Which of the following states of financial distress would be considered the most troubling for an investor or creditor?

a. restructuring debt
b. paying an accounts payable after the billing date
c. failing to make a required interest payment on time
d. defaulting on a principal payment on debt

Answers

Answer 1

Answer:

d. defaulting on a principal payment on debt

Explanation:

Remember, there is usually a penalty when one (either an investor or creditor) defaults on a payment on debt such as having to paying higher interest rates on the existing debt or even affecting your ability to get needed debt in the future.

It is because of this foreknowledge of the financial distress attached to defaulting, making most investors and creditors try as much as possible to avoid this scenario.


Related Questions

Recall British Consols first issued in 1700s are considered perpetuities. If a British Consol will pay 100 GBP annually starting one year from now and interest rate is 5%.

Required:
a. What is this asset worth today?
b. If interest rate is always 5%, what is the asset worth 3 year from now?
c. Does the asset appreciate or depreciate in value?
d. Do you have any return if you are holding an asset that does not change in value? What is your rate of return?

Answers

Answer:

a. Present value of perpetuity today = Perpetuity amount / Interest rate  = 100 / 0.05 = 2,000GBP. Thus, this asset worth 2,000GBP today

b. Value of perpetuity 3 years from now = Perpetuity amount / Rate = 100/.05 = 2000GBP. The asset worth 3 year from now is 2,000GBP.

c. Since this is a perpetuity; it neither appreciate nor depreciate in value provided the interest rate is constant.

d. There will be a return since we are getting cash-flows in a yearly basis; rate of return will be the interest rate = 5%

Elena's aunt gave her $100 for her birthday with the condition that Elena buys herself something. In deciding how to spend the money, Elena narrows her options down to four choices: Option A, Option B, Option C, and Option D. Each option costs $100. Finally, she decides on Option B. The opportunity cost of this decision is

Answers

Answer: b. the value to Elena of the option she would have chosen had Option B not been available.

Explanation:

The opportunity cost of a course of action is the value of the next best alternative that would have been chosen had the current action not been undertaken.

The opportunity cost to Elena therefore, is the value of whatever option she would have chosen had option B not been available because that would have been the next best alternative.

how often do you rely on your time management skills to meet deadlines

Answers

Answer:

I usually rely on time management skills to meet deadlines all the time. If I look into my calendar I just see what's due first and then do only that work. commonly we have relied on google and to tell us what's do... especially online with so many assignments due at different times it could be very useful.

Explanation:

Zander buys $1,000 in U.S. Treasury bonds and spends $1,200 on new tires, which are produced domestically, for his car. How much is added to the U.S. GDP because of this?

Answers

Answer:

Amount added in GDP = $2200.

Explanation:

Given:

Spend on treasury bond = $1,000

Spend on tires = $1,200

Find:

Amount added in GDP

Computation:

Amount added in GDP = Consumption + investment

Amount added in GDP = $1200+$1000

Amount added in GDP = $2200

On November 1, 2018, Sandra Company borrowed $200,000 cash on a 1-year, 6% note payable that requires Sandra Company to pay both principal and interest on October 31, 2019. Given no prior adjusting entries have been recorded, the adjusting journal entry on December 31, 2018, Sandra Company's year-end, would include a:___________.

Answers

Answer:

Credit to Interest Payable of $2,000

Explanation:

Preparation of the adjusting journal entry on December 31, 2018 for Sandra Company's year-end

In a situation where the interest amount has already been accrued but has not yet been paid we going to debit the Interest Expense with amount of $2,000 and credit Interest Payable with the amount of $2,000 which means that

the interest expense amount that has accrued for both the month of November and December 2018 will be calculated as :

Accrued Interest Expense=$200,000 × 0.06 × 2 / 12

Accrued Interest Expense= $2,000

Therefore the the adjusting journal entry on December 31, 2018, Sandra Company's year-end, would include a: CREDIT to Interest Payable of $2,000

Johnson Motors' bonds have 10 years remaining to maturity. Interest is paid annually, the bonds have a $1,000 par value, and the coupon rate is 8 percent. The bonds have a yield to maturity of 9 percent. What is the current market price of these bonds?

