What is an advantage of an adjustable-rate mortgage?

Answers

Answer 1
The obvious advantage of an adjustable-rate mortgage is that they carry lower interest rates during the fixed period of the loan. ... By the end of the 5-year fixed period, the borrower will have made a much larger dent in their balance than the borrower who uses a 30-year fixed mortgage.
Answer 2

A variable lower rate structure and early payments during the loan term are two benefits of adjustable-rate mortgages.

What is mortgage?

A mortgage is an arrangement that grants the right to seize property between a borrower and a lender. Interest is added to any borrowed money that is not repaid by the borrower.

There are various types of mortgage are adjustable-rate mortgages, government-insured mortgages, conventional mortgages, fixed-rate mortgages and jumbo mortgages.

As payment for taking on the interest rate risk, an adjustable rate mortgage often has a lower beginning rate than a fixed-rate mortgage.

Hence, the significance of the mortgage is aforementioned.

Learn more about on mortgage, here:

https://brainly.com/question/15074748

#SPJ5


Related Questions

Which of the following is true of entrepreneurial organizational structures? Choose all that apply.

A. They are flat.
B. They are common to large corporations.
C. They are common to start-up businesses.
D. A single leader makes most decisions.
E. Communication is indirect.
F. Tasks are usually standardized.

Answers

Answer: A. They are flat.

C. They are common to start-up businesses.

D. A single leader makes most decisions.

Explanation:

Entrepreneurial business structure is a structure whereby, the owner of the bsuniess makes every decisions. It is often a start up company or a small company and there's a direct mean of communication as the owner has few workers.

The structure is typically flat and the roles are not well defined. It also give rooms for promotion of ideas as workers can give opinions on certain issues.

Answer:

A,B,C,F

Explanation:

The map shows rainfall amounts in the United States. A map of the United States shows where rain is currently falling and how heavy the rain is falling. Which presentation would most likely include this map? one that seeks to identify areas across the US that are prone to flooding one that analyzes global warming effects on the climate of the US one that seeks to show the many lakes and rivers in the US one that illustrates boundary lines between the states in the US

Answers

Answer:

answer c

Explanation:took the quiz

Answer:

a

Explanation:

answer quickly pls: it is an accounting question:

Answers

Answer:

$3,500

Explanation:

Profit is calculated by subtracting expenses for revenue.

In the case,

Revenues are

fees from client   $20,000

Rent received   $ 8,000

total revenue   $28,000

expenses

insurance       $8,000

advertising       $3,000

loan interest   $ 12,000

motor expense      $1,500

    $24,500

profit = $28,000 -  $24,500

profits =$3,500

can anyone please make me the brainest please​

Answers

Answer:

ya sure....army

Explanation:

Purple U...

what is home trade businness​

Answers

Answer:

Home trade is the buying and selling of goods (with the aim of making profit) among people of the same country.

Explanation:

Domestic trade, also known as internal trade or home trade, is the exchange of domestic goods within the boundaries of a country. This may be sub-divided into two categories, wholesale and retail. ... Retail trade is concerned with the sale of goods in small quantities to consumers.

We have been discussing the structure of and tools used by the Federal Reserve Bank (Fed). If it were up to you, what directions would you give to the Fed regarding policy goals and targets. Would you change the current Fed?; Leave it alone?; Close it?...

Answers

Answer:

The description is summarized in the clarification portion below, and according to the particular context.

Explanation:

Throughout the banking as well as the financial system of the United States of America, the Fed would be a leading organization. The Fed has dual inflation stabilization goals and maximum jobs. For some of these two Federal Reserve goals, there seems to be a clear compromise. The equilibrium between any of these two must be created. The US economy is running well above potential output, but in such a situation, the Fed should keep a watchful eye on a future current price increase, or market stabilization would have to be a goal.Therefore, because the Fed would be a monetary policymaker, it would rely more on inflation stabilization. Jobs factors may also be tackled by monetary policies. In other words, the Fed should give great importance to market stability instead of full jobs. The Fed becomes currently operating independently and therefore its activity is free of political intervention, so it must function like this. This wouldn't be the best measure to shut the Fed. Since the Fed figured prominently in mitigating the detrimental consequences of the 2008-2009 crisis. With the aid of the Fed, long term financial crises or inevitable crises will be stopped comfortably.

5020
تيكية
Which material resource is found in
a plastic toy?​

Answers

Answer:

polythene, polypropylene,EVA,etc are found in a plastic toy.

can someone help me with this business worksheet

Answers

Answer:

uhm heyyyy I can help

who is the greatest basketball player of all time.

