One of the biggest problems associated with renting a home is:
A. the money invested does not build wealth.
B. the renter is responsible for all maintenance costs.
C. the initial required investment is very high.
D. the renter is required to pay huge insurance fees.
Answer:
The money invested does not build wealth
Explanation:
The biggest problem associated with renting a home is that the money invested does not build wealth. The correct option is A.
Why property investment is not good?Even after purchasing the property, you will still need to pay for repairs, society maintenance, and property tax. Also, if you rent out your property, there is a potential that it can sustain damage, adding to your costs. Real estate is not a wise choice for investment because of all these costs.
When renting, the monthly payments go toward the landlord's mortgage and other expenses, rather than toward building equity in a property. In contrast, when owning a home, the mortgage payments go towards building equity in the property, which can be a valuable asset over time. Renters do not benefit from any appreciation in the property value and do not have any ownership stake in the property.
Thus, the ideal selection is option A.
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Rossdale Co. stock currently sells for $68.69 per share and has a beta of .87. The market risk premium is 7.30 percent and the risk-free rate is 2.89 percent annually. The company just paid a dividend of $3.53 per share, which it has pledged to increase at an annual rate of 3.20 percent indefinitely. What is your best estimate of the company's cost of equity?
Answer:
8.5%
Explanation:
we can calculate the company's cost of equity in two different ways:
Re = risk free rate + (beta x market risk premium) = 2.89% + (0.87 x 7.3%) = 9.24%
or
we can use the dividend growth model
P₀ = Div₁ / (Re - g)
Re - g = Div₁ / P₀
Re = Div₁ / P₀ + g
Div₁ = $3.53 x 1.032 = $3.64296P₀ = $68.69g = 3.2%Re = $3.64296/$68.69 + 3.2% = 8.5%
Personally, I would consider the second calculation to be more exact since the market knows better.
can you aswer this screen shot
its in carrer
Answer:
Associate degree --> general 2 years college level degree
apprenticeship --> an on the job training
vocational school --> a one or two year program ..
bachelor --> four year college level degre
certification --> an endorsement from a non gov ..
Stock in Daenerys Industries has a beta of 1.3. The market risk premium is 7 percent, and T-bills are currently yielding 4.5 percent. The company’s most recent dividend was $1.50 per share, and dividends are expected to grow at an annual rate of 8 percent indefinitely. If the stock sells for $36 per share, what is your best estimate of the company’s cost of equity?
Answer:
13.05%
Explanation:
Using CAPM Equation, Ke = Rf+Beta*(Rm-Rf)
= 0.045+1.3*(0.07)
= 0.136
= 13.60%
Using Dividend growth model, Ke = (D1/P0) + g
= (D0*(1+g)/P0) = g
= (1.50*(1+0.08)/36) + 0.08
= 0.125
= 12.50
The cost of equity (Ke) = 0.136 + 0.125 / 2
The cost of equity (Ke) = 0.261/2
The cost of equity (Ke) = 0.1305
The cost of equity (Ke) = 13.05%
Compared to a competitive industry, a monopolist is likely to achieve _____ producer surplus while generating _____ deadweight loss. a) less; more b) more; more c) more; less d) less; less
Answer:
b) more; more
Explanation:
Compared to a competitive industry , a monopolist is likely to achieve more producer surplus (i.e monopolist profits) while generating more deadweight loss (and there is no deadweight loss under competitive market ). Hence, option(B) is correct.
3. Which part of a letter identifies the address of the person writing the letter
Answer:
Return Address
Explanation:
There are primarily 7 parts of a letter and these are the following:
1. Letterhead/Heading (business) or Return Address (an individual)
2. Date
3. Inside Address
4. Salutation/Greeting
5. Body
6. Complimentary Close
7. Signature
The "Return Address" refers to the address of the sender. This includes the name of the sender as well. This is very important especially if the letter requires a response from the recipient.