Answers

Answer:

$935.83

Explanation:

market price of the bonds:

PV of face value = $1,000 / (1 + 9%)¹⁰ = $422.41

PV of coupon payments = $80 x 6.4177 (PV annuity factor, 9%, 10 periods) = $513.42

current market price = $935.83

Since the market rate is higher than the coupon rate, the bonds will be sold at a discount.

A firm have an inventory turnover of 5 times a year on a cost of goods sold of $800 000.if the firm improves the inventory turnover to 8 times a year while the cost of goods sold remains the same, which of the following statement is true?
A)$100,000 is additionally invested in purchasing stock
b)$160,000 is released into working capital
c)$60,000 is additionally invested in purchasing stock
d)$60,000 is released into working capital

Answers

Answer:

d)$60,000 is released into working capital

Explanation:

Inventory turnover gives the number of times that a business buys and sells inventory. A high inventory means that a business moves its stock fast, thereby generating cash.

The formula for inventory turnover ratio

=Cost of goods sold/ average inventory

If a firm has COGS of $800,000 and an inventory turnover of 5, then the average inventory will be

=$800,000 /5

= $160,000

should the firm improve turnover to 8, then the average inventory will be

=$800,000/8

=$100,000

It means the firm will be requiring an average inventory of $100,000 as opposed to $160,000 previously. The difference ($60,000) is to be released to working capital.

HALLOWEEN IS OVER! THANKSGIVING HERE WE COME YAY!! Thanksgiving is one of my favorite holidays! (Christmas is my other favorite) What are your guy's favorite holidays?!

Answers

Answer:

Christmas and Halloween

Explanation:

PERIODT

Answer:

Christmas and Thanksgiving baby

Explanation: purrrrrr

California Company uses a predetermined overhead rate based on machine hours to apply overhead. The company has the following estimated costs for next year:

Direct materials: 10,000
Direct labour: 30,000
Sales commissions: 40,000
Salary of production supervisor: 20,000
Indirect materials: 4000
Advertising expense: 8000
Rent on factory equipment: 10000

California Company estimates that 10,000 machine hours will be worked during the year. The predetermined overhead rate per machine hour will be:__________

Answers

Answer:

$3.40 Per Machine Hour

Explanation:

The computation of the predetermined overhead rate is shown below:

As we know that

Predetermined overhead rate is

= Estimated manufacturing overhead ÷ estimated machine hours

where,

Estiamted Manuafctuing overheads is

= Salary of Prodcution Supervisior + Indirect Material + rent on Factory Equipment

= $20,00 + $4,000 + $10,000

= $34,000

And, the estimated machine hours is 10,000

So, the predetermined overhead rate is

= $34,000 ÷ 10,000

= $3.40 Per Machine Hour

A company shows a $600 balance in Prepaid Rent in the Unadjusted Trial Balance columns of the work sheet. The Adjustments columns show expired rent of $200. This adjusting entry results in:________

a. $200 decrease to net income
b. $200 increase to net income
c. $200 different between the debit and credit columns of the Unadjusted Trial Balance
d. An error in the Balance Sheet

Answers

Answer:

$200 decrease in net income.

Explanation:

Based on the information given we were told that the balance in Prepaid Rent of the company Unadjusted Trial Balance columns of the work sheet shows the amount of $600 in which the the company Adjustments columns show expired rent of the amount of $200 which means that the the company adjusting entry will results in $200 DECREASE IN NET INCOME because expired rent of the amount of $200 will be deducted from the Prepaid Rent of the amount of $600 in the Unadjusted Trial Balance columns of the work sheet.

In periods subsequent to an asset transfer from a subsidiary to its parent at a gain, what effects continue on the seller's and buyer's books from a consolidated reporting perspective?

a. retained earnings of the seller are overstated
b. retained earnings of the buyer are overstated
c. retained earnings of the seller are understated
d. retained earnings of the buyer are understated

Answers

Answer:

a. retained earnings of the seller are overstated

Explanation:

An asset transfer from a subsidiary to its parent at a gain is an Intragroup transaction. Intragroup transactions must be eliminated otherwise the financial statements would be misleading and not have a faithful representation.

