what role of the federal reserve has been cited as contributing to the banking crisis of 2008? it kept the reserve requirement too high. it kept interest rates too high. it kept the cost of borrowing too low. it eliminated the discount rate.

Answers

Answer 1

The federal reserve has been cited as contributing to the banking crisis of 2008 by keeping the cost of borrowing too low. Hence, option D is appropriate.

What is the Federal reserve?

To guarantee that the financial system supports a strong economy for American people, communities, and businesses, the Federal Reserve analyzes financial sector risks and actively participates at home and abroad.

The Federal Reserve System is governed by the Board of Governors, which is based in Washington, D.C. Seven people referred to as "governors," would be chosen either by the American president but also confirmed in their positions or by the American senate in charge of it.

The Fed is the main regulator overseeing banks that are participants within Federal Reserve System and has considerable authority to take action to promote financial stability. It serves as the member institutions' last-resort lender when they have nowhere else to turn for financing.

Hence, option D is correct.

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Related Questions

. A channel master in a supply chain a. Initiates integration of a supply chain b. Is the final customer in a supply chain c. Is the largest member of a supply chain d. Controls the raw material supplies in a supply chain

Answers

A channel master in a supply chain Initiates integration of a supply chain. Option (a) is correct.

What do you mean by Customer?

An individual or business that purchases goods or services from another company is known as a customer. Customers are crucial to businesses because they generate income; without them, they would cease to exist.

Supply chain management (SCM) is the management of the flow of goods and services between enterprises and locations, encompassing all procedures that turn raw materials into finished products. The movement and storage of raw materials, inventories for work-in-progress, finished goods, and the complete order fulfillment process from the point of origin to the site of consumption can all be included in this. Networks, channels, and node firms that are interconnected, interrelated, or linked together provide the goods and services that end users in a supply chain need. 

Therefore, Option (a) is correct. Initiates integration of a supply chain.

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Which term describes the QuickBooks Online accounting system? Answer: A. Cash B Cloud-based C. Summary D. Double-entry

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Cloud-based is the term that describes the QuickBooks Online accounting system. The cloud-based system is often referred to as cloud computing. Hence, option B is appropriate.

What is the meaning of Cloud-computing?

The on-demand availability of computer system resources, in particular data storage and processing power, without direct active supervision by the user is known as cloud computing. Functions in large clouds are frequently dispersed over several sites, each of which comprises a data center.

To provide quicker innovation, adaptable resources, and scale economies, cloud computing is the distribution of computing services over the Internet, including servers, storage, databases, networking, software, analytics, and even intelligence.

Hence, option B is correct.

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A requirement of two-resource sequencing rule is that:a. all jobs must begin at the same timeb. each job must be processed first on the first resource and the on the second.c. a maximum of two jobs can be processed at a time on each resourced. total processing time must be minimized

Answers

A requirement of Johnson's two-resource sequencing rule is that jobs must be processed through each work center in the same job stream.

In operations research,Johnson's rule is a method of scheduling jobs at two work centers. Eight sequencing rules have been considered Shortest Imminent processing time,earliest due date,dynamic least slack,Least Work in Next Queue,First In, first out,last in last out,critical ratio, and LS least slack.the job that arrives at the workstation first has the highest priority,shortest processing time.A priority sequencing rule that specifies that the job that requires the shortest processing time is the next job to process. DNA sequencing is the process of determining the sequence of nucleotides As,Ts,Cs,and Gs in a piece of DNA.In Sanger sequencing, the target DNA is copied many times,forming fragments of different lengths.

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What are 2 sprint events?

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Sprint events in track and field are typically 100m, 200m, and 400m races, while 60m dashes are done on occasion. Sprints are among the earliest running contests.

Sprinting is defined as sprinting a short distance at peak speed in a short amount of time. It is employed in numerous sports that include running, usually to swiftly achieve an objective or goal, or to evade or catch an opponent. Human physiology indicates that a runner's near-peak pace cannot be sustained for more than 30-35 seconds due to depleted phosphocreatine reserves in muscles, and maybe secondary to severe metabolic acidosis caused by anaerobic glycolysis. sprint event definition: a brief footrace, generally less than a quarter mile in length, run at peak pace.