Answers

Answer:

ong Michael Jordan, Wilt Chamberlain, Bill Russell

Explanation:

Answer: Bron and Wilt

Explanation: Cause they’re S tier

3.
Kriti provided the following information.
$
13 400 debit
120 credit
21 600
At 1 January 2014
Trade receivables balances
Inventory
For the year ended
31 December 2014
Cash sales
Credit sales
Bad debts written off
Receipts from credit customers
Discount allowed to credit customers
Contra with supplier's account
Cheque refund to a credit customer
44 400
165 600
2 800
155 010
4 560
1 300
90
At 1 January 2015 Trade receivables balances
7 debit
200 credit
28 800
Inventory
Mark up on goods sold 50%.
REQUIRED
(a) Calculate Kriti's purchases for the year.
***​

Answers

Answer:

2,000,000

Explanation:

Which type of degree is earned after a master’s degree?

A:doctorate
B:secondary
C:bachelor’s
D:associate’s

(I asked my teacher and he said it was a Bachelor's Degree, please confirm if this is right or not)

Answers

Answer:

I think it is A. doctorate

After a master's you would get your doctorate. Bachelor is before master's.

黑。Will someone help me come up with a name for my product?

I’m having a hard time coming up with a name for my cinnamon body scrub. I don’t want the name to be “Cinnamon Body Scrub.” Anyone have an suggestions or ideas?
請和謝謝你!

Answers

Cinnamon Scrub is a fine name

Why is the slow growth that can result from a contractionary policy a positive effect?

It can increase interest rates.
It can decrease available credit.
It can increase the money supply.
It can decrease inflation.

Answers

Answer: It can decrease inflation

Explanation:

A slow growth rate can result from the contractionary policy of a positive effect which can lead to a decrease in inflation. Thus option A is correct.

What is the contractionary policy?

Contractionary policy forms a money measure that refers to the decrease of the govt spending and specially on the deficit expenses and the reduction in the rate of the monetary expansion by the central bank.

This policy can be understood by the government deposits of the US treasury which are fed by the deposit cash in order to apply the policy. The slow growth of policy can lead to the positive effect that tends to decrease inflation.

Find out more information about the contractionary policy.

brainly.com/question/9504329

Question 6 of 10 When making an ad, avoid using:

A. catchy headlines
B. too few words
C. too much info
D. audience knowledge ​

Answers

Answer:

Its A

Explanation:

Because people dont like wierd ads and sketchy things

Answer:

too much info. Marketing should generate the greatest interest with the fewest words

Although she hates the work, Jessica has spent most weekends and the last three summers as a shortorder cook; she has an associate's degree in paralegal studies; she loves to ride and spends every spare minute helping her uncle with his three horses. Now that she's planning to start a business, her best choice would probably be a A. legal research service. B. restaurant. End of exam C. fast-food franchise. D. riding stable.

Answers

Although she hates the work, [ Jessica has spent most weekends and the last three summers as a shortorder cook; she has an associate's degree in paralegal studies; she loves to ride and spends every spare minute helping her uncle with his three horses. Now that she's planning to start a business, her best choice would probably be a Riding stable. ]

In short the answer is D. Riding stable

I will mark brainliest Which of the following terms directly relate to business? (Select all correct answers.)

1. manufacturer

2. oracular

3. naturalist

4. retailer

Answers

Answer:

1. manufacturer

4. retailer

Explanation:

The manufacturer refers to a company that produces goods and services in a factory or plant for sale. The term manufacturer may also mean the owners of such a factory. A manufacturer converts raw materials to finished products and sells them for a profit. They are involved in a business.

A retailer is a business person who sells goods to consumers. Retailers buy from other businesses such as wholesalers. Large scale retailers such as supermarkets and departmental stores buy from manufacturers.

Answer:

It's manufacturer and retailer

Explanation:

I took a quiz with the same question and I got it correct, so you can rely on my answer.

Over the last 100 years, marginal tax rates have been fluctuating constantly. Place the years in order by how high the top marginal rate was at the time. Place the year with the highest rate first.

Answers

1945* 1913" 2012" 1964 I think this is the right answer

Suppose a customer at a restaurant is deciding whether or not to order dessert. Marginal thinking means that the customer should compare: Group of answer choices the additional benefit from the dessert with the additional cost of the dessert. the total benefit from the entire meal and dessert with the additional cost of the dessert. the total benefit from the entire meal and dessert with the total cost of the meal and dessert. the marginal benefit from the meal with the marginal cost of the dessert. PreviousNext

Answers

Answer:

the additional benefit from the dessert with the additional cost of the dessert.