The consequence of this transfer is that the Income of the Seller (subsidiary) increases and this also increases the Retained Income Balance of for the Subsequent years. We should eliminate this Income.

A machine costs $5240 and produces benefits of $1000 at the end of each year for 8 years. Assume an annual interest rate of 10%. What is the payback period (in years)

Answers

Answer:

5.24 years

Explanation:

the payback period = $5,240 / $1,000 = 5.24 years

The payback period is the amount of time it takes a project to generate enough cash to cover the initial investment required to carry it out.

You can also calculate the discounted payback period which first calculates the present value of each cash flow:

PV of cash flow 1 = $909.09PV of cash flow 2 = $826.45PV of cash flow 3 = $751.31PV of cash flow 4 = $683.01PV of cash flow 5 = $620.92PV of cash flow 6 = $564.47PV of cash flow 7 = $513.16PV of cash flow 8 = $466.51

in this case, the discounted payback period = 7.8 years

What distinguishes the true ribs from the false ribs from the floating ribs? What functional advantage is provided by these three types of ribs, i.e., why have three types?

Answers

Answer:

Explanation:

For these ribs, the costal cartilage of each attaches to the cartilage of the next higher rib. The last false ribs (11–12) are also called floating (vertebral) ribs, because these ribs do not attach to the sternum at all.

Let understand that the main function of the Ribs is to aid respiration. The rib also serves as a cage to protect vital organ such as Lungs, Heart.

The ribs structure is characterized with 12 thoracic vertebrae.

The true ribs are the number 1 to 7 of the thoracic vertebrae, the false ribs are the number 8 to 12 of the thoracic vertebrae and the floating ribs are the number 11 to 12 of the thoracic vertebrae.

In conclusion, what distinguish the true ribs from others is that the first seven ribs are connected directly to the sternum which is located at the middle of the chest while the false ribs are linked to the sternum indirectly.

Learn more about the ribs here

brainly.com/question/18917198

During the heavy Christmas shopping season, sales of retail stores, online sales firms, and other merchants rise significantly. a. What would you expect to happen to the market for money during the Christmas season

Answers

The money demand curve shifts to the right, as people demand more money for transactions purposes. According to graph 1.1, the demand for money will increase during the festive (Christmas) season.

MD would shift right, MS would remain unchanged and nominal int rates would rise

During the Christmas shopping season, the demand for money increases significantly. To offset the increase in money demand, the Fed must increase the money supply, which will put downward pressure on nominal interest rates.

During the Christmas shopping season, the demand for money increases significantly. If the Fed takes no actions to offset the increase in money demand, then nominal interest rates will:

increase.

Calculate the required rate of return for Mudd Enterprises assuming that investors expect a 3.7% rate of inflation in the future. The real risk-free rate is 1.5%, and the market risk premium is 4.5%. Mudd has a beta of 2.3, and its realized rate of return has averaged 9.5% over the past 5 years. Round your answer to two decimal places. %

Answers

Answer:

15.55%

Explanation:

Calculation for the required rate of return for Mudd Enterprises

Using this formula

Required rate of return=Risk free rate+(Market risk premium +Stock beta)

Let plug in the formula

Required rate of return=(3.7%+1.5%)+4.5%(2.3)

Required rate of return=5.2%+0.1035

Required rate of return=0.1555*100

Required rate of return=15.55%

Therefore the Required rate of return is 15.55%

A perfectly competitive firm will be profitable if price at the profit-maximizing quantity is above: __________

a. ATC.
b. AVC.
c. AFC.
d. MC.

Answers

Answer:

A perfectly competitive firm will be profitable if price at the profit-maximizing quantity is above: __________

d. MC.

Explanation:

The general rule of profit maximization for a perfectly competitive firm is for the firm (and each firm in the market) to produce the quantity of output where the price (P) = marginal cost (MC).  In this case, the price (P) is a measure of the value that customers place on the good.   The marginal cost (MC) measures what it costs the firm to produce each marginal unit.

The risk-free rate of interest is 7% per annum with continuous compounding, and the dividend yield on a stock index is 3.2% per annum. The current value of the index is 150. What is the six-month futures price?

