The deductible is the sum that a policyholder must pay out of pocket before the insurance provider begins to make payments. In other words, the insurance provider is only required to pay a claim when the amount is greater than the deductible.
What impact does a deductible have on how much the insurance company is required to pay?The deductible on a health insurance policy is the sum that the insured must pay before the insurance provider begins to provide benefits in the event of a claim. This indicates that the insurance provider is only obligated to cover the claim amount if it exceeds the deductible sum.
Before the insurer is required to pay anything on a covered claim, the insured must agree to pay a deductible. The monthly premium (payment) is inversely correlated with the deductible: the larger the deductible, the lower the monthly premium (payment).
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Which of the following is a purpose of a deductible in an insurance contract?
Purpose of a deductible in an insurance contract is to ensure policyholders have skin in the game and will share the cost of any claims.
What do you mean by Contract?A contract is an agreement between parties that establishes legal duties for both parties. The fundamental components necessary for the agreement to be a valid offer and acceptance, adequate consideration, capacity, and legality are: mutual assent, expressed through a contract-compliant offer.
An insurance contract is a legal agreement whereby one party, the insurer, accepts a sizable amount of insurance risk from another, the policyholder, in exchange for the insurer's promise to pay the policyholder compensation in the event that a specific, unforeseen future event, known as the insured event, negatively impacts the policyholder.
Except for specific contracts covered by other Standards, IFRS 4 applies to all insurance contracts (including reinsurance contracts) that a company issues and to reinsurance contracts that it holds. It does not apply to an insurer's other assets and liabilities, such as its financial assets and liabilities covered by IFRS 9. Additionally, policyholder accounting is not covered.
Therefore, To ensure policyholders have skin in the game and will share the cost of any claims.
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What countries have sanctions against the US?
Nations that have imposed sanctions on the US include:
China's People's Republic.Canada.United Kingdom.Mexico.Iran.Russia.What effects can sanctions have on a country?Economic sanctions can be used to accomplish domestic and international aims. The success of sanctions is in doubt because there have been several failures, and they can have unintended consequences. Economic sanctions include trade restrictions, levies, and restrictions on financial activities, for instance.
What advantages do sanctions have?If you don't follow certain conditions, the DWP may reduce or suspend your benefit payment for a predetermined period of time. This is referred to as a benefit penalty. This tutorial will explain what happens if you are subject to an ESA, JSA, or Universal Credit account sanction.
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What types of cases does the US District Courts have?
The trial courts with general jurisdiction for the federal government are known as US District Courts, and they handle both criminal and civil cases.
District Court hears a variety of case types, including the following:situations involving federal law violations in criminal court (e.g., kidnapping, bank robbery, drug trafficking, etc.)situations involving torts governed by federal law, the Constitution, or international agreementsCivil cases involving parties from separate states and sums greater than $75,000 (diversity jurisdiction)by or against the United States in civil actions (with some exceptions)federal jurisdiction over maritime casescases in which foreign dignitaries or ambassadors are involvedappeals of specific decisions made by federal agencies (e.g., Social Security Appeals Council decisions)Proceedings needing specialized jurisdiction, such as bankruptcy or tax cases, are not heard by the US District Courts.To learn more about US District Courts refer https://brainly.com/question/5897731
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Why did the professional field of paralegals develop?
O Legal secretaries trained paralegals to help with their overload.
O The paperwork for lawyers alone caused this field to increase.
O In the 1970s, lawyers had no one to assist in executing legal work.
O During the Vietnam War, people took an interest in legal matters, resulting in an increase of paralegals.
Answer: C, In the 1970s, lawyers had no one to assist in executing legal work.
Explanation: I just did the assignment
How does judicial activism contribute to constitutionalism and democracy?
Judiciary activism protects persons in the minority from unfair legislation since the legislature passes laws that benefit the majority. Many people think that judicial activism is an essential safeguard against the legislative branch's majoritarian tendencies.
How does judicial activism affect the Constitution, and what does it mean?By definition, judicial activism refers to a justice's method of conducting judicial review, in which the justice foregoes the duty of interpreting the Constitution in favor of making decisions that advance the activist's chosen policies.