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What is traditional credit?

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Experian, TransUnion, and Equifax receive information from businesses about their accounts receivable, which is referred to as traditional credit.

What was the objective of traditional credit?

These housing loans are typically given by banks and then sold to other organizations like Fannie Mae and Freddie Mac. These are Traditionally known as "conventional loans."

With a domestic banking license and a physical location, banks are considered to be practicing traditional banking. Typically, only two of the three credit bureaus' ratings are required when qualifying for a mortgage using traditional credit.

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four seasons and ritz carlton are among hotels that keep records of all customer requests such as which newspaper the guest prefers or what type of pillow the customer uses. this is an example of what type of culture?

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The sort of pillow the client uses or the type of newspaper the guest enjoys.

What do a client and an example mean?

In order to make your customers' contacts with you easy and enjoyable, as well as when they buy and use your products or services, you must give them with customer care. Outstanding customer service is a need if you want to grow your clientele and your business.

What means customer service?

Customer service is the help you give your customers so that the interactions with you easy and enjoyable, as well as when they buy and use your products or services. You must deliver exceptional customer service if you want to maintain customers and grow your organization.

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he marginal revenue curve faced by a perfectly competitive firm
O is horizontal at the market price.
O is downward sloping, because price must be reduced to sell more output.
O lies below the firm's demand curve.
O has all of these characteristics.

Answers

The correct answer is horizontal at the market price marginal revenue curve faced by a perfectly competitive.

The quantity required decreases to zero when a completely elastic commodity or service's price rises above the going rate. Customers simply won't pay more than a given price for an item or service if there is perfect elasticity in the market. The items produced in a horizontal market are diverse to be able to satisfy the demands of several industries. A horizontal market is one where the output item or service is widely utilized and in high demand, such that producers have little risk from fluctuations in demand.All the steps of a protracted sales process are taken into consideration in horizontal sales procedures. Starting with targeting, they proceed to phases like qualification, discovery, presentation, and acquisition.

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What is the purpose of a sprint?

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The goal of a Sprint is to create at least one usable Increment within a Sprint to examine progress toward a Product Goal in order to offer consistency and predictability in converting ideas into value.

Sprints establish the rhythm of the scrum. A sprint is a fixed-length iteration in which the scrum team completes a pre-determined amount of work. Sprints provide predictability and quick learning. A fresh sprint begins immediately after the previous one concludes. And the cycle continues – a steady drumbeat of progress.

Scrum is a well-known agile software development methodology. It provides a standardized procedural framework for developing and delivering usable software. However, ubiquity breeds dilution.

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Groups of people from the same generation, referred to as generational cohorts, have comparable behavior related to purchase decisions because they have: the same number of children. similar income levels and levels of educational attainment. shared experiences and are in the same stage of life. shared country culture and ethnic backgrounds. O foreign currency income expectations.

Answers

Generational cohorts have comparable behavior related to purchase decisions because they have shared experiences and are in the same stage of life. Thus option C is correct.

What is generational cohorts?

The term "generation" as a grouping or "cohort" in science refers to the complete population of individuals that were born and are currently living at around the same period. The majority of these people have similar beliefs, issues, and attitudes.

A group of individuals who have been enrolled in a study as the result of an occurrence that meets the criteria established by the study is referred to as a "cohort."

Cohorts across generations exhibit comparable conduct while making purchases since they have similar struggles and are at similar stages of life. Therefore, option C is the correct option.

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Is protectionism against free trade?

Answers

One argument is that it should be as easy as possible to conduct business internationally.

Do protectionism and free trade conflict?

Protecting a nation's vital economic interests, such as its significant industries, goods, and employment prospects, is the aim of trade protectionism. Free trade, on the other hand, encourages increased domestic consumption of goods and a more efficient use of all resources, including natural, human, and financial ones.