When you redeem a 50-cents-off coupon for Crest toothpaste at your local supermarket, you are being influenced primarily by which promotional element?
a. advertising
b. sales promotion
c. public relations
d. publicity
e. personal selling
Answer:
The correct answer is the option B: Sales promotion.
Explanation:
To begin with, in the field of marketing there are a lot of different elements that can be used in order to achieve the established goals that the campaign is looking for. In the options of the questions are presented most of those tools that are available for the managers to choose and use. In this case, where the situation establishes a discount obtained by a coupon regarding a determine product that is in the local supermarket then the promotional element that is being used to influenced in the person is the sales promotion. That marketing element characterises itself for having the purpose to increase the short term demand of the consumers that are in the moment being influenced by the promotion itself. Moreover, it uses both media and non media marketing communications in order to stimulate that demand.
Assume that Metlock Company estimates its bad debt expense based on 6% of accounts receivable. What amount of bad debt expense will Metlock record if it has an Allowance for Doubtful Accounts credit balance of $4,000
Answer:
Amount of bad debt expense = $47,540
Explanation:
Missing:
Accounts receivable = 859,000
Bad debt expense = 6% on Accounts receivable
Doubtful Accounts credit balance = $4,000
Find:
Amount of bad debt expense
Computation:
Amount of bad debt expense = [859,000 x 0.06] - 4,000
Amount of bad debt expense = [859,000 x 0.06] - 4,000
Amount of bad debt expense = [51,540] - 4,000
Amount of bad debt expense = $47,540
At age 48, Jamal set up a 401(k) where he plans to deposit $15,000 at the beginning of each year until age 70. Find the amount of the annuity if he invests in a stock fund that yields 6% compounded annually. *
Answer:
900,884.35
Explanation:
Deposit = 15,000
i = 6%
n = 1
t = 70 - 48 = 22
So, Fv = Deposit * (1+i/n)^n-t - 1 / i/n
Fv = 15,000 * (1+0.06)^22 - 1 / 0.06
Fv = 15,000 * (1.06)^22 - 1 / 0.06
Fv = 15,000 * 3.60353741658/0.06
Fv = 15,000 * 60.058956943
Fv = 900884.354145
Fv = 900,884.35
Hence, the amount of the annuity if he invests in a stock fund is $900,884.35
Willie Lohmann travels from city to city for business. Every other year he buys a used car for about $15,000. The dealer allows about $8000 as a tradein allowance, so Willie spends $7000 every other year for a car. Willie keeps accurate records of his expences, which total 32.3 per mile. Willie's employer has two plans to reimburse car expenses: Actual expenses: Willie will recieve all his operating expenses, and $3500 each year for the car's decline in value. Standard mileage rate: Willie will recieve 56.5 per mile but no operating expenses and no depreciation allowance. If Willie travels 18,000 miles per year, which method gives him the larger reimbursement? At what annual mileage do the two methods give the same reimbursement?
Answer:
Plan B is better.
Computation:
Total travel = 180,00 miles
Plan A:
Actual Expenses
Total Reimbursement = $3,500 + [18,000 x 32.3]
Total Reimbursement = $3,500 + $5,814
Total Reimbursement = $9,314
Plan B:
Standard Mileage
Total Reimbursement = 18000 x 56.5
Total Reimbursement = $10,170
So,
Plan B is better.
Difference in fixed reimbursement = $3500 Plan A
Difference in mileage rate = 56.5 - 32.3
Difference in mileage rate = 24.2 cents per mile
Difference in mileage rate = $0.242 per mile
Difference in fixed reimbursement = $3500 Plan A
a. The method that gives Willie Lohmann the larger reimbursement is Plan A.
b. The annual mileage where the two methods give the same reimbursement to Willie is 144.63 miles.