The "stare decisis" concept, which requires courts to respect precedent, may be broken by judicial activism because it frequently involves reversing precedent. After the Supreme Court's ruling in Citizens United v. FEC this year, this topic became very contentious.
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Regarding documentation, which of the following actions can help a licensee
avoid being accused of unauthorized practice of law?
a. Disclosing in writing to all parties in a transaction that the licensee isn't a licensed
attorney, so there's no licensee liability
b. Having a designated broker review and notarize all completed contracts
c. Having a designated broker write all contracts from scratch to make them specific to each transaction
d. Using approved fill-in-the-blank forms
Answer:
To avoid being accused of unauthorized practice of law, it is essential for a licensee to a. Disclose in writing to all parties in a transaction that the licensee is not a licensed attorney. This can help to make it clear that the licensee is not offering legal advice or representation and that parties should seek the advice of a licensed attorney for legal matters.d. Use approved fill-in-the-blank forms. These forms are often created by attorneys and are specifically designed for use by non-lawyers, such as real estate agents or brokers. Using these forms, the licensee can ensure that they are not accidentally practicing law or offering legal advice. It is generally not advisable for a licensee to:b. Have a designated broker review and notarize all completed contracts. While it may be helpful to have contracts reviewed by a broker or other knowledgeable party, this does not necessarily protect against accusations of unauthorized practice of law. c. Have a designated broker write all contracts from scratch to make them specific to each transaction. This could potentially be considered the unauthorized practice of law, as it involves drafting legal documents. It is generally best for a licensee to rely on approved forms and refer parties to a licensed attorney to create customized legal documents.
Explanation:
What are 3 techniques for pathos?
Pathos can be used to express pity, empathy, and pathetic. By appealing to the audience's emotions, pathos seeks to persuade.
Why is pathos important?Since emotions are powerful motivators, adopting pathos will increase the likelihood that your audience will accept your requests. More often than not, pathos will provide your audience better odds of:being aware of your viewpoint.I'll take your points of view.doing what you ask.Pick topics and points that will elicit strong emotions, such as "Beat your social anxiety," which will elicit stronger feelings than "Learn how to talk in a group."Use metaphors and analogies to connect your ideas to things that your listeners are familiar with and care deeply about. This will elicit strong feelings from them. Comparing "They are dreadful" to "They are poisonous," for instance. This will make advantage of the audience's understanding that poison is terrible and that this issue has to be resolved.Use words that evoke strong feelings, such as "This kitchen roll is a lifesaver" rather than "This kitchen roll is fantastic." Utilizing sensory-rich language that enables the listener to feel the emotion is another technique to add additional emotion to a statement.For instance, "The smell of your grandparents' house" will encourage the recall of memories, hopefully pleasant ones, and thereby evoke certain feelings.To Learn more About Pathos refer to:
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What does Act 2 Scene 1 reveal about Polonius character?
To seize France, Polonius hands his assistant Reynaldo plutocrat and notes within Elsinore.
Reynaldo is instructed by Polonius to probe what Laertes is over to in Paris by piercing the social outskirts of his life and asking the youthful Danes and Parisians who are in his sphere of influence about the kind of joe Laertes is getting. In order to measure their responses to these claims and determine whether Laertes actually does have issues with these vices, Polonius advises Reynaldo to pose as a casual familiarity of Laertes and try to spread rumors among his familiarity about Laertes's issues with drinking, gambling, and women.
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What is rural stand for?
Rural refers to or is associated with the countryside, rural life, or agriculture.
What distinguishes the two?The current definition, published in 2012 and based just on 2010 decennial census, states that rural regions are made up of open land and communities with fewer than 2,500 inhabitants. Urban areas are composed of larger locations and the densely inhabited areas that surround them.
What is a rural example?Generally speaking, a rural area—also referred to as the countryside—is a location that is not in a town or a city. Small villages and a low density of people characterize typical rural areas. Rural areas are often those that are agricultural or have forestry.
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This is the term used for a lawyer who argues for the conviction of a defendant in a criminal case.
This is a type of criminal charge that, while illegal, is generally considered less serious. These can include things like trespassing, public intoxication, and vandalism.
This is a type of criminal charge that is generally considered very serious, and can include assault, spying, and murder.
This is the body of law that codifies what a state defines as legal and/or illegal as well as the punishments for the violations of the laws.