Answers

Answer:

The six-month futures price is $152.88

Explanation:

Asset Price Sо = $150

Time T= 6/12 = 0.5

Risk free interest rate = 7%

Dividend yield = 3.2%

Fо = Sо e^(r-q)*r

Fо = $150 e^(0.07-0.032)0.07

Fо = $150 e^(0.038)0.07

Fо = $150 e^(0.019)

Fо = $152.8772

Fо = $152.88

ABAC Farms expects to sell 25,000 units of its product at $11 per unit and to incur variable costs per unit of $6. Total fixed costs are $70,000. The total contribution margin is:

Answers

Answer: $125,000

Explanation:

The Contribution margin is the Sales revenue less the Variable cost.

Revenue

= 25,000 * 11

= $275,000

Variable costs

= 25,000 * 6

= $150,000

Total Contribution Margin

= 275,000 - 150,000

= $125,000

what is business marketing?

Answers

Answer:

Business marketing

Business marketing is a marketing practice of individuals or organizations. It allows them to sell products or services to other companies or organizations that resell them, use them in their products or services or use them to support their works. It is a way to promote business and improve profit too.

Answer:

yes

Explanation:

Business marketing is a marketing practice of individuals or organizations. It allows them to sell products or services to other companies or organizations that resell them, use them in their products or services or use them to support their works. It is a way to promote business and improve profit too.

Waterway Company acquired a plant asset at the beginning of Year 1. The asset has an estimated service life of 5 years. An employee has prepared depreciation schedules for this asset using three different methods to compare the results of using one method with the results of using other methods. You are to assume that the following schedules have been correctly prepared for this asset using (1) the straight-line method, (2) the sum-of-the-years'-digits method, and (3) the double-declining-balance method.

Year
Straight-Line
Sum-of-the-
Years'-Digits
Double-Declining-
Balance
1 $12,420 $20,700 $27,600
2 12,420 16,560 16,560
3 12,420 12,420 9,936
4 12,420 8,280 5,962
5 12,420 4,140 2,042
Total $62,100 $62,100 $62,100

Answer the following questions.
What is the cost of the asset being depreciated?

Cost of asset $

Answers

Answer:

$69,000

Explanation:

The double-declining method uses twice the rate of the straight-line depreciation method.  

In this case, we need to determine the depreciation rate under the straight-line method. The asset has a useful life of 5 years.

the depreciation rate = 1/5 x 100

=0.2 x 100

=20%

The Depreciation rate for the double-declining method is 40%. The straight-line method considers salvage value at the beginning, but double-declining depreciates until the salvage value.

In the first year under the double-declining method, the depreciation amount was $27,600.

It means 40% of the asset cost is $27,600.

The asset cost is 100%

40%=$27,600

100% = 27,600/40 x 100

=$690 x 100

=$69,000

Asset cost = $69,000

A company purchased a building for $850,000 on January 1, 2010. As of December 31, 2014, $200,000 of accumulated depreciation had been recorded related to this building. The building was sold to another party for $1,250,000 on January 1, 2015. On the sale of this building, the company should recognize:_______

a. A gain of $650,000
b. A loss of $650,000
c. A gain of $600,000
d. A loss of $600,000

Answers

Answer:

On the sale of this building, the company should recognize:_______

c. A gain of $600,000

Explanation:

a) Data and Calculations:

The cost for the Purchase of building on January 1, 2010 = $850,000

Accumulated depreciation as of December 31, 2014 =           200,000

Book value of building as of December 31, 2014 =               $650,000

Sale proceeds on January 1, 2015 =                                    $1,250,000

Gain from the sale of the building =                                      $600,000

A vertical aggregate supply curve:________

a. Reflects the inflexibility of prices and wages.
b. Implies that aggregate demand shifts have no impact on output.
c. Implies that supply-side policies will have no effect on the macro equilibrium.
d. Is likely in the short run.

Answers

Answer:

B. Implies that aggregate demand shifts have no impact on output.

Explanation:

This is a graphical representation that shows the total supply of an economy at different price levels. Generally in economics, it is known to slope upwards. And also what determines the quantities. During the long run, analyzing these forces that govern long-run growth, we did not need to make any reference to the overall level of prices. We learned that if two economies were identical except that one had twice as much money in circulation as the other, the price level would be twice as high in the economy with more money, but the output of goods and services would be the same.