How does free trade suffer from protectionism?

In certain industries, protectionism can help maintain jobs or at the very least limit the pace of change. A new industry's development can also be aided by protectionism. If the government does not provide help for new businesses, they may find it challenging to compete in industries with high start-up expenses.

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How do you manage backlog effectively?

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Periodically go over the backlog, removing items that aren't necessary, adding only planned tasks, grouping and putting tasks in order of importance, making necessary changes.

What are the three sorts of build-up?Product queue: Features that you want to put into place but haven't prioritized yet for release.Backlog of releases: a set of features that must be implemented for a specific release.Sprint backlog: Client stories that should be finished during a particular timeframe.What makes a backlog healthy?

The level of detail in your product backlog that your development teams and, primarily, product owners require for the project to be successful is referred to as a healthy backlog. It is essential to create a backlog that is sufficiently detailed.

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How do you analyze a passage?

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Provide background information for the piece without going into too much detail. Mention the passage (using correct format). The passage should then be followed by a mix of the following: Talk about the passage's events and why they are important to the overall work.

What are the four components of passage analysis?

Plot, place, characters, point of view, metaphorical language, and style are the factors that need to be examined. This will act as the paper's main source of support and evidence.How do you analyze a passage from a short story?

You must take into account variables like the background, setting, characters, storyline, literary devices, and themes when assessing a novel or short story. Keep in mind that a literary analysis involves more than just a summary or review; it also involves an interpretation of the work and a justification for your position based on the text.

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What is economics definition by Adam Smith?

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Adam Smith defined economics as “an inquiry into the nature and causes of the wealth of nations.”

Who Was Adam Smith?

Adam Smith, a Scottish economist, philosopher, and novelist who lived in the 18th century is regarded as the founder of modern economics. Smith was a strong advocate of laissez-faire economic principles and opposed mercantilism. Smith introduced the concept of an invisible hand—the propensity of free markets to govern themselves via competition, supply and demand, and self-interest—in his first work, The Theory of Moral Sentiments.

Smith is also credited with developing the idea of the gross domestic product (GDP) and his theory of how to offset pay disparities. This hypothesis holds that professions that are risky or unappealing typically pay more to entice employees to these positions. An Inquiry into the Nature and Causes of the Wealth, Smith's 1776 book, is his most significant contribution to economics.

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.d. formed clampett, incorporated, as a c corporation (calendar tax year) with j.d., granny, and jethro, incorporated (a c corporation) as shareholders. on january 15, 2021, jethro, incorporated, sold all its shares to jane hathaway. on february 28, 2021, clampett, incorporated, filed an s corporation election, with j.d., granny, and jane all consenting to the election. what is the earliest effective date of the s election?

Answers

The election's earliest start date is January 1, 2021.

What is a shareholder, exactly?

Share. A person or organization that has contributed funds to a corporation in compensation for a "share" of ownership is referred to as a shareholder. Common or preferential shares produced by the corporation and held (i.e., leased) by the shareholder serve as a representation of that ownership.

Who are a company's shareholders?

Any individual, organization, or company that owns at least one percent of a firm's stocks, also known as equity, is referred to as a shareholder. These people or things, also referred to as stockholders, are a company's partial owners and have a right to a portion of its revenues.

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Joining the ROTC is a great way to

gain military experience
earn money
highlight your creativity
manage your time

Answers

Answer:

Explanation:

Opportunity To Serve as an Officer

If you are interested in joining the military as an officer, ROTC can be a great way to achieve that. You will gain significant experience and have proven credentials within the military structure

Answer:

Joining the ROTC ((Reserve Officers' Training Corps) is a great way to gain military experience. This can be an excellent opportunity for individuals who are interested in pursuing a career in the military, as it provides hands-on training and experience in a variety of areas such as leadership, discipline, and teamwork. Additionally, participating in the ROTC can also help individuals develop important skills such as time management and communication, which can be valuable in both military and civilian settings.

