business is currently carried out and the great competition. Intelligent systems are implemented in organizations so that there is speed in communication processes, as is the case with eMobile / eHealth that manages the quality of messages sent to an organizational mobile device, facilitating organizational communication to occur effectively, safely and quickly. , through the technology of requesting information contained in a corporate database. To maintain the security of the system, there must be an adequate and sophisticated implementation, to eliminate fraud and intrusions.
The advantages of mobile information technologies in organizations are reflected in all organizational sectors, as from an effective and fluid communication, the speed of processes increases, unnecessary costs decrease, and contributes to continuous organizational improvement.
Explain how the equilibrium wage rate is established.
LCMS Industries has $70 million in debt outstanding. The firm will pay only interest on this debt (the debt is perpetual). LCMS' marginal tax rate is 35% and the firm pays a rate of 8% interest on its debt. The present value of LCMS' interest tax shield is closest to:_________
Answer:
$24.5 million
Explanation:
Calculation for The present value of LCMS' interest tax shield
Using this formula
Present Value of Tax shield = Debt outstanding× Marginal tax rate
Let plug in the formula
Present Value of Tax shield=$70 million× .35
Present Value of Tax shield=$24.5 million
Therefore The present value of LCMS' interest tax shield is closest to: $24.5 million
Country of origin can strongly influence a firm’s approach to organization structure. As MNEs from China and India internationalize, to what extent are they likely to differ from that observed for Japanese, European and US MNEs?
Answer:
Chinese and Indian firms are likely to apply their own principles when they internationalize as MNEs.
Explanation:
For example, the Chinese have in many aspects similar values to the Japanese. They believe in hierarchies, in strict organization and methods, and in efficiency above everything else.
However, the Chinese tend to be less protocol-focused than the Japanese, because the Chinese are more extraverted. So when the Chinese companies become MNEs, they are likely to be similar to Japanese MNEs, but with a bit less organization and protocol.
Rebotar Inc, makes basketballs. Their fixed costs are $3450 Variable costs are $12 per basketball, If the basketball is priced at $25 and 300 basketballs are sold, did Rebotar break even? How do you know Show all work.
Answer:
Break-even points = 265.38
Explanation:
Given:
Fixed cost = $3,450
Variable costs = $12
Selling price = $25
Number of balls sold = 300
Find:
Break even costs
Computation:
Contribution per unit = Sales - Variable costs
Contribution per unit = $25- $12
Contribution per unit = $13
Break-even points = Fixed cost / Contribution per unit
Break-even points = $3,450 /$13
Break-even points = 265.38
Technology often offers the potential of improving efficiency and effectiveness of trans-portation companies, but water carriers do not appear to have applied much new tech-nology to improve their service. What impediments slow technological progress in the water carrier industry?
Answer:
Water freight is a very important method of transportation and is the second cheapest (railroad is the cheapest). Huge volumes can be shipped at relatively low prices which is extremely important for raw materials and commodities.
The problem with water freight is that it is relatively slow though. Another problem that water freight faces is that it is cheap for medium and long distances, but uneconomical for short ones.
A great impediment for the technological progress of water freight is that most ports are obsolete and have not been updated in many years. Updating them is very expensive and many of them are public ports which doesn't help either.
Most new carrier ships (which are very high tech) are probably too big to fit into most US ports, so even if a carrier company invests huge amounts of money in them, where will they them? Technological progress must start with the ports, then water carriers should improve.
Another problem is that regulation is very loose in the US, especially regarding maritime ports.
atmosphere in retailing refer to
Answer:
Simply put, store atmosphere includes the physical characteristics of a retail store used to create an image to attract customers. It's also known as atmospherics for short. It is a direct contributor to the customer experience and the public's opinion of your brand, which are important elements of retail today.
TwitterMe, Inc., is a new company and currently has negative earnings. The company’s sales are $1.45 million and there are 130,000 shares outstanding. a. If the benchmark price-sales ratio is 3.9, what is your estimate of an appropriate stock price? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) b. If the benchmark price-sales ratio is 3.2, what is your estimate of an appropriate stock price? (Do not round intermediate calculations and round your answer to 2 decimal
Answer:
a. $43.50
b. $35.69
Explanation:
The computation o the stock price in the following cases is as follows:
Sales per share is
= $1.45 million ÷ 130,000 shares
= $11.15
The Price-Sales ratio is
= Stock price ÷ Sales per share
a.