A person cannot be convicted in a criminal case if there is any of THIS, suggesting that the accused could possibly be innocent.
This is the term used for a lawyer who argues for the conviction of a defendant in a criminal case: a prosecutor.
This is a type of criminal charge that, while illegal, is generally considered less serious: misdemeanors. Misdemeanors are generally defined as minor offenses and are punishable by a fine, probation, or a brief jail sentence. Examples of misdemeanors can include trespassing, public intoxication, and vandalism.
This is a type of criminal charge that is generally considered very serious: felonies. Felonies are considered more serious than misdemeanors and are punishable by jail time of more than one year, probation, or extended jail sentences. Examples of felonies can include assault, spying, and murder.
This is the body of law that codifies what a state defines as legal and/or illegal as well as the punishments for the violations of the laws: criminal law. Criminal law is a body of law that outlines what actions are considered illegal and the corresponding punishments for violating those laws.
A person cannot be convicted in a criminal case if there is any of this, suggesting that the accused could possibly be innocent: reasonable doubt. In criminal cases, reasonable doubt is defined as a doubt that arises from the evidence presented or lack of evidence presented in the case. If the jury or judge finds that there is reasonable doubt of the accused’s guilt, then they must acquit the defendant.
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Which part of the Constitution of India deals with the election and Election Commission?
State Election Commissions were formed as per Article 243K of the Constitution, similar to setting up of Election commission of India as per Article 324.
Which part of Constitution is the state election commission?States Election Commission (India) is an autonomous and constitutional body established in India's states and union territories to ensure that elections are free, fair, and unbiased. Article 324 of the Indian Constitution protects the powers of the Election Commission.
Elections for Urban Local Bodies such as Municipalities, Municipal Corporations, Panchayats, and any other specified by the Election Commission of India are handled by the Election Commission of India. The Governor of a state or union territory appoints them.
State Election Commissions in India were formed in accordance with the powers of the Election Commission of India, which was established in 1950[1] to supervise state level elections.[2] State election commissioners are appointed by the Governor.
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How does the legal precedent set by the decision?
A court decision is referred to as a precedent if it provides guidance for future legal cases or disputes involving the same or similar facts. The principle of stare decisis, which incorporates precedent, calls for courts to apply the law consistently in instances involving the same facts.
What is decision?The act or process of making a decision, the time for making one, and the conclusion reached after consideration. George R. Terry: "Decision making is the choice among two or more options based on some criteria." Koontz & O'Donnel: "Decision is the decision of a plan of action from among possibilities. A wise choice is one that is well-considered, includes all relevant information, adheres to the person's philosophy and values, and can be implemented be presented to important ones in a straightforward manner.
What is decision in management?Machine learning and business rules are combined in decision management, which aids businesses in determining the proper course of action to take in a process. Decision management is typically employed by businesses as a smaller component of a larger business automation strategy. Psychology holds that selecting a belief or a course of action from a wide range of alternative alternatives is the result of a cognitive process. It could be unreasonable or rational, depending.
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the international anti-bribery and fair competition act of 1998 was enacted to expand the foreign corrupt practices act to include: ____.
The international anti-bribery and fair competition act of 1998 was enacted to expand the foreign corrupt practices act to include officers or employees of "public international organizations"
The FCPA prohibits covered parties from giving money to "foreign authorities" in order to win or keep business. The 1998 changes broaden the definition of "foreign officials" to include officers or workers of "public international organizations" in conformity with the OECD Convention.
Congress passed the FCPA in response to these well-publicized findings in order to stop the bribery of foreign officials and to regain public trust in the honesty of the American business sector. On December 19, 1977, President Jimmy Carter ratified the Act.
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How does the government use the tax money it collects from U.S. citizens what are the top four categories?
The government uses taxes collected from U.S. citizens: Primarily for Social Security, Medicare, Medicaid and Some welfare programs such as children's tax credits, children's meal programs, housing assistance etc.
Which states are tax exempt?As of 2022, the only states that do not collect state income tax are Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming.
Where can money be invested without being taxed?Municipal bonds. Tax exempt investment fund. Tax exempt Exchange Traded Fund (ETF). Indexed Universal Life Insurance (IUL) Insurance. Roth IRAs and Roth 401(k). Health Savings Account (HSA). 529 college savings plans.