If an industry has exactly 10 firms with identical sales, the four-firm concentration ratio must be:___________

a. 40.
b. 60.
c. 90.
d. 10.

Answers

Answer:

c

Explanation:

def c

Tatum Company has four products in its inventory. Information about the December 31, 2021, Inventory is as follows: Product 101 102 103 104 Total Cost $161,000 119,400 79,500 40,600 Total Replacement Cost $146,900 112,700 53,000 37,900 Total Net Realizable Value $133,500 145,900 67,100 68,100 The normal profit is 40% of total cost. The normal profit is 40% of total cost. Required:1. Determine the carrying value of inventory at December 31, 2021, assuming the lower of cost or market (LCM) rule is applied to individual products.2. Assuming that inventory write-downs are common for Tatum Company, record any necessary year-end adjusting entry.Complete this question by entering your answers in the tabs below. Required 1 Required 2 Determine the carrying value of inventory at December 31, 2021, assuming the lower of cost or market (LCM) rule is applied to individual products. Product Total Cost Replacement cost NRV NRV - NP Market Inventory Value 101 102 103 104 Totals Required 1 Required 2 > Required 1 Required 2 Assuming that inventory write-downs are common for Tatum Company, record any necessary year-end adjusting entry. (If no entry is required for a transaction/event, select "No journal entry required" in the first account field.) View transaction list Journal entry worksheet Record any necessary year-end adjusting entry assuming that inventory write- downs are common for Tatum Company. Note: Enter debits before credits. Transaction General Journal Debit Credit Record entry Clear entry View general journal

Answers

Its okay just 19191 + 1020

What career would a graduate of a drama school be most likely to pursue?

.Fine Artist
.Musician
.Actor
.Dancer

Answers

Answer:

actor is the answer. have a good day, and pls mark brainlest

Answer:

Id say actor.

duuuuh if anything dancer

Explanation:

Can I please get brainleist.

what is the likely reason an investor in one state would buy local government bonds in another state

Answers

Explanation:

because unlike to another state is not the same there in Philippines a more education is quality and a projects and a good transformations are a big deal to us as a part of a responsible woman being and this world. And I thank you

discuss types of assets? In two or three sentences.​

Answers

Answer:

Examples of assets include:

Cash and cash equivalents.

Accounts Receivable.

Inventory. It is often deemed the most illiquid of all current assets - thus, it is excluded from the numerator in the quick ratio calculation.

Investments.

PPE (Property, Plant, and Equipment) ...

Vehicles.

Furniture.

Patents (intangible asset)

A stock currently sells for $65. The dividend yield is 3.5 percent and the dividend growth rate is 4.8 percent. What is the amount of the dividend to be paid in one year

Answers

Answer:

$2.275

Explanation:

Calculation for the amount of the dividend to be paid in one year

Using this formula

D1 =Dividend yield* Stock Amount

Let plug in the formula

D1= .035($65)

D1= $2.275

Therefore the amount of the dividend to be paid in one year will be $2.275

Meadow Company produces hand tools. A sales budget for the next four months is as follows: March 10,800 units, April 13,300, May 16,100 and June 21,200. Meadow Company’s ending finished goods inventory policy is 20% of the following month’s sales. March 1 beginning inventory is projected to be 2,160 units. How many units will be produced in March?

Answers

Answer:

Production= 11,300 units

Explanation:

Giving the following information:

Sales:

March 10,800 units

April 13,300

Meadow Company’s ending finished goods inventory policy is 20% of the following month’s sales.

March 1 beginning inventory is projected to be 2,160 units.

To calculate the production for March, we need to use the following formula:

Production= sales + desired ending inventory - beginning inventory

Production= 10,800 + (13,300*0.2) - 2,160

Production= 11,300 units

what is cash flow??????