Data and Calculations:
Cost of used car = $15,000
Trade-in Allowance 8,000
Amount spent yearly = $7,000
Total expenses per mile = $32.3
Amount reimbursed with Plan A = $32.3 m + $3,500
Amount reimbursed with Plan B = $56.5 m
where m = per mile
Distance traveled per year = 18,000
Reimbursement from Plan A = $584,900 ($32.3 x 18,000 + $3,500)
Reimbursement from Plan B = $1,017,000 ($56.5 x 18,000)
For Plan A to equal Plan B, $56.5 m = $32.3 m + $3,500
From the equation, $56.5 m - $32.3 m = $3,500
Therefore, $24.2 m = $3,500
m = 144.63 ($3,500/$24.2)
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On January 1, 2019, Ted purchased a small software company for $200,000. He paid $120,000 for the fixed assets of the company and $80,000 for goodwill. How much amortization may Ted deduct on his 2019 tax return for the purchased goodwill?
a. $5,750
b. $90,000
c. $6,000
d. $0
e. $5,333
Explanation:
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Fowler is expected to pay a dividend of $1.81 one year from today and $1.96 two years from today. The company has a dividend payout ratio of 40 percent and the PE ratio is 18.95 times. If the required return on the company's stock is 11.9 percent, what is the current stock price?
Answer:
$77.34
Explanation:
The computation of the current stock price is shown below:
But before that following calculations need to be done
EPS for year 2 = Dividend at year 2 ÷ Payout Ratio
= $1.96 ÷ 0.40
= $4.90
Now the price at year 2 is
Price at year 2 ÷ EPS at year 2 = PE ratio
Price at year 2 ÷ $4.90 = 18.95
Price at year 2 = $92.855
Now finally the current stock price is
= Dividend at year 1 ÷ (1 + rate of interest) + Dividend at year 2 ÷ (1 + rate of interest)^2 + Price at year 2 ÷ (1 + rate of interest)^2
= $1.81 ÷ 1.119 + $1.96 ÷ 1.119^2 + $92.855 ÷ 1.119^2
= $77.34
what is jojo siwas net worth?
pls help im failing my class
Answer:
As of 2020, her net worth is 14 million.
Imagine being a pink girl with no sense of more than one hairstyle at 17, but she got that moolah so I ain't complaining.
Answer:
14 million dollars as of today.
Explanation:
Nick's Enchiladas has preferred stock outstanding that pays a dividend of $3 at the end of each year. The preferred sells for $55 a share. What is the stock's required rate of return (assume the market is in equilibrium with the required return equal to the expected return)?
Answer: 5.45%
Explanation:
The value of a preferred stock is calculated by the formula;
Value = Dividend / required return
Making required return the subject we have;
Required return = Dividend/ Value
= 3/55
= 0.05455
= 5.45%
What is the government’s aim in setting quotas? to create more competition in the market to increase sales of domestic goods to keep tariffs high to limit export of domestic goods
Answer:
to increase sales of domestic goods
Explanation:
B
Depending on the particular situation and the government's goals, different quotas may be set by the government. A government might impose quotas for the following reasons:
To safeguard domestic industriesTo restrict the availability of specific itemsTo control commercial relationsTo adhere to international agreementsHow do tariffs and quotas protect the domestic industry?
By increasing the cost of their competitors' goods, tariffs are designed to protect domestic industry. Tariffs, whilst they may increase prices for consumers, can also harm domestic businesses operating in linked industries. In the industries that are protected, tariffs can also reduce competition.
This can assist guarantee that domestic producers have a sizable enough market share to continue earning a profit and creating items in the nation. In some circumstances, a government may impose export limitations on certain goods to guarantee that they are still available for domestic use.
Governments may use quotas to control the flow of goods into and out of their territories. A few international agreements, like the WTO accords, permit governments to set import limits in certain situations.
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To be effective issuing and investing in bonds, knowledge of their terminology, characteristics, and features is essential.
For example:
A bond's _____ refers to its face value and the amount of money that the issuing entity borrows and promises to repay on the maturity date.