Explanation:

According to economics, everyone should act by comparing the marginal benefits obtained by purchasing a good or service vs the marginal cost of obtaining this good or service.

In this case, the customer places a certain value on the utility received from consuming dessert, and if that value is equal or higher to the cost of the dessert, then the consumer will order and eat it. If the perceived value of the benefits received form consuming the dessert are lower than the cost of the dessert, then the consumer will not order it.

Which term is defined as a loan given to students to help pay for education-related expenses?
financial aid
scholarship
student loan
work-study

Answers

C. Student Loan

A scholarship is a discount, work study is a job that helps pay for your tuition, and financial aid is something that helps pay for your tuition. So student loan is really the only one that makes sense.

A student loan is defined as a loan given to students to help pay for education-related expenses. Thus, option C is the correct option.

What is a student loan?

A student loan is a specific kind of loan intended to assist students in covering the costs of post-secondary education and related expenses, including tuition, books, and living costs. In comparison to other loan kinds, it could have a much cheaper interest rate and a delayed repayment plan while the borrower is still enrolled in school.

In many nations, there are significant differences in the stringent rules governing bankruptcy and renegotiation. This article identifies the variations in the student loan systems of different developed nations. The majority of American college students are eligible for federal student loans. Regardless of their own or their parents' salaries, students can borrow the same sum of money at the same rate.

Learn more about student loans here:

https://brainly.com/question/24501576

#SPJ2

Which of the following titles describes a first-line manager?
A. Vice president, Consumer Products Division
B. Vice president of sales
C. Customer service supervisor
D. Purchasing manager

Answers

Answer:

C. Customer service supervisor

Explanation:

First-line managers are the lowest rank of managers. They manage workers directly involved in the production process or in service delivery. First-line managers are commonly referred to as supervisors, office managers, or line managers. They do not manage staff at the management level.

From the list provided, the customer service supervisor is the first line manager. He or she manages workers providing customer service to clients.

list three ways you can find jobs in the hidden job market

Answers

Answer:

get active on social media use flex jobs and go to conferences

Answer:

networking, direct contact, and research.

Explanation:

edge 2021 ;)

Define technological literacy.

Answers

Answer:

Technology Literacy is the ability to safely, responsibly, creatively, and effectively use appropriate technology to: communicate; access, collect, manage, integrate, and evaluate information;

Explanation:

Use technology to meet personal needs, interests, and learning styles.

Answer:

Technology literacy is the capacity to use suitable technology in a safe, responsible, creative, and effective manner to communicate, access, collect, manage, integrate, and evaluate information.

Explanation:

If a driver with an insurance policy drives infrequently, it can
raise costs.
lower costs.
create risk
share risk.

Answers

Answer: lower cost

Explanation:

An insurance policy is a contract between an insurance company and a policyholder, which helps the policyholder to be able to make claims when there's an accident or death in case of life insurance.

In the above scenario in the question, if a driver with an insurance policy drives infrequently, it can lower costs.

Therefore, the correct option is B.

Answer: Lower cost.

Explanation: This is the correct answer on Edge 2020 ( I just took the quiz and got it right ^-^).

(03.01 MC)
Interest Rates and Interest Charges
8.99%, 10.99%, or 12.99% introductory APR for one year,
Annual Percentage Rate (APR) based on your creditworthiness
for Purchases
After that, your APR will be 14.99% This APR will vary with the market
based on the Prime Rate.
Jonathan is applying for a new credit card. He has missed several loan payments in the past, and his credit
score has been affected. Which introductory APR might he expect to receive on the card?
O 8.99%
10.99%
12.99%
14.99%
A

Answers

Answer:the answer is A

Explanation:

Answer:

A

Explanation:

What type of spacing should you use for a cover letter?
A. Single spacing
B. Double spacing
C. Triple spacing
D. Half spacing

Answers

Answer:

single spacing

Explanation:

Answer: A

Single Spacing

Explanation:

Why is social service a more respectable job?​

Answers

Answer:

they provide public services

Explanation:

HELP ON A TEST Which is the least likely use for a smartphone app in our retail food chain?
tracking refrigeration temperatures
heating food on the screen
checking for food-bome bacteria
monitoring produce ripening

Answers

Answer:

The anwser is B "heating food on the screen."