Explanation:

a machine with a cost of $178,000 and accumulated depreciation of $109,000 is sold for $59,200 cash. the amount of the loss related to the sale of this machine should be reported in the operating section under the indirect method is:

Answers

Under the indirect approach, a total of $9,800 should be shown for this machine in the operational section of the statement of cash flows.

What are the calculation and depreciation?

The machine book value is $178,000 minus $109,000 to equal $69,000. $59,200 was earned on the sale. Therefore, $9,800 is the loss on the sale.

Depreciation is a phrase used in accounting to describe two related concepts: first, the real decline in an asset's fair value over time, such as the value of industrial equipment declining year as it is used and wears out; and second, the allocation in accounting accounts of the asset's initial cost to the periods during which the item is used (depreciation with the matching principle).

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What is the main goal of campaign finance reform?

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Political donations and expenditures, would need to be regulated, limited, or outlawed by governments. Any legal political donations and expenditures would also need to be made public.

What are the campaign finance reforms in USA?

Since the beginning of the union, the United States' campaign funding regulations have been a divisive political topic.

The Bipartisan Campaign Reform Act of 2002 is the most recent significant federal law that had an impact on campaign finance.

Important parts of the law barred the use of corporate and union funds to sponsor political advertisements within 60 days of a general election and unrestricted contributions to national political parties.

In Federal Election Commission v. Wisconsin Right to Life, the Supreme Court struck BCRA rules that restricted corporate and union spending on issue advertising.

Contributions, donations, and payments made to public officials or political parties, such as those made to a campaign committee, newsletter fund, or for entry to events like dinners or programs that support a political party.

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What are 5 types of indicators?

Answers

Types of Indicators:

Input indicators , Process and output indicators, Outcome indicators

,Impact indicators.

There are types of Indicators are as follows:

Type of indicators

Input indicators. These indicators refer to the resources needed for the implementation of an activity or intervention.Process and output indicators. Process indicators refer to indicators to measure whether planned activities took place. Outcome indicators. Impact indicators.

What are in indicators?

An indicator is a specific, observable and measurable characteristic that can be used to show changes or progress a programme is making toward achieving a specific outcome. There should be at least one indicator for each outcome. The indicator should be focused, clear and specific.

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What is the primary function of PACs?

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The PACS's primary duty is to lend its members money for short- and medium-term goals.

- Rural (agricultural) debtors are dealt with directly by PACs, who also disburse loans and collect repayments and perform marketing and distribution tasks as well. They are the foundation of the co-operative credit framework and have a dominating position.

- A primary cooperative society is one that has the minimal number of members required by this Proclamation to produce, provide services, or engage in both activities. It was founded by people with comparable interests and goals.

- It is a village-level organisation that works closely with people in rural areas. It encourages farmers to save, takes their deposits, awards loans to suitable borrowers, and collects payments from them.

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as a commercial pilot, you decide to start a small business flying non-stop tours to look at christmas lights during the holiday season. what authorizations, if any, are required to conduct christmas light tours?

Answers

You must request permission from the Federal Aviation Administration to run Christmas light excursions (FAA).

what authorizations, if any, are required to conduct christmas light tours?There are a few authorizations you must obtain before doing Christmas light tours. An Air Operator Certificate (AOC) from the Civil Aviation Authority is first required (CAA). You will be able to run your own air services as long as you adhere to certain operational and safety standards.Additionally, you will require an Air Carrier Certificate (ACC) from the CAA if you intend to fly passengers. You will need to fulfil additional operational and safety standards in order to do this. Last but not least, you'll need to get approval from the authorities in the nations you wish to fly to and from. You might need to get overflight, landing, and/or flight permits depending on the country.The right CAA licences and certificates, such as a commercial pilot licence and a multi-engine instrument rating, are also required. Last but not least, you must make sure that your aircraft is correctly registered and maintained in compliance with CAA guidelines.You can make sure that your operation is lawful and that your passengers are safe during flights by taking the time to secure the required authorizations. Furthermore, by adhering to the rules, you may guarantee that you are offering a.