A bond issuer is said to be in _____ if it does not pay the interest or the principal in accordance with the terms of the indenture agreement or if it violates or more of the issue's restrictive covenants.
The contract that describes the terms of a borrowing arrangement between a firm that sells a bond Issue and the investors who purchase the bonds is called _____.
Answer:
Par valueDefaultIndentureExplanation:
A bond's par value refers to its face value and the amount of money that the issuing entity borrows and promises to repay on the maturity date.
A bond issuer is said to be in default if it does not pay the interest or the principal in accordance with the terms of the indenture agreement or if it violates or more of the issue's restrictive covenants.
The contract that describes the terms of a borrowing arrangement between a firm that sells a bond Issue and the investors who purchase the bonds is called indenture.
Yesteryear Productions pays no dividend at the present time. The company plans to start paying an annual dividend in the amount of $0.40 a share for two years commencing four years from today. After that time, the company plans on paying a constant $0.75 a share annual dividend indefinitely. How much are you willing to pay to buy a share of this stock today if your required return is 11.6 percent?
a. $3.78
b. $4.22
c. $4.37
d. $4.71
e. $4.98
Answer:
b. $4.22
Explanation:
The computation of the price that willing to pay is shown below:
But before that we need to do the following calculations
Terminal value at year 5 is
= 0.75 ÷ 0.116
= 6.46552
Now
Total cash flow is
= 6.46552 + .40
= 6.86552
And finally
Present value =(PVF at 11.6%,4 × D4 ) + (PVF at 11.6%,5 × CF5)
= (0.64468 × 0.40) + (0.57767 × 6.86552)
= 0.2579+ 3.9660
= $4.22
Hence, the correct option is b.
Rhian believes he was unfairly passed over for a promotion, so he meets with his union steward to complain. The steward meets with management, but they refuse to make any changes. Which of the following would most likely occur if Rhian decides to push the issue further?
Multiple Choice
(A) The steward would submit the issue for mediation.
(B)The union would initiate a boycott of company products.
(c)The steward would organize a formal sickout (D) The NLRB would issue a temporary court injunction.
(E) the union arbitrator would plead the case to management
Incurring an expense for advertising on account would be recorded by:
a. Is the primary standard-setting body in the United States.
b. Is governed by the U.S. Securities and Exchange Commission.
c. Can overrule the FASB when their policies disagree.
d. Promotes the use of high-quality, understandable global accounting standards.
Complete Question:
Incurring an expense for advertising on account would be recorded by:
Group of answer choices
A) Debiting a liability account.
B) Crediting an asset account.
C) Debiting an expense account.
D) Debiting an asset account.
Answer:
C) Debiting an expense account.
Explanation:
Incurring an expense for advertising on account would be recorded by debiting an expense account.
This ultimately implies that, when a business firm incurs an expense such as on advertising its goods or services, the appropriate account on the balance sheet to record this will be to debit the advertising expense account and then credit the account payable.
Which ride hailing driver may take the standard mileage rate
Answer:
Ride hailing driver may take the standard mileage rate is explained below in detailed answer.
Explanation:
Standard mileage rates are not possible for:
1.Fleet industry operating more than 4 carriers together
2.If carriers are employed as industry articles
3.on carriers on which devaluation is claimed
Standard mileage rate is possible for the leased carrier in a situation that the standard rate is utilized for the entire life of the lease.
The standard rate may be possible to:
Danica has a three-year contract on her 2017 Honda Civic rendered she demands a standard rate for the whole lease life of the vehicle
As it relates to the European Union, what is the ECB?
a. The Euro Currency Board, responsible for pegging exchange rates.
b. The European Currency Bureau, responsible for issuing the euro.
c. The Economic Council of Banks, responsible for oversight of the European banking industry.
d. The European Central Bank, responsible for monetary policy within the European Union.
Answer:
d. The European Central Bank, responsible for monetary policy within the European Union.
