in many commercial real estate loans, the lender cannot hold the borrower personally liable in the event of a default. such loans are commonly referred to as:
in many commercial real estate loans, the lender cannot hold the borrower personally liable in the event of a default. such loans are commonly referred to as: recourse loans
A recourse loan is a form of loan that can assist a lender in recouping its investment if a borrower fails to repay and the value of the underlying asset is insufficient to cover it. A recourse loan is a type of secured loan. It authorizes the lender to seize the debtor's other assets that were not utilized as loan collateral or to pursue legal action in the event of failure in order to pay off the whole amount.
The majority of hard cash loans are recourse loans.
Lenders favor recourse loans, but borrowers prefer non-recourse loans, which enable merely the seizure of the collateral.
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which of the following stages must be experienced before the termination of a partnership may be considered complete? select one: a. release of claims b. dissolution and winding-up, but not release of claims c. dissolution d. dissolution
b. dissolution and winding-up, but not release of claims must be experienced before the termination of a partnership may be considered complete.
Dissolution is the simple act of closing down a business entity, whereas winding up is the act of selling assets and paying off debts before a business is closed.
When one of the partners affiliated with the firm no longer plans to be a part of it going ahead, there has been said to have been a dissolution of partnership. It differs significantly from the dissolution of a partnership. Dissolution is the procedure that finally results in the dissolution of a partnership. The remaining partners continue the partnership after dissolution, but it is a totally new and different relationship.
Any assets that remain following the dissolution of the partnership business are distributed, or liquidated, as part of the process of winding up a partnership business. The only partners who have the right to partnership assets throughout the winding-up procedure are those who are still partners in the partnership.
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A checklist screening model does NOT consider:
A checklist screening model does not consider whether one criterion should be prioritized above another.
Give a brief account on project management.The practice of arranging a team's work to fulfill all project goals within the specified time and financial constraints is known as project management. This information is typically included in-depth in the project documentation created at the beginning of the development phase. The primary constraints are those of scope, time, and budget. The second challenge is to use resources as effectively as possible to carry out defined goals.
The objective of project management is to provide a final product that satisfies the client's objectives. Project management frequently aims to restructure or alter the client's brief in order to make it more likely to achieve the client's objectives. The client's objectives should inform every decision the other parties involved in the project make after they are made clear.
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Who do I call if my Amazon package is late?
The concept mentioned here is Customer service. The answer is, we call Amazon customer service if our package is late.
However, the first step you will want to take is to engage with Amazon client service, which you can do in a couple of ways If you are going to try to get a late-delivery refund.
This operates 24/7. Dispatch Amazon's client service dispatch address but as Insider reports, the thee-commerce company prefers to handle support via live converse or phone.
client service is the support you offer your guests — both before and after they buy and use your products or services — that helps them have an easy and pleasurable experience with you. Offering amazing client service is important if you want to retain guests and grow your business.
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the balance sheet of cranium gaming reports total assets of $310,000 and $610,000 at the beginning and end of the year, respectively. sales revenues are $2.00 million, net income is $56,000, and operating cash flows are $50,500. calculate the cash return on assets, cash flow to sales, and asset turnover for cranium gaming. (enter your answers in dollars, not millions (i.e., $10.1 million should be entered as 10,100,000).)
Cash Return on Assets: The cash return on assets for Cranium Gaming is calculated by dividing the operating cash flows by total assets.
What is the cash return on assets calculation?By dividing the operating cash flows by the total assets, Cranium Gaming may determine its cash return on assets. Assets total $310,000, and operating cash flows are $50,500.Therefore, Cranium Gaming's cash return on assets is $16,290 divided by $310,000, which equals 0.0525 or 5.25%.Cash Flow to Sales: Cranium Gaming's cash flow to sales is determined by dividing operating cash flows by sales revenues.Sales revenues are $2,000,000 and operating cash flows are $50,500. As a result, Cranium Gaming's cash flow to sales is $50,500 divided by $2,000,000, which equals 0.025 or 2.5%.Asset Turnover: Cranium Gaming's asset turnover is computed by dividing total assets at year's end by total assets at year's beginning.The entire assets at the conclusion of the year were $610,000, and they were $310,000 at the start. Cranium Gaming's asset turnover is therefore $610,000/$310,000 = 1.97 or 197%.To learn more about the cash return on assets refer to:
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What are the four values of the Agile Manifesto?
Scrum, Extreme Programming, and Feature-Driven Development frameworks all adopted the same unifying idea in the Agile Manifesto for Software Development (FDD).