Stock price
= $11.15 × 3.9
= $43.50
And,
b.Stock price is
= $11.15 × 3.2
= $35.69
The same is to be considered
What the beneſts or disadvantages of corporations
If an economy's GDP will double in 28 years, then its growth rate must be about:
Answer:
2.5%
Explanation:
The Gross Domestic Products (GDP) is the measure of the total market value of all finished goods and services made within a country during a specific period.
Simply stated, GDP is a measure of the total income of all individuals in an economy and the total expenses incurred on the economy's output of goods and services in a particular country.
Given the following data;
Number of years to double = 28
To find the growth rate, we would use the rule of 70.
Rule of 70 can be defined as a metric used to determine the time it will take to double an investment based on its growth rate. Also, it can be used to determine the economic growth by measuring the Gross Domestic Products (GDP).
Mathematically, it is given by the formula;
[tex] Number \; of \; years \; to \; double = \frac {70}{ARR} [/tex]
Where;
ARR is the annual rate of return in percent.
Substituting the values into the formula, we have;
[tex] 28 = \frac {70}{ARR} [/tex]
[tex] ARR = \frac {70}{28} [/tex]
ARR = 2.5%
Therefore, the growth rate of the economy's GDP is 2.5%.
When the perpetual inventory system is used, the inventory sold is debited to
Consider a portfolio that offers an expected rate of return of 11% and a standard deviation of 21%. T-bills offer a risk-free 6% rate of return. What is the maximum level of risk aversion for which the risky portfolio is still preferred to T-bills?
Answer:
The level of risk aversion must be less than 2.27 for the risky portfolio to be preferred to bills.
Explanation:
Let U presents utility level. Therefore, we can specify U as follows:
U = E(r) - (0.5 * A * SD^2) ........................... (1)
Where, risky portfolio, we have:
E(r) = expected rate of return = 11%, or 0.11
SD = Standard deviation = 21%, or 0.21
A = Level of risk aversion = ?
Substituting the values into equation (1), we have:
U of risky portfolio = 0.11 - (0.5 * A * 0.21^2)
U of risky portfolio = 0.11 - (A * 0.02205)
Since the T-bills offer a risk-free 6% rate of return, it therefore implies that:
U of T-bill = 6%, 0.06
Therefore, the following must hold for the risky portfolio to be preferred to bills:
U of risky portfolio > U of T-bill ............................. (2)
Substituting the values for the expression above and solve for A, we have:
0.11 - (A * 0.02205) > 0.06
-(A * 0.02205) > 0.06 - 0.11
-(A * 0.02205) > - 0.05
Divide through by -1 and change the inequality sign, we have:
A * 0.02205 < 0.05
A < 0.05 / 0.02205
A < 2.27
Therefore, the level of risk aversion must be less than 2.27 for the risky portfolio to be preferred to bills.
Which method of communication is likely to be most effective for the following situation: You want your client to go over the detailed itinerary that you have prepared for this four-week journey to China.
A. Face-to-Face
B. Written Letter
C. Phone Call
D. Email
E. Fax
Answer:
B
Explanation:
then you could know their schedule and where they will be and when.
Splish Brothers Inc. issues $257,000, 10-year, 8% bonds at 99. Prepare the journal entry to record the sale of these bonds on March 1, 2022. (Credit account titles are automatically indented when the amount is entered. Do not indent manually.)
Answer:
Dr Cash 254,430
Dr Discount on bonds payable 2,570
Cr Bonds payable 257,000
Explanation:
Preparation of the journal entry to record the sale of these bonds on March 1, 2022
Based on the information given we were told that Brothers Inc. issues the amount of $257,000 that includes 10-year and 8% bonds at 99 which means that the journal entry to record the sale of these bonds on March 1, 2022 will be :
March 1, 2022
Dr Cash 254,430
(257,000*99%)
Dr Discount on bonds payable 2,570
([$257,000*(100%-99%)]
Cr Bonds payable 257,000
(Being to record the sale of bonds)
Wild Swings Inc.’s stock has a beta of 2.5. If the risk-free rate is 6% and the market risk premium is 7%, what is an estimate of Wild Swings’ cost of equity?
Answer:
r = 0.235 or 23.5%
Explanation:
Using the CAPM, we can calculate the required/expected rate of return on a stock. This is the minimum return required by the investors to invest in a stock based on its systematic risk, the market's risk premium and the risk free rate.
The formula for required rate of return under CAPM is,
r = rRF + Beta * rpM
Where,
rRF is the risk free rate rpM is the market return
r = 0.06 + 2.5 * 0.07
r = 0.235 or 23.5%
Amounts due from customers when goods are sold on credit are called?
Answer:
when goods are sold on credit are called Trade debits.