Explanation:
The full form of the ECB is European Central bank. It is the bank that is responsible for the monetary policy for those countries who are the members of the European union that means the person who have adoptred the currency of the euro
So according to the given options, the option d is correct as it met the condition
Therefore the other options are wrong
Madeline has a credit score of 648. According to the following table, her
credit rating is considered to be which of these?
Il your FICO credit score is
Your credit rating is considered to be
750 - 850
660 - 749
620 - 659
350 - 619
Excellent
Good
Fair
Poor
A. Fair
B. Good
O
C. Excellent
D. Poor
SUMIT
Answer: Fair
Explanation:
Based on the given table, Madeline's credit score of 648 falls within the range of 620-659, which is considered as a "Fair" credit rating.Hence option A is correct.
A credit score is a numerical representation of a person's credit worthiness, and it is calculated based on various factors such as credit history, payment history, credit utilization, and length of credit history. A higher credit score is generally considered more favorable by lenders as it indicates a lower risk of defaulting on loans or credit cards.
A "Fair" credit rating suggests that Madeline may have some negative items on her credit report, such as late payments, collections, or high credit utilization. While she may still qualify for credit products, she may have to pay higher interest rates or put down a larger deposit to secure a loan or credit card.
It's essential for Madeline to continue building her credit score by making timely payments, keeping credit utilization low, and avoiding new credit applications unless necessary.
With consistent efforts, she can improve her credit score and move up to a higher credit rating, which may provide better borrowing opportunities and lower interest rates.
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One student made the incomplete diagram shown below to represent the relationship between magma, igneous rocks, and metamorphic rocks: three ovals, labeled from left to right, metamorphic rock, magma, and igneous rocks respectively. Which of these is the correct next step to complete the diagram? Put an arrow labeled cools and crystallizes, pointing from igneous rocks to metamorphic rocks. Put an arrow labeled cools and crystallizes, pointing from metamorphic rocks to igneous rocks. Put an arrow labeled heat and pressure, pointing from igneous rocks to metamorphic rocks. Put an arrow labeled heat and pressure, pointing from metamorphic rocks to igneous rocks
Answer:
a
Explanation:
Answer:
C
Explanation:
I took the test.
A can't be because that would be Magma to Igneous rocks
B either because metaphoric rocks are getting with a high temperature and, as B says "cooling" well, that can't be the option.
D cannot be because that should be in reverse due preassure gets things with a high temperature and... well, xd.
So answer is C
give me brainliest pls :3
In the Income-Expenditures model, it is assumed that investment is independent of the level of (current) income. This is:
Answer:
I'm not sure what this question is about, but the concept of the income expenditures model and its components is the following:
In the income (or aggregate) expenditures model, its author (Keynes) established certain assumptions in order to analyze how the economy works as a whole. His assumptions included that investment, government spending and net exports were all independent from income level.
When the economy is at equilibrium, total expenditures (GDP) = income level = consumption + government + investment + net exports
Another important assumptions are:
marginal propensity to consume (MPC) + marginal propensity to save (MPS) = 1consumption = autonomous consumption + [MPC x (total income level - taxes)]Savings = investment increase when disposable income increases or real GDP increases.
This model is used to explain the relationship between labor and production levels, and how they are affected by the economy's total expenditures. By increasing expenditures, the demand for labor and products/services will increase.
The Perpetual Life Insurance Co. is trying to sell you an investment policy that will pay you and your heirs $18,500 per year forever. a. If the required return on this investment is 5.9 percent, how much will you pay for the policy? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) b. Suppose the company told you the policy costs $460,000. At what interest rate would this be a fair deal? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.)