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What is the biggest disadvantage to savings accounts?

Answers

A savings account is an effective way to store your money in a secure location where it can earn interest

What is savings accounts?Although there are many various kinds of savings accounts, the deposit account, money market account, and certificate of deposit are the three most popular forms. Each one begins with the same fundamental premise: send your money to the bank in exchange for interest.An efficient approach to keep your money safe and earning interest is in a savings account. You can keep your savings in a liquid state with a savings account, which allows you to access your money anytime you need to, while also creating some breathing room between your savings and your daily spending requirements. Savings accounts frequently have lower APYs than other interest-bearing choices like certificates of deposit (CDs). Account limitations Savings accounts frequently come with limitations, like minimum balance or deposit requirements, withdrawal caps, and only a few different ways to deposit or withdraw money.

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Who determines how much of the Product Backlog can be delivered in the upcoming sprint?

Answers

The Product Backlog is a to-do list for products whose content, availability, and priority are set by the owner.

Who is in charge of selecting which stories will be delivered during each sprint?

The product backlog is one of the most important items to bring to the Sprint planning meeting. The team chooses the stories from this backlog, which contains all of the stories that need work. The Product Owner aids in setting this list's priorities.

Who determines the amount of product backlog included in the Sprint?

The Sprint Backlog is determined by the Development Team! Thus, it is as follows: The Product Owner identifies the goals of the Sprint and the Product Backlog Items that would contribute to these goals.

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How does the Fed regulate banks ?

Answers

Through regulations, regulations, policy directives, and interpretations of pertinent laws, the Fed, acting thru the Board of Governors, establishes standards for operation for banks. Regulations can occasionally be limiting, which means they restrict a bank's operations.

What is the Board of Governors' primary responsibility?

Institutional performance and fiduciary oversight fall within the purview of the board of governors. All of its decisions and policies were made with the institution's best interests in mind, not those of specific stakeholders.

What distinguishes the Board of Governors from the Board of Directors?

The Federal Reserve, only well board of governors, is in charge of monitoring the activities of the Federal Reserve System and analysing domestic and global economic events. An appointed committee that manages a corporation is called a board of directors.

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Which is a feature of a Super PAC?

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Super PACs are political committees with the sole aim of supporting independent expenditures and other independent political activity. They may accept an unlimited amount of money from people, businesses, labour organisations, and other political action committees.

Super PACs, also known as "independent expenditure-only political action committees," differ from conventional PACs in that they may raise money from individuals, businesses, and unions and may engage in unrestricted political spending (on things like commercials, for example).

Super pac is permitted to make limitless financial contributions to oppose or support a candidate, but they are not permitted to personally coordinate with or support a candidate of their choice. They have no restrictions on accepting donations from individuals, unions, or businesses, unlike standard PACS.

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What are the 2 functions of price?

Answers

The functions of price are exchange facilitation and resource allocation

Prices coordinate the market purchasing and selling choices and also influence how goods and other resources are distributed across the economy. In a market, exchanges of commodities and services are made possible through price. The value that a seller places on their product can be communicated to prospective customers by setting a price, and customers can then choose whether or not they are willing to pay that price.

Price also signals to producers which commodities are in great demand and which are not, aiding in the proper allocation of resources in an economy. This aids producers in choosing what to create and how much of it, ensuring that resources are utilised effectively.

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19. All of the following are determinants of demand except: a. Price Tasics C. Suppis d. Trice of other goods
20. The law of demand states that an increasc in the price of a good: a. Increases the supply of that good b., Decreases the quantity demanded for that good c. Increases the quantity supplied of that good d. Nonc of these answers
21. If an increase in the price of blue icons Icads to an increase in the demand for tennis shoes, then blue jeans and tennis shocs are: a. Complements V4 b. Infcrior goods c. Normal gouds d Substitutes
22. If the value of the price elasticity of demand is 1-0.2, this means that a: a. 20 percent decrease in price causes a 1 percent increase in quantity demanded 0.2 percent decrease in price causes a 1 percent increase in quantity demanded C. 5 percent decrease in price causes al percent increase in quantity demanded 0.2 percent dccrcase in price causes a 0.2 percent increase in quantity demanded D to search e a

Answers

The correct answer is B quantity supplied the number of goods or services that suppliers will produce and sell at a given market price.