Four values are:
Persons and relationships, rather than procedures and toolsFunctional software above thorough documentationCustomer involvement during contract negotiationsAdapting to change vs sticking to a planAgile solutions are self-organizing, multidisciplinary, and Agile teams use the best methods for their situation. However, that does not imply that they lack management.
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Which of the following receive dividends if declared?
a. both stockholders
b. creditors
c. stockholders
From the following stockholders are the ones which receive dividends if declared.
An person or legal entity that the corporation registers as the legitimate owner of share of the shareholding of a public or privately held corporation is referred to as a shareholder of the corporation. A corporation's members may be alluded to as shareholders.
A person or legal entity joins a company as a shareholder when their name and other information are put in the company's register of members or shareholders. Unless mandated by law, the corporation is not compelled or allowed to inquire as to who really owns the shares in question. Generally speaking, a business cannot own its own stock.
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the balance sheet of purdy's bbq reports total assets of $800,000 and $900,000 at the beginning and end of the year, respectively. net income and sales for the year are $85,000 and $1,700,000, respectively. what is purdy's profit margin?
The profit margin earned by Purdy is 5%.
What is profit margin?Profit margin is one of the commonly used profitability measures to assess a company's profitability. It shows the percentage of sales that were profitable. Simply put, the percentage figure indicates how much money the business made for every dollar of sales.
Profit margins are used as indicators of a company's financial health, managerial skills, and potential for growth by creditors, investors, and businesses themselves.
Profit margin= Net income/sales
= $85,000 /$1,700,000
=0.05*100
=5%
Therefore, the profit margin is 5%, for every dollar, the profit earned by the Purdy's bbq is $0.05.
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What do you say to a delayed delivery customer?
You firstly and most importantly apologize to a delayed delivery customer.
We regret to notify you that there has been a delay with your order #####.
Your order's delivery is being held up by a shipping strike. We sincerely regret for any inconvenience and value your cooperation.
We would be happy to answer any additional questions you may have. You can send an email directly by replying to this email or through our website to reach our support team.
For further updates, please check the page on our website that details your order's status. As soon as your order ships, we'll also send you a confirmation email.
This most recent tracking link can be used to follow your order: xXXXXXXX
We apologise once more for any trouble this may have caused. If there is anything further we can do to help you, kindly let us know.
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it's economics, but i'd like to base check my own answer, please.
An increase in quality in resources cause economic growth which would be represented by a shift out of the PPC.
What is the effect on the PPC?
The production possibility frontier is constructed under the presumption that the available resources and technology are used both fully and effectively. Therefore, if resources are not used effectively in an economy, it follows that the economy is not getting the most out of the available resources.
When an economy's output rises to its full employment level, economic growth occurs. An outward shift of the production possibility frontier (PPF) indicates an increase in production at full employment.
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The most effective diversity training programs include Select one: a. All choices are correct b. active learning experiences. c. voluntary participation. d. a tie to organizational strategy
The most effective diversity training programs include
b. active learning experiences.
c. voluntary participation.
d. a tie to organizational strategy
All choices are correct. Option A
What is effective diversity?Generally, Effective diversity training programs should include active learning experiences, where participants are actively engaged in the learning process rather than just passively receiving information. This could include activities such as role-playing, simulations, case studies, or group discussions.
Voluntary participation is also important, as individuals should have the choice to participate in diversity training. Forcing individuals to attend training may create resistance and make it less effective.
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Asking, "What if…" is part of which Continuity Planning step?
Disruption assessment
Evaluate
Enact/execute
Mitigation/recovery plan
Disruption scanning
Disruption scanning involves asking "What if..." to identify the sources and causes of disruption. So, correct option is (e).
Business an act of developing a strategy that identifies and documents hazards to an organization and provides procedures for prevention and recovery is known as continuity planning.
It makes ensuring that people and assets are safe and able to operate properly in the case of an interruption, catastrophe, or accident.
The process by which a smaller company typically one with fewer resources moves upwards and competes with more established, larger companies is known as disruption. Higher profit margins drive incumbent enterprises to avoid competing with new entrants for market share in both low-end and new-market disruption.
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What was Thomas Hobbes view on society citizens?
According to Thomas Hobbes, the issue of social and political order, or how people can coexist peacefully without running the risk or fear of a civil war, is at the heart of society's citizens.