Amounts due from customers when goods are sold on credit are called Trade debits.
What are trade debits?A debit spread, also known as a net debit spread, is an options strategy that entails the concurrent purchase and sale of options of the same class with differing strike prices, resulting in a net cash outflow for the investor, or "debit." The trading account has a net debit as a result. By buying a call option and selling another call option against it with a higher strike price inside the same expiry date, you may create a call debit spread.
As the call you buy will be more costly than the call you sell, this transaction will result in you paying a net negative to open it. Calls and puts are two distinct forms of options contracts that may be used in debit spreads.
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Suppose ABCD's stock price is currently $50. In the next six months it will either fall to $40 or rise to $60. What is the current value of a six-month call option with an exercise price of $50?
a. $5.39
b. $15.00
c. $8.25
d. $8.09
Answer:
A. $5.39
Explanation:
The interest rate has been given as 2%
First we get the call option pay off.
The Call option payoff is calculated as $60-$50
This gives us $10 and 0
We will get two equations
60x+1.02y=10 -----1
II) 40x+1.02y=0----2
We proceed to solve for both x and y in this equations using the simultaneous linear equation
Then we get x=0.5 (which is option delta)and the valifor y, y= -19.6
Then the call option price would be
=0.5x50-19.61
= 25-19.61
= $5.39
Therefore option a is the answer
Tableau DA 9-3: Mini-Case, Analyzing warranty liabilities LO P4
1. Looking at past years, does it appear that Arctica has usually underestimated or overestimated its warranty liabilities?
2. How would we suggest Arctica change its estimates of warranty liabilities in future periods?
3. Management tells us that Arctica plans to keep estimated warranty expense percentages to a minimum next year. Why might management want to keep these percentages low?
4. Alternatively, assume management informs us that Arctica had a great year and has very high net income. However, management is now concerned about high taxes, which are calculated as a percentage of net income. What might management try to do to lower Arctica’s taxes?
Question 1 Options:
a. Neither overestimated nor underestimated
b. Overestimated
c. Underestimated
Question 2 Options:
a. Decrease warranty estimate percentage
b. Increase warranty estimate percentage
c. Keep estimate percentages the same
d. No longer estimate warranty expenses
Question 3 Options:
a. To decrease net income to show a "smooth" earnings pattern
b. To increase management bonus that is based on net income.
c. To limit the amount of parts needing to be purchased.
d. To limit the number of warranty claims
Question 4 Options:
a. Decrease warranty estimate percentages
b. Increase warranty estimate percentages
c. Limit parts purchased for warranty claims
d. Limit the number of warranty claims
I got underestimated for the first question. I need help with the others. Much appreciated.
Answer:
Answer 2 - Increase Warranty estimate percentages
Answer 3 - To Increase management bonus that is based on net income
Answer 4 - Increase warranty Estimate percentages
Explanation:
Answer 2 - Total Warranty was above their estimate, if they increase the percentage they will be closer to the actual
Answer 3 - Bonus is based on net income, the higher the net income the better your bonus, you can change this based on the percentage you estimate.
Answer 4 - the more they spend the less taxes they will incur.
Click this link to view O*NET's Work Contexts section for Petroleum Engineers. It describes the physical and social
elements common to this work. Note that common contexts are listed toward the top, and less common contexts are
listed toward the bottom. According to O*NET, what are some common work contexts for Petroleum Engineers?
Check all that apply.
Answer:
The common working contexts for the oil engineer are:
Eletronic mail and telephone Freedom to make decisions Face-to-face discussions Indoors, environmentally controlled.Explanation:
Work context is the term that refers to the concepts that specify the work of a given profession, highlighting the common elements that all professionals in this area have, such as equipment, activities, workplaces, necessary environmental conditions, among others.
Regarding petroleum engineers, we can say that the work contexts they present are:
Eletronic mail and telephone Freedom to make decisions Face-to-face discussions Indoors, environmentally controlled.Answer:
1 3 4 5
Explanation:
Clementine and Leeexpect to deposit the following cash flows at the end of years 1 through 5, $1,000; $4,000; $9,000; $5,000; and $2,000 respectively. Alternatively, theycould deposit a single amount todayand have the same amount in your account at the endof year 5. How large does the single deposit need to be today if Clementine and Leecan earn 10% compounded annuallyon their account?
Answer:
The single deposit value will be "$15,633.62".