Explanation:

Say it outloud and listen to yourself.

Sorting a list by region before printing might help a company save money with
postal costs
production costs
labeling costs
printing costs

Answers

it helps a company save money with POSTAL COSTS

what is the definition of stakeholders​

Answers

plural noun: stakeholders

1.

(in gambling) an independent party with whom each of those who make a wager deposits the money or counters wagered.

2.

a person with an interest or concern in something, especially a business.

Why are parents buying more puzzles than
ever before?
A)Schools and daycares have forbidden kids
from playing with puzzles.
B)Their children are at home with nothing to
do because of the pandemic.
C)Normal board games are out of stock.
D)WiFi systems are being overtaxed with
demand.

Answers

Answer:

B

Explanation:

children are more bored than ever so parents buy them puzzles so they stay busing doing something instead of saying they are bored to their parents every 3 seconds.

Other Questions
In the diagram, lines AB , CD, and EF intersect at G A mother sprints across the yard to grab her small child before he enters the street. The mother is using her __________. A. type I A slow-twitch muscle fibers that provided her with a fast burst of movement B. type II B fast-twitch muscle fibers that respond quickly and provide her with speed and strength C. type I B intermediate-twitch muscle fibers that respond quickly because they are delivered energy aerobically D. type II A fast-twitch muscle fibers that act rapidly because they are delivered energy anaerobically Please select the best answer from the choices provided. A B C Does recycling plastic solve the issue of using crude oil? Miss Watson runs a distance of 200 metres in 25 seconds.Work out the average speed of Miss Watson in metres per second PUNTOS GRATIS SIN CHISTE SIN ESTAFA Find the measure of angle b The instructions on your aspirin bottle say take two 200-milligram aspirin. How many grams is the total dose? ASAP Noya noods to determine the number of books that will fit into a box. If the box has a length of 18 inches and each book is2of an inch thick, which expression can be used to determine the number of books that will fit into the box?O 1818-30 18x}18O PLEASE HELP ME 90 POINTSWhich advantage helped Confederate forces win the attack on Fort Sumter?A: US naval battleshipsB: heavy artilleryC: President Lincolns supportD: the forts location The nucleotide sequence of a DNA codon is TAG. In an mRNA molecule transcribed from this DNA, the codon has the sequence ______________. In the process of protein synthesis, a transfer RNA pairs with the mRNA codon. The nucleotide sequence of the tRNA anticodon is _____________. The amino acid attached to the tRNA is ____________. What is technology? . the ability to perform a task in a short period of time using little to no energy.B. the ability to perform a task using a full range of motion in a short period of time.C. the production of new machines as a result of processes using science and knowledge.D. the interaction among people, companies, and governments of different nations What is the first step in the writing process? drafting refining prewriting researching WILL GIVE BRAINLIEST IF RIGHT.Rosa drew a flow chart of the carbon cycle.Flow chart of the carbon cycle with 4 boxes connected by arrows. Box 1: carbon dioxide in the atmosphere. Box 2: X. Box 3: consumers eat producers. Box 4: Y. The arrow that follows box 4 connects to box 1.Which labels best complete the flow chart?(A)X: Producers undergo photosynthesis. Y: Decomposers return carbon to the soil and release waste.(B)X: Decomposers return carbon to the soil and release waste. Y: Producers undergo photosynthesis.(C)X: Decomposers take in carbon dioxide. Y: Producers absorb carbon through their roots.(D)X: Producers absorb carbon through their roots. Y: Decomposers take in carbon dioxide. NOS AYUDA A DETERMINAR EL TIPO DE LENGUAJE A UTILIZAR PARA LOGRAR NUESTRO OBJETIVO If x has a decimal approximation of 3.4, then x is between which two integers? In your final answer, include all calculations. PLEASE HELP I AM POSTING THIS IN EVERY SCIENCE rELATED SUBJECT how do you get a girl to like you /how to tell if they like you In this song, the singer is complaining about a neighboring country where a young teenager is incarcerated for hunger driven theft, while murderers roam free. What's the title of this song? Which would be the best title for Ch. 7 in The Giver? Write a SELECT statement that returns four columns: VendorName, InvoiceNumber, InvoiceDate, and InvoiceTotal. Return one row per invoice that shows the vendor and invoice results that have an invoice date that is the same as any of the United Parcel Service invoices. Organize the results by invoice date from earliest to latest invoice.