What was Thomas Hobbes view on society citizens?According to Hobbes, the sovereign has the authority to formally admit or exclude people, but they are also obligated to educate them about civics so that they can become citizens. Therefore, if people turn into adversaries of the state, it is ultimately the government's fault. Civil society, which was created when free, sane individuals came to an agreement, was not just the reverse of the state of nature. It represented an escape from the state of nature. Hobbes believed that all legislative and executive authority should be centralized in civil society. According to Thomas Hobbes, power is the only method to control humanity's wicked impulses since power is fundamentally cruel and selfish.To learn more about Thomas Hobbes view refer:
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Great systems of ________ are the hallmark of great civilizations.Multiple Choicelawsmanufacturingthinkingleadershipcommunications
Good communication networks have been a defining characteristic of great civilizations.
Shared culture, knowledge, and beliefs are the foundation of all great civilizations. Verbal or nonverbal communication has a crucial part in bringing people together. People have a means of sharing their expertise and knowledge thanks to communication. All of the science, engineering, and math that we have today only exist due of communication tools. Just think about what would exist if people had never learned to write, speak, or sign. The factors of rules, leadership, and variety exist in the great civilization, but they are all supporting elements. Communication is the main characteristic that distinguishes great civilizations.
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What are the 3 main factors of production?
Capital, land, and labor are the three main components of production.
Labor: The word "labor" is used to describe both the workers required to produce a thing or service and the specialized skill they need to do so. It is labor for which a person receives payment. These include professors, consultants, and football players who are also miners.
Land: Natural resources, such as land, which is a production factor, are necessary for the production of goods and services. For instance, the ground contains a wide range of components and natural resources (such as water, oil, etc.), in addition to fertile land that is suitable for agriculture.
Capital: Man-made, manufactured resources produced by factories, machinery, and people are referred to as a capital factor of production. Although the word "capital" is frequently used to refer to money, when talking about factors of production, it refers to value. Due to the way capital is utilized throughout production, economists view it as a good for producers rather than a benefit for consumers.
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$7,900.00 is invested at an apr of 4.5% compounded semiannually (twice per year). write a numerical expression that represents the investment's value after 15 years.
a numerical expression that represents the Future value after 15 years. is [tex]7900 \times (1.0225)^{30}[/tex]
What is FV in compound interest?The future value of a loan or investment may be determined using the formula FV = P*(1+R/N)(N*T), where FV is the future value, P is the original principal, R is the annual interest rate, N is the number of times interest is compounded annually, and T is the amount of time in years.The formula for future value (FV), in its simplest version, is FV= PV*(1+i)n, where "PV" stands for present value, I for interest rate, and "n" for the number of time periods.15 years would be a time in the future hence you use future value formula.
Future value formula is FV = [tex]PV . (1+r)^n[/tex]
r = interest rate; in this case it is the semiannual rate = 0.045/2 = 0.0225 as a decimal.
pv = principal amount invested = 7,900.00
Duration of investment; in this case, number of semi-annual periods = 15*2 = 30
The expression would be ; [tex]7900 \times (1.0225)^{30}[/tex].
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What are some methods which a firm in an oligopoly might use to increase its profit?
Lowering prices, forming collusions, lowering quality of goods, etc are some methods which a firm in an oligopoly might use to increase its profit.
An oligopoly is a market in which a small number of firms recognise their interdependence in pricing and output policies. Because the number of firms is small, each firm has some market power. Automobile manufacturing is another example of an oligopoly, with the top three automakers in the United States being Ford (F), General Motors (GM), and Stellantis (the new iteration of Chrysler through mergers).
Oligopolies typically form in industries with a small number of influential players, none of whom can effectively push out the others. These industries are typically capital-intensive, with additional barriers to entry such as regulation and intellectual property protections.
If the conditions are favourable, oligopolistic firms will realise that they are best served individually not by competing tooth and nail, but by coordinating and cooperating with one another to a certain extent or in specific areas of business.
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What income is not taxable?
The income from inheritances, insurance and charities are not taxable.
Money that is not subject to taxation is referred to as nontaxable income. Child support and life insurance payouts are two examples of nontaxable income, despite the fact that the majority of sources of income are taxed.
You probably have to pay taxes to the government on any income you receive from a job or an investment. The IRS does not levy taxes on a number of different sorts of income, though. Nontaxable income typically comes from sources other than salaries and from certain investment profits.
Some investments, like the interest on municipal bonds, generate income that is tax-free. Many public assistance programs that provide money to the poor are tax-exempt.
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The secretion of PYY _________ hunger and the secretion of orexin ________ hunger.
a. increases; decreases
b. decreases; increases
c. increases; increases
d. decreases; decreases
The secretion of PYY decreases hunger and the secretion of orexin increases hunger.