Answer:
a. $313,559.32
b. 0.0402, or 4.02%
Explanation:
The computation is shown below:
Here we use the following equation
PV = C ÷ r
Present value
= $18,500 ÷ 0.059
= $313,559.32
b. Now the interest rate is
As we know that
PV = C ÷ r
$460,000 = $18,500 ÷ r
r = $18,500 ÷ $460,000
= 0.0402, or 4.02%
We simply applied the above formula so that the correct value could come
And, the same is to be considered
The following table lists the components needed to assemble an end item, the manufacturing or purchase lead times (in weeks) for typical lot sizes, amount on hand, and the direct components of each item and, in brackets, the number of each component for each parent.
Item Lead Time Amount on
Hand Direct
Components
End item 1 - L(2), C(1), K(3)
L 2 10 B(2), J(3)
C 3 15 G(2), B(2)
K 3 20 H(4), B(2)
B 2 30
J 3 30
G 3 5
H 2 -
If 40 units of the end item are to be assembled, how many additional units of B are needed? (You don’t need to develop the MRP tables.)
An order for 40 units of the end item is scheduled to be shipped at the start of week 8. What is the latest week that the components of the order can be started and the order still be ready to ship on time? (You don’t need to develop the MRP tables.)
Answer:
first question:
in order to produce 40 units of the end item you need:
40 units of L: only have 10 on hand, so you need to produce 30 more40 units of C: only have 15 on hand, so you need to produce 25 more40 units of K: only have 20 on hand, so you need to produce 20 morein order to produce L, C and K you need 75 units of B but only have 30 on hand, so you would need to buy 45 units of B.
second question:
you need 1 week to produce the 40 units of the end unityou need 3 weeks to produce L, C and K (C and K both take 3 weeks to produce or acquire)you need 3 weeks to produce or acquire B. J. G. H (G is the component that takes longer to produce or acquire out of these 4)total production time for 40 units of end item = 7 weekssince the order is due at the start of the 8th week, you need to start this week.
The board of directors authorizes 1,000 shares, the firm sells 100 shares to employees, and IPOs 600 shares to the public. How many outstanding shares?
Answer:
The number of shares outstanding is 700.
Explanation:
Number of shares outstanding refers to part of the shares authorized by the directors of a company which are currently held or sold to the shareholders of the company including shared owned by the employees and other officers of the company and the shares held institutional investors.
Therefore, authorized shares is not part of the number of shares outstanding.
Based on the above explanation, the number of shares outstanding for this question can be calculated as follows
Number of shares outstanding = Number of shares sold to employee + IPOs shares sold to the public ................... (1)
Where;
Number of shares sold to employee = 100
Initial Public Offerings (IPOs) shares sold to the public = 600
Substituting the values into equation (1), we have:
Number of shares outstanding = 100 + 600 = 700
Therefore, the number of shares outstanding is 700.
Suppose a group of investors pooled $750,000 and founded Best National Bank in Rochester, NY. Best National Bank used $$75,000 of this to purchase shares in the New York Federal Reserve Bank. With the remaining $675,000, the bank manager purchased a building, furniture, and equipment for the bank.
Answer:
I have no idea to wat the answer is
If the growth rate in an economy is 3%, then its GDP will double in about:
A.
20 years.
B.
23.33 years.
C.
70 years.
D.
245 years.
Answer:
B. 23.33 years.
Explanation:
If we are going to make use of rule of seventy (70) to help us know the actual time that it takes for a country to double their economy GROSS DOMESTIC PRODUCT (GDP) which means that it will take up to 14 years for a country that has 5% growth rate to double their GDP but in a situation where a country economy has a growth rate of 3% it will takes actually takes 23 .3 years to double their GDP or 10 years to double their GDP.
In a command economy, Individuals fellow thir self-interest without government intervention True or False İf false, correct the statement.
Answer:
False
Explanation:
In a command or planned economy, the factors of production are owned and controlled by the government. The government makes all the significant economic decisions such as production, distribution, and pricing.
The government prepares a central plan for the entire economy. The plan determines the production level, the goods and services to be produced, and their prices. The central government employs all workers. The private sector does not exist.