Quantity provided in economics refers to the volume of products or services that providers will make and offer for sale at a specific market price. Since price variations affect how much supply producers actually put on the market, the quantity supplied differs from the amount of supply that is really available (i.e., the total supply). The law of supply is related to the fundamental concept of amount delivered. According to the law of supply, supply grows as price rises. For instance, if the price of grapes rises, the amount of grapes given will probably rise as well. The amount of the item or service that the producer is willing to sell at a specific price is the quantity delivered.

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A local carbonated beverage business enters a foreign market. what problems could it face while entering a new country’s market?
a. the business has to invest heavily in establishing a bottling plant or commissioning a concentrate syrup project, and for this the company has to revise or plan a____.
b. advertisements and promotional schemes have to be introduced to make people aware of their product.
c. the company also has to hire an so that it does not face issues in____.
d. in order to avoid hurting sentiments, advertisements should be in accordance with the region’s____.

Answers

The problems it could face while entering a new country’s market are advertisements and promotional schemes have to be introduced to make people aware of their product. Thus, option B is correct.

Despite the fact that small firms have a far higher likelihood of failing than larger ones, many of them do survive and some even expand, according to the evidence. The following factors have been identified as impediments to small businesses' success in entrepreneurship economies of scale, the application of human capital, a lack of resources, location, and management abilities.

As a result, management service is a crucial differentiator between good, bad, and neutral companies. When expectations are not satisfied, people feel angry. Our industry operates in a fiercely competitive, increasingly global market. Customers now have a wider selection of options for products and services, thus it is crucial to have exceptional management skills. While poor customer service drives away consumers and their friends, good management service keeps customers coming back.

Therefore, option B is the ideal selection.

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Is the integral part of management?

Answers

Decision-making is considered to be an integral part of the management.

Decision-making tends to involve the selection of a course of action which is said to be from among two or more possible alternatives in order to arrive at a solution for a given problem. So, the decision-making is an integral part of management.

However, it needs to make all kinds of decisions, which are from strategic development and the use of resources to employees motivation and to control of all processes in the management. Business is considered to be all about management which is an integral part of any business.

Hence, a good management tend to lay the foundation of a successful business.

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What are 4 benefits of big data?

Answers

Volume, Velocity, Variety, and Veracity are the four characteristics that most people use to define "big" data—they are also known as the four Vs.

Which data do you mean?

Data is information that has undergone a transformation to make it transferable or processable in a computing environment. Data are pieces of information that have been altered into a pdf format for usage with contemporary computing devices and communication channels. You can choose to use the singular or plural form of the topic of data.

Why is data important?

In order to keep going forward, organizations can use solid data to define baselines, benchmarks, and targets. Data allows measurement, so you may create baselines, identify benchmarks, and establish performance goals. The condition of a space before a particular remedy was applied is known as the baseline.

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Which type of data analysis helps answer the question what will happen next therefore forecasting what might happen in the future?

Answers

Identifying and forecasting likely future events is the goal of predictive analytics. Predictive models created by data analysts using previous patterns and trends can be used to determine the likelihood of a future event or outcome.

What situations use predictive analytics?

Almost any business or industry, including banking, retail, utilities, the public sector, healthcare, and manufacturing, can benefit from using predictive analytics to improve operations, increase revenue, and reduce risk. Machine learning on big data sets is occasionally combined with augmented analytics.

What are some applications of predictive analytics?

Cross-selling opportunities are encouraged by using predictive analytics to monitor consumer behavior or purchasing decisions. Businesses can attract, retain, and expand their most lucrative clients by using predictive modeling. operational improvement Businesses frequently employ predictive models to forecast inventory and manage resources.

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