What are the five major sources of government revenue?The five main sources of government revenue are Goods and Services Tax (GST), Income Tax, Corporate Income Tax, Non-Tax Revenue and Federal Excise Tax.
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What type of tax is an excise?
A tax imposed on the creation, sale, or consumption of a particular commodity or service is known as an excise tax. Typically, it is levied at a certain price per unit of the commodity or service, such as a specified amount of money per gallon of petrol or per pack of cigarettes.
Excise taxes are normally collected at the location where the products or services subject to the tax are produced, sold, or imported.
Excise taxes are frequently employed to control particular actions or conduct that are deemed harmful or undesirable, such as the use of cigarettes or alcohol. They could also be employed to finance certain services or projects or to help the government raise money.
Depending on the jurisdiction, excise taxes may be applied at the federal, state, or municipal levels. Sales taxes and value-added taxes, which are often assessed on the sale of an item or service, are two further tax categories that are commonly distinguished from excise taxes. Contrarily, excise taxes are often imposed on certain goods or services, whether or not they are sold.
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Who is the most powerful member of the House of Representatives called?
As the leader of the House, the speaker is in charge of many organizational and executive duties. The majority and minority leaders are each party's representatives on the House floor.
Who holds the most clout in the House of Representatives?The speaker of the House is the representative having the most power in the chamber. A member of Congress is required to introduce an initiative. A measure is defeated in committee when it is opposed by the large majority of the committee's members. Floor leaders coordinate the passage of legislation through Congress.
The Speaker is the chief executive officer and administrative head of the House. He or she is also the leader of the majority party in the House and serves as a representation for all members of the House of Representatives. The Speaker is chosen by the entire body of the House of Representatives. The Vice President is next in line to succeed the President, next comes the Speaker of the House.
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What does the Commander in Chief appoint?
Being Commander in Chief is one of the President of the United States' most significant responsibilities. The President finds oneself ultimately in charge of the safety and security when acting in this position.
Does the phrase "Chairman in Chief" represent something?
The individual who has ultimate command and authority over an army or branch of the military is known as the commanding officer or ultimate commander. Technically speaking, it alludes to military skills held by a head of state or head of government, who serves as the executive leadership of their nation.
Are the President and the Commander in Chief the same?
According to the Constitution, in addition to serving as Chief Executive, the President also serves as Commander in Chief of the Army and Navy. He is mostly responsible for how the United States is acting.
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What is the very first thing you must do when you discover or suspected unauthorized?
If you discover or suspect unauthorized disclosure, you must first protect your confidential information to prevent further unauthorized disclosure.
Confidentiality refers to protecting information from unauthorized access or disclosure.
When individuals gain unauthorized access to data or computer networks, they can harm organizations in a number of ways. It can directly steal files, data or other information. Unauthorized access to more compromised accounts can be used.
If you discover or suspect unauthorized disclosure, you must first protect your confidential information to prevent further unauthorized disclosure. Second, you must report any unauthorized disclosures to the relevant authorities. The relevant authorities will investigate the incident and impose sanctions if necessary.
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How to stop non custodial parent from claiming child on taxes?
How many types of judges are there?
Our legal system has a wide variety of courts, yet there are only really five different types of judges.
What is the total number of federal judges?Currently, there are 870 authorized Article III judgeships, including 9 on the Supreme Court, 179 on appeals courts, 673 on district courts, and 9 on the Court of International Trade.
What is superior to a federal judge?The Supreme Court of the United States, which sits as the highest court in the country's legal system, has the authority to rule on appeals in any matters filed in federal court or state court that involve federal law.
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What is Claudius doing in Act 3 Scene 3?
Answer:
Claudius kneels before his private alter and confesses to God that he murdered his brother. He admits that this act is unforgivable but he is unwilling to relinquish his new found power and position. Instead he asks for some divine intervention to soften him so that he can seek forgiveness.
Explanation:
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What is a closed rule ?
The ability to consider changes other than those reported by the committee presenting the bill is virtually eliminated by closed rules.
A closed rule quizlet: what is it?
shut rule. A closed rule is a procedural device that forbids modifications to bills that are up for a vote on the House floor unless the committee reporting the bill recommends them.