Answers

Answer:

A cash flow is a real or virtual movement of money: a cash flow in its narrow sense is a payment, especially from one central bank account to another; the term 'cash flow' is mostly used to describe

Answer:

the answer above is right

Explanation:

Other Questions
Ex plane how knowing 50 x 4 = 200 helps you find 500 x 400 Refer to the two passages.Source 1"A reconsideration was necessary; for, it seemed to me, with regard to the person, his quality and capital are not sufficient in connection with an enterprise which may come to be of such vast importance, and one requiring greater backing and a method of proceeding other than what is now thought and deemed sufficient; for, even looking at the matter from the utilitarian point of view, although he make the journey at his own cost and without any expense to Your Majesty, it seems to be of little moment whether he goes for gain and in order not to lose the chance of good fortune, but of great importance the hazarding of not only the repute which would be lost among these nations of Indians if the natives of that country should repel this man and his people, butthis is the principal thing involvedthat of the conscience and authority of the royal person of Your Majesty.Letter from the viceroy of New Spain to the king of Spain, concerning a proposed expedition to the Carolinas, ca. 1596Source 2"We, greatly commending, and graciously accepting of, their Desires for the Furtherance of so noble a Work, which may, by the Providence of Almighty God, hereafter tend to the Glory of his Divine Majesty, in propagating of Christian Religion to such People, as yet live in Darkness and miserable Ignorance of the true Knowledge and Worship of God, and may in time bring the Infidels and Savages, living in those parts, to human Civility, and to a settled and quiet Government: DO, by these our Letters Patents, graciously accept of, and agree to, their humble and well-intended Desires; "And do therefore, for Us, our Heirs, and Successors, GRANT and agree, that the said Sir Thomas Gates, Sir George Somers, Richard Hackluit, and Edward-Maria Wingfield, Adventurers of and for our City of London, and all such others, as are, or shall be, joined unto them of that Colony, shall be called the first Colony; And they shall and may begin their said first Plantation and Habitation, at any Place upon the said-Coast of Virginia.Charter given by the king of England to establish the Jamestown colony, ca. 1606The information presented in the two passages best supports which of the following comparative statements about Englands and Spains expansion in the Americas?Both England and Spain committed significant resources to expanding their territory.Both England and Spain were concerned about the abuses of colonists.Both England and Spain were careful to avoid conflict with indigenous peoples.Both England and Spain presented their actions as moral. The diagram shows what happens when oceanic crust runs into continental crust. What process is being shown in the diagram?A.B.C.D. Solve the Inequality: A dancer took forward and backward steps of equal length during a dance. After taking 16 steps total, she was back at her starting position. How many steps did the dancer take in the forward and backward directions Elerium would have 25 protons, 30 neutrons and 24 electrons. What would its mass number be? Please can someone help me solve this!! :)) Eliass teacher has given him a rectangle that is 15 feet by 20 feet. She has asked him to create a new rectangle using a scale factor of 8/3. Elias says that will be a reduction because the scale factor is a fraction. Is he correct? Will give brainest!!!!Why were some researchers known as Gestalt psychologists?a) They only studied one part of the brain, the part where our ideas originate.b) They studied perceptual processes by which we organize things into wholes.c) They were taught by a German psychiatrist, Professor Wilhelm Gestalt.d) They studied perceptual illusions and how they influenced development. HELPPP . sorry for cracked. screen.. Identify w as either rational or irrational, and approximate to the tenths place. (4points) Prewriting/PlanningUse this space to list some ways in which your research findings about these rolesincluding the esteem in which these types of people were heldeither fits or clashes with the realities that Chaucer portrays Gatorade come in two different sizes. A 16 ounce bottle costs 2.10 and a 20 ounce bottle costs $3.15. 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He could scarce believe his eyes when he found a twig of an oak, which he plucked from the branch, become gold in his hand. He took up a stone; it changed to gold. He touched a sod; it did the same. He took up an apple from the tree; you would have thought he had robbed the garden of the Hesperides. His joy knew no bounds, and as soon as he got home, he ordered the servants to set a splendid repast on the table. Then he found to his dismay that whether he touched bread, it hardened in his hand; or put a morsel to his lip, it defied his teeth. He took a glass of wine, but it flowed down his throat like melted gold.[4] In consternation at the unprecedented affliction, he strove to divest himself of his power; he hated the gift he had lately coveted. But all in vain; starvation seemed to await him. He raised his arms, all shining with gold, in prayer to Bacchus, begging to be delivered from his glittering destruction. Bacchus, merciful deity, heard and consented. 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