The role of the hypothalamus in preserving homeostasis and influencing motivated actions has long been acknowledged. The lateral hypothalamic area, a section of the hypothalamus, is covered in this article (LHA).
It is hypothesised that brain regions located within the LHA, such as the perifornical area (PeF) and the dorsal portion of the lateral hypothalamus (LHAd), serve as a bridge between neuronal systems that control homeostasis and those that mediate appetitively motivated actions.
According to functional and immunohistochemical data, the LHA encourages a variety of motivated behaviours, such as eating, drinking, consuming salt, and engaging in sexual activity.
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which of the following investment types is considered to have some protection from unexpected inflation? ch13 a. investment in real estate assets b. investment in long term treasury bonds c. investment in certificate of deposit (cd) with bank d. putting your funds under your mattress e. investment in corporate bonds
The investment over real estate assets is considered to get some protection from unexpected inflation.
What is an unexpected inflation?Unexpected inflation is defined as inflation that is higher or lower than expected. Unexpected inflation has an impact on the economic cycle. It reduces the reliability of market price information for economic agents.According to historical data, real estate has been somewhat effective as an inflation hedge.As a result, the landlord will earn a higher rental income over time. This aids in keeping up with the rise in inflation. As a result, real estate income is one of the best ways to protect an investment portfolio from inflation.The only way to beat inflation outright is to take far more risk than many investors are willing to take these days, which is to invest their money in high-risk bonds or the stock market.
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what happens with poverty and inequality if high-income and low-income workers have rising incomes, but the incomes increase less for worker who are high-income earners? group of answer choices both inequality and poverty will increase. inequality falls and poverty increases. inequality increases and poverty decreases. both inequality and poverty will decrease.
The thing that happens with poverty and inequality if high-income and low-income workers have rising incomes, but the incomes increase less for worker who are high-income earners is D. both inequality and poverty will decrease.
What is inequality?The distribution of economic variables among individuals in a group, among populations, or between nations is referred to as economic inequality. The majority of development theory's focus has been on disparities in living standards, including disparities in wealth, education, health, and nutrition.
Because a person's or household's position within society is viewed as being crucial to their welfare, inequality is important to poverty.
Technology advancement, globalization, commodity price fluctuations, and domestic economic policies like redistributive fiscal policies, labor and product market policies are some of the major causes of the rise in intra-country income inequality. In this case, the inequality and poverty will reduce.
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FILL IN THE BLANK. this type of exchange is the opposite of ____________ gas exchange.
This ty-pe of ex-change is the opp-osite of systemic gas exchange. This hap-pens in the lungs bet-ween the alveoli and a network of tiny blood ves-sels called capillaries, which are loca-ted in the walls of the al-veoli.
Oxy-gen and carbon dioxide diffuse bet-ween the alveoli and pulm-onary capillaries in the lungs, and bet-ween the systemic capillaries and cells through-out the body. The diffusion of these gases, moving in opp-osite directions , is called gas exc-hange.
During gas exch-ange oxygen moves from the lu-ngs to the blood stream. At the same tim-e carbon dioxide pas-ses from the blood to the lu-ngs.
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Cloud services are also known as which of the following:
IPv4 services
WWW services
IPv6 services
Edge services
Cloud services are also known as Edge services. Users can store files and apps on faraway servers and then access the data via the Internet thanks to businesses that offer cloud services. The correct option is (D).
What do you mean by the cloud services?Infrastructure, platforms, or software that are hosted by external providers and made accessible to users online are referred to as cloud services.
Because the information being accessed is located remotely in the cloud or another virtual environment, cloud computing has earned its moniker.
Cloud computing's objective, whether it's private or public, is to offer simple, scalable access to computer resources and IT services.
The hardware and software elements necessary for a cloud computing model's correct execution are included in cloud infrastructure.
Therefore, Cloud services are also known as Edge services. Users can store files and apps on faraway servers and then access the data via the Internet thanks to businesses that offer cloud services.
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What are the advantages and disadvantages of NAFTA?
NAFTA has had an overwhelmingly wonderful impact on the Canadian economy. It has opened up new export opportunities, acted as a stimulus to construct internationally competitive businesses, and helped attract massive overseas investment
What was a negative have an effect on of NAFTA?In response to NAFTA's competitive pressure, Mexican agribusiness used extra fertilizers and other chemicals, costing $36 billion per year in pollution. Rural farmers increased into marginal land, ensuing in deforestation at a charge of 630,000 hectares per year. Another settlement within NAFTA was once in no way implemented.
The NAFTA has created jobs for American workers via expanding get right of entry to to U.S. items and services in the Mexican and Canadian markets. In 1996, jobs supported through the export of U.S. items to Mexico and Canada improved by means of an estimated 311,000 to 2.3 million from 1993 (pre-NAFTA).
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https://brainly.com/question/644093#SPJ4Predictive analytics is used by organizations to: identify the best decisions for a particular situation. analyze business policies through visual representations. understand past and current performance. envisage the future by detecting patterns and relationships in data. Which of the following statements is true of goods-producing processes? They require more flexibility and adaptation to special circumstances than service processes. They require extensive customer participation in service creation and delivery. They use employees as a substitute for physical inventory. They are mechanistic and controllable because of the lack of customer participation.
Every company must maintain regular financial records, and predictive analytics may be quite helpful in predicting the future health of your company.
You may predict sales, income, and costs to create a picture of the future and make decisions by using historical data from prior financial statements as well as data from a larger industry. To make predictions about an unknowable fact, trait, or event, predictive analytics employs mathematical modeling methods. Going by the data that is already known to exist, Goulding says, "it's about constructing a mathematical model from that data to assist you make predictions about someone [or something] not yet in that data set." The duties of an analyst in predictive analysis include gathering and organizing the data, determining the appropriate mathematical model.
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________ is increasing the pace of both cultural diffusion and cultural change.
Globalization is increasing the pace, which is of both cultural diffusion and cultural change.
Cultural change tends to occurs when people tend to integrate into their culture the gestures, traditions, material objects, or concepts of another culture which is done mainly through the cultural diffusion. Thus, globalization and technology are increasing by which the pace of cultural is changing around the world.
However, the cultural diffusion tends to describe the spread of one culture's beliefs, practices, and/or items, like food, music, or tools. Thus, it has been witnessed that globalization has its own impact on the cultures around the world.
Hence, globalization changes the way businesses, nations, and the people tend to interact.
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Which of the following is an executive branch check on the legislative branch?
A) Changing the jurisdiction of federal courts
B) Refusing to implement judicial branch decisions
C) Calling congress into special session
Calling congress into special session is an executive branch check on the legislative branch.
The govt department of presidency is in price of governing a country and implementing the regulation. In order to save you the buildup of energy withinside the fingers of a unmarried organization of individuals, authority is unfold throughout diverse branches in political structures based at the concept of separation of powers.
The govt does now no longer enact or interpret legal guidelines beneath one of these system. Instead, the govt contains out the regulation because it has been created via way of means of the legislative and adjudicated via way of means of the courts. A decree or govt order, for example, may also have come from the govt.
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as a way to save costs, get-away motorcycles inc. set up a factory in a foreign country to produce the component parts it uses to manufacture motorcycles. the technology at this factory is kept to a minimum and management has no say in purchasing or production decisions. what type of factory is get-away inc. using?
The type of factory is get-away Inc. using offshore .
What is meant by production decision ?On the basis of a bankable Feasibility Report on one or more of the Properties, the Shareholders must decide whether to move through with a Development programme to reach Commercial Production. This decision is referred to as the "Production Decision."
Let's divide a company's decision to produce into three steps: Manufacturing Technology. restrictions on consumers. Input Options.
Decisions involving the organisation and management of activities. These choices affect the day-to-day operations of employees, the caliber of goods and services, production and overhead costs, and machine maintenance.
The short run is the theoretical time frame where at least one production element has a set amount while the other factors are variable.
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recently in riverside, building contractors lobbied the city council to pass a law requiring all people working on residential dwellings be licensed by the city. why would the contractors lobby for this requirement?
As the building contractors lobbied the city council to pass a law requiring all people working on residential dwellings be licensed by the city. The reason for this requirement is likely to guarantee that work on dwellings is of high quality. The Option C is correct.
What does the term "lobbying" mean?
In politics, the term lobbying involves persuasion or interest representation is the act of lawfully attempting to influence the actions, policies or decisions of government officials, mostly, the legislators or members of regulatory agencies.
The practice of lobbying usually involves direct, face-to-face contact which is done by of people, associations and organized groups, including individuals in the private sector, corporations, fellow legislators or government officials, or advocacy groups.
The lobbyists may also be among a legislator's constituencies, that is, the voter or bloc of voters within their electoral district; they may engage in lobbying as a business.
Missing options "? a) to reduce the cost of building dwellings b) to create a legal barrier to entry I c) to guarantee that work on dwellings is of high quality."
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which risks do you think boxes-and-stuff might face?
Answer:
I think the risks boxes and stuffs might face is cracking or being destroyed through delivery time through transportation.
Explanation:
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