Explanation:
According to the question, the future values will be:
= [tex](1000\times ((1+10 \ percent)^4)+(4000\times ((1+10 \ percent)^3)+(9000\times ((1+10 \ percent)^2)+(5000\times ((1+10 \ percent))+2000[/tex]
= [tex]1464.1+5324+10890+5500+2000[/tex]
= [tex]25178.1[/tex]
By using the Present value formula, the single deposit will be:
⇒ [tex]Present \ value=\frac{Future \ value}{(1+Interest \ rate)^n}[/tex]
[tex]=\frac{25178.1}{(1+10 \ percent)^5}[/tex]
[tex]= \frac{25178.1}{1.61051}[/tex]
[tex]=15,633.62[/tex] ($)
Sedita Incorporated is working on its cash budget for July. The budgeted beginning cash balance is $46,000. Budgeted cash receipts total $175,000 and budgeted cash disbursements total $174,000. The desired ending cash balance is $50,000. The excess (deficiency) of cash available over disbursements for July will be:
a. $47,000
b. $221,000
c. $45,000
d. $1,000
A stock with a beta of 0.6 just paid a dividend of $5.60 and is priced at $324.00. If the risk-free rate is 2% and the market risk premium is 6%, what is the expected growth rate for the stock
Answer:Expected growth rate = 3.81%
Explanation:
Following the CAPM model formulae. we have that
Expected Return = Risk free rate + Beta x Market premium
Expected Return= 2% + 0.6 X 6%
Expected Return= 0.02 + 0.6 X 0.06
Expected Return=0.02 + 0.036
= 0.056
where
Ke = Expected Return = 0.056
g = Growth rate =?
D0= dividend = 5.60
We have Market price of stock = D₀ (1+g)/ Ke -g
$324= 5.60 ( 1+g)/ 0.056 - g
324( 0.056-g) = 5.60 (1+ g)
18.144 -324g= 5.60 +5.60g
18.144 -5.60 = 5.60 g + 324g
12.544=329.6
g= 12.544/329.6 = 0.0381
Therefore Expected growth rate = 3.81%
An example of how the United States has tried to export its values structure through extraterritorial application of its laws is _____.
Answer:
remember the last time u were taught
economic sustainability for sanitation
Answer:
Economic sustainability is an integrated part of sustainability and means that we must use, safeguard and sustain resources (human and material) to create long-term sustainable values by optimal use, recovery and recycling.
Several key ideas make up the economic angle of sustainability:
Smart growth.
Long-range planning.
Cost savings.
Research and development spending.
Cost of living.
Is this ok?
Barb Muller wins the lottery. She wins $20,000 per year to be paid for 10 years. The state offers her the choice of a cash settlement now instead of the annual payments for 10 years. If the interest rate is 6%, what is the amount the state will offer for a settlement today?
Answer:
The government should offer $147,201.74.
Explanation:
First, we need to calculate the future value (FV) of the payments using the following formula:
FV= {A*[(1+i)^n-1]}/i
A= annual payment
FV= {20,000*[(1.06^10) - 1]} / 0.06
FV= $263,615.90
Now, the present value, meaning the amount of money that the government should offer:
PV= FV/(1+i)^n
PV= 263,615.9 / (1.06^10)
PV= $147,201.74
The government should offer $147,201.74.
Refer to JetBlue. JetBlue Airlines founder and CEO David Neeleman and its President Dave Barger speak with every new class of employees as they come through JetBlue’s structured orientation process. The orientation course is an example of ____ communication.
Answer:
Downward communication
Explanation:
In an organisation communication is key to making work process effective and meeting set goals and objectives.
Expectations need to be communicated to employees and management also need to get feedback from employees.
Communications can be from management to employees which is downward communication, between colleagues which is horizontal, and from employees to management which is upward.
In the given instance JetBlue Airlines founder and CEO David Neeleman and its President Dave Barger speak with every new class of employees as they come through JetBlue’s structured orientation process.
This is a form of downward communication where the the CEO and President speak to every new class of employees
Whatever, Inc., has a bond outstanding with a coupon rate of 5.87 percent and semiannual payments. The yield to maturity is 6.9 percent and the bond matures in 13 years. What is the market price if the bond has a par value of $1,000?
Answer:
Market price of the bond = $912.53
Explanation:
YTM = 6.90%
Coupon rate = 5.87%
Number of compounding per year = 2
YTM Per perid = 0.0345
Years = 13
Number of period = 26 (Nper)
Par value = 1,000
Semi annual coupon rate = 0.02935
The semi annual coupon payment = Par value * Semi annual coupon rate = 1,000 * 0.02935 = $29.35
Market price of the bond = PV(YTM, Nper, Semi annual coupon payment,Par value)
Market price of the bond = $912.53