Quizlet definitions for open and closed rules?A closed rule prohibits discussion; an open rule does. The House of Representatives initiates and proposes the measures during the budgetary process. does Congress approve financial decisions? A bill of authorisation is required first.
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What were the 3 beliefs of the open door policy?
The 3 beliefs of the open-door policy
The belief in free trade:The belief in the territorial and administrative integrity of China:The belief in the rule of law:What is the open-door policy?The belief in free trade: The United States believed that free trade was essential for economic development and prosperity and that all countries should have equal access to trade opportunities in China.
The belief in the territorial and administrative integrity of China: The United States supported the independence and sovereignty of China, and opposed any attempts by foreign powers to carve out spheres of influence or annex territory within China.
The belief in the rule of law: The United States believed that international relations should be governed by the rule of law and that agreements between nations should be respected. The Open Door Policy was intended to ensure that all countries were treated fairly and that there was no discrimination against any one country in terms of access to trade and investment opportunities in China.
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All of the following are true about diuretics EXCEPT:
A. Athletes use them to flush out traces of banned substances before a drug test.
B. Athletes can lose sodium and potassium from increased urine output.
C. Athletes use them to meet weight restrictions.
D. Athletes use them to block pain.
Answer:
Explanation:
Answer is D. Athletes use them to block pain. i just did this on my online class and it was D
What did the temperance movement primarily affect?
The temperance movement objectives model the municipal, state, and federal prohibition of the sale of alcohol throughout the United States.
Who was the temperance movement's founder?When Irish priest Theobald Mathew founded the Abstinent Abstinence Society in 1838, a Catholic temperance movement was created. The Chartist movement for men's universal suffrage contained a current known as "temperance chartism" in 1838.
The temperance movement: Was it a success?The fight for temperance has succeeded. However, their triumph was short-lived because many Americans continued to produce and use alcohol in defiance of the law. While organized crime and bootlegging penetrated the market for the spirit to make money, law enforcement trailed behind the rise in illicit activity.
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What was Executive Order 9066 and how did it impact the home front?
During World War II, 112,000 Japanese Americans who lived on the West Coast were transferred into internment camps as a result of President Franklin D. Roosevelt's Executive Order 9066.
Who did the Executive Order 9066 affect?This order, issued by President Franklin D. Roosevelt on February 19, 1942, permitted the relocation of all people believed to pose a threat to the nation's security from the West Coast to places farther interior. In the following six months, more than 100,000 people with Japanese ancestry were sent to assembly centers.
112,000 Japanese Americans living on the West Coast were interned during World War II as a result of President Franklin D. Roosevelt's Executive Order 9066. Before being transferred to the camps, Japanese Americans sold their homes and businesses for a tiny fraction of what they were worth.
During World War II, the directive resulted in the imprisonment of 120,000 Japanese Americans.
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How does overseas labor benefit the United States?
Overseas labor , The United States suffers as a result of fewer employment being created because labor can be performed more cheaply abroad.
How does overseas labor negatively affect the US?As fewer jobs are generated because labor is performed more cheaply abroad, the United States suffers.Immigration has an impact on the labor market since it increases the number of workers in specific economic sectors. The demand for labor is also likely to rise as a result of immigration as more people become consumers, increasing demand for particular goods and services.Outsourcing jobs makes American businesses more competitive in the world market. They are able to sell to foreign markets through their international branches. They keep labor costs low by hiring in developing nations with lower standards of living.. As a result, the commodities they ship back to the United States are cheaper.To learn more about Outsourcing jobs refer,
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What are 3 exclusive powers for the Senate?
Answer:
Power to make treaties
Appoint ambassadors, and judges of the Supreme court
Revenue money
What does the Executive Office of the President helps to keep?
What powers are exclusive to the executive branch?
Exclusive powers are those that are reserved for the federal government or the states. States and the federal government both have concurrent authority.
What authority belongs solely to the executive branch?The Senate must ratify treaties once they have been negotiated and signed by the President. The Executive Branch keeps up diplomatic ties with a number of countries. Executive orders may be issued by the president to direct executive departments or to promote and clarify existing laws.
What are the legislative branch's sole authority?According to the Constitution, only Congress has the power to pass legislation, declare war, ratify or reject a number of presidential candidates, and conduct extensive